NSP vs. PAYC

Last updated Apr 2, 2026

Compare and contrast key facts about Insperity, Inc. (NSP) and Paycom Software, Inc. (PAYC).

Performance

NSP vs. PAYC - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Insperity, Inc. (NSP) and Paycom Software, Inc. (PAYC). The values are adjusted to include any dividend payments, if applicable.

NSP vs. PAYC - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
NSP Insperity, Inc.	-28.20%	-47.78%	-32.13%	5.24%	-1.91%	50.15%	-3.06%	-6.75%	64.23%	66.60%
PAYC Paycom Software, Inc.	-23.99%	-21.70%	-0.04%	-33.06%	-25.26%	-8.19%	70.82%	116.22%	52.43%	76.59%

Fundamentals

EPS NSP : -$0.28 PAYC : $8.11
PS Ratio NSP : 0.10 PAYC : 3.29
Total Revenue (TTM) NSP : $6.81B PAYC : $2.05B
Gross Profit (TTM) NSP : $900.00M PAYC : $1.71B
EBITDA (TTM) NSP : $53.00M PAYC : $771.90M

Returns By Period

In the year-to-date period, NSP achieves a -28.20% return, which is significantly lower than PAYC's -23.99% return. Over the past 10 years, NSP has underperformed PAYC with an annualized return of 2.91%, while PAYC has yielded a comparatively higher 13.31% annualized return.

NSP

• 1D: 0.00%
• 1M: 31.58%
• YTD: -28.20%
• 6M: -42.69%
• 1Y: -67.90%
• 3Y*: -37.07%
• 5Y*: -17.89%
• 10Y*: 2.91%

PAYC

• 1D: -0.61%
• 1M: -5.59%
• YTD: -23.99%
• 6M: -39.06%
• 1Y: -44.87%
• 3Y*: -25.92%
• 5Y*: -19.98%
• 10Y*: 13.31%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

NSP vs. PAYC — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

NSP

NSP Risk / Return Rank: 5
NSP Sharpe Ratio Rank: 2
NSP Sortino Ratio Rank: 2
NSP Omega Ratio Rank: 2
NSP Calmar Ratio Rank: 8
NSP Martin Ratio Rank: 11

PAYC

PAYC Risk / Return Rank: 7
PAYC Sharpe Ratio Rank: 2
PAYC Sortino Ratio Rank: 3
PAYC Omega Ratio Rank: 4
PAYC Calmar Ratio Rank: 13
PAYC Martin Ratio Rank: 11

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

NSP vs. PAYC - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Insperity, Inc. (NSP) and Paycom Software, Inc. (PAYC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	NSP	PAYC	Difference
Sharpe ratio Return per unit of total volatility	-1.15	-1.18	+0.03
Sortino ratio Return per unit of downside risk	-1.92	-1.81	-0.10
Omega ratio Gain probability vs. loss probability	0.73	0.78	-0.06
Calmar ratio Return relative to maximum drawdown	-0.89	-0.78	-0.11
Martin ratio Return relative to average drawdown	-1.41	-1.42	+0.01
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

NSP vs. PAYC - Sharpe Ratio Comparison

The current NSP Sharpe Ratio is -1.15, which is comparable to the PAYC Sharpe Ratio of -1.18. The chart below compares the historical Sharpe Ratios of NSP and PAYC, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	NSP	PAYC	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-1.15	-1.18	+0.03
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.44	-0.45	+0.01
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.06	0.30	-0.24
Sharpe Ratio (All Time) Calculated using the full available price history	0.14	0.42	-0.28

Correlation

The correlation between NSP and PAYC is 0.41, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

NSP vs. PAYC - Dividend Comparison

NSP's dividend yield for the trailing twelve months is around 8.88%, more than PAYC's 1.24% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
NSP Insperity, Inc.	8.88%	6.20%	3.06%	1.90%	1.77%	3.18%	1.97%	1.39%	0.86%	2.75%	1.37%	1.77%
PAYC Paycom Software, Inc.	1.24%	0.94%	0.73%	0.54%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Drawdowns

NSP vs. PAYC - Drawdown Comparison

The maximum NSP drawdown since its inception was -95.37%, which is greater than PAYC's maximum drawdown of -78.90%. Use the drawdown chart below to compare losses from any high point for NSP and PAYC.

Drawdown Indicators

	NSP	PAYC	Difference
Max Drawdown Largest peak-to-trough decline	-95.37%	-78.90%	-16.47%
Max Drawdown (1Y) Largest decline over 1 year	-76.21%	-56.77%	-19.44%
Max Drawdown (5Y) Largest decline over 5 years	-82.82%	-78.90%	-3.92%
Max Drawdown (10Y) Largest decline over 10 years	-83.15%	-78.90%	-4.25%
Current Drawdown Current decline from peak	-77.10%	-77.66%	+0.56%
Average Drawdown Average peak-to-trough decline	-38.00%	-26.18%	-11.82%
Ulcer Index Depth and duration of drawdowns from previous peaks	47.81%	31.11%	+16.70%

Volatility

NSP vs. PAYC - Volatility Comparison

Insperity, Inc. (NSP) has a higher volatility of 19.41% compared to Paycom Software, Inc. (PAYC) at 11.66%. This indicates that NSP's price experiences larger fluctuations and is considered to be riskier than PAYC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	NSP	PAYC	Difference
Volatility (1M) Calculated over the trailing 1-month period	19.41%	11.66%	+7.75%
Volatility (6M) Calculated over the trailing 6-month period	46.51%	27.50%	+19.01%
Volatility (1Y) Calculated over the trailing 1-year period	59.11%	38.24%	+20.87%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	40.60%	44.11%	-3.51%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	45.04%	44.31%	+0.73%

Financials

NSP vs. PAYC - Profitability Comparison

The chart below illustrates the profitability comparison between Insperity, Inc. and Paycom Software, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

NSP - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Insperity, Inc. reported a gross profit of 172.00M and revenue of 1.67B. Therefore, the gross margin over that period was 10.3%.

PAYC - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Paycom Software, Inc. reported a gross profit of 480.00M and revenue of 544.30M. Therefore, the gross margin over that period was 88.2%.

NSP - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Insperity, Inc. reported an operating income of -46.00M and revenue of 1.67B, resulting in an operating margin of -2.8%.

PAYC - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Paycom Software, Inc. reported an operating income of 157.20M and revenue of 544.30M, resulting in an operating margin of 28.9%.

NSP - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Insperity, Inc. reported a net income of -33.00M and revenue of 1.67B, resulting in a net margin of -2.0%.

PAYC - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Paycom Software, Inc. reported a net income of 113.80M and revenue of 544.30M, resulting in a net margin of 20.9%.