NSP vs. PAYC
NSP (Insperity, Inc.) and PAYC (Paycom Software, Inc.) are both stocks. NSP operates in Staffing & Employment Services (Industrials), while PAYC operates in Software - Application (Technology). Over the past 10 years, NSP returned 7.48%/yr vs 12.88%/yr for PAYC. Their 0.41 correlation means their historical movements had little consistent relationship.
Performance
NSP vs. PAYC - Performance Comparison
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Returns By Period
In the year-to-date period, NSP achieves a 45.00% return, which is significantly higher than PAYC's 6.42% return. Over the past 10 years, NSP has underperformed PAYC with an annualized return of 7.48%, while PAYC has yielded a comparatively higher 12.88% annualized return.
NSP
- 1D
- 5.97%
- 1M
- 18.21%
- 6M
- 30.11%
- YTD
- 45.00%
- 1Y
- 28.11%
- 3Y*
- -13.52%
- 5Y*
- -8.34%
- 10Y*
- 7.48%
- ALL TIME*
- 10.10%
PAYC
- 1D
- 2.87%
- 1M
- 21.16%
- 6M
- 27.22%
- YTD
- 6.42%
- 1Y
- -24.81%
- 3Y*
- -15.89%
- 5Y*
- -17.14%
- 10Y*
- 12.88%
- ALL TIME*
- 20.25%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $40.97M | $35.33M | $29.67M | |
| $128.78M | $117.70M | $134.36M |
NSP vs. PAYC - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
NSP Insperity, Inc. | 45.00% | -47.78% | -32.13% | 5.24% | -1.91% | 50.15% | -3.06% | -6.75% | 64.23% | 66.60% |
PAYC Paycom Software, Inc. | 6.42% | -21.70% | -0.04% | -33.06% | -25.26% | -8.19% | 70.82% | 116.22% | 52.43% | 76.59% |
Correlation
The correlation between NSP and PAYC is 0.53, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.53 |
Correlation (3Y) Balances recent behavior with more history. | 0.46 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.47 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.45 |
Correlation (All Time) Calculated using the full available price history since Apr 15, 2014 | 0.41 |
The correlation between NSP and PAYC shifts across timeframes, from 0.41 (all time) to 0.53 (1 year), reflecting how their relationship changes across market environments.
Fundamentals
NSP:
$2.05B
PAYC:
$9.21B
NSP:
-$0.56
PAYC:
$8.66
NSP:
0.46
PAYC:
4.37
NSP:
$3.29B
PAYC:
$2.09B
NSP:
$886.00M
PAYC:
$1.70B
NSP:
$42.00M
PAYC:
$803.80M
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Return for Risk
NSP vs. PAYC — Risk / Return Rank
NSP
PAYC
NSP vs. PAYC - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Insperity, Inc. (NSP) and Paycom Software, Inc. (PAYC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| NSP | PAYC | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.03 | ||
| Sortino ratioReturn per unit of downside risk | +1.67 | ||
| Omega ratioGain probability vs. loss probability | 1.13 | 0.92 | +0.21 |
| Calmar ratioReturn relative to maximum drawdown | 0.45 | -0.49 | +0.94 |
| Martin ratioReturn relative to average drawdown | 0.85 | -0.72 | +1.57 |
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Drawdowns
NSP vs. PAYC - Drawdown Comparison
The maximum NSP drawdown since its inception was -95.37%, which is greater than PAYC's maximum drawdown of -78.99%. Use the drawdown chart below to compare losses from any high point for NSP and PAYC.
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Drawdown Indicators
| NSP | PAYC | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -95.37% | -78.99% | -16.38% |
Max Drawdown (1Y)Largest decline over 1 year | -62.58% | -51.11% | -11.47% |
Max Drawdown (3Y)Largest decline over 3 years | -81.52% | -60.82% | -20.70% |
Max Drawdown (5Y)Largest decline over 5 years | -82.82% | -78.99% | -3.83% |
Max Drawdown (10Y)Largest decline over 10 years | -83.15% | -78.99% | -4.16% |
Current DrawdownCurrent decline from peak | -53.75% | -68.72% | +14.97% |
Average DrawdownAverage peak-to-trough decline | -38.34% | -27.73% | -10.61% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 33.00% | 34.74% | -1.74% |
Volatility
NSP vs. PAYC - Volatility Comparison
Insperity, Inc. (NSP) has a higher volatility of 15.79% compared to Paycom Software, Inc. (PAYC) at 14.98%. This indicates that NSP's price experiences larger fluctuations and is considered to be riskier than PAYC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| NSP | PAYC | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 15.79% | 14.98% | +0.81% |
Volatility (6M)Calculated over the trailing 6-month period | 56.60% | 33.70% | +22.90% |
Volatility (1Y)Calculated over the trailing 1-year period | 66.16% | 41.16% | +25.00% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 44.79% | 45.12% | -0.33% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 46.64% | 44.69% | +1.95% |
Dividends
NSP vs. PAYC - Dividend Comparison
NSP's dividend yield for the trailing twelve months is around 4.48%, more than PAYC's 0.89% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
NSP Insperity, Inc. | 4.48% | 6.20% | 3.06% | 1.90% | 1.77% | 3.18% | 1.97% | 1.39% | 0.86% | 2.75% | 1.37% | 1.77% |
PAYC Paycom Software, Inc. | 0.89% | 0.94% | 0.73% | 0.54% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
NSP vs. PAYC - Financials Comparison
This section allows you to compare key financial metrics between Insperity, Inc. and Paycom Software, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
NSP vs. PAYC - Profitability Comparison
NSP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Insperity, Inc. reported a gross profit of 228.00M and revenue of -1.90B. Therefore, the gross margin over that period was -12.0%.
PAYC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Paycom Software, Inc. reported a gross profit of 484.60M and revenue of 571.90M. Therefore, the gross margin over that period was 84.7%.
NSP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Insperity, Inc. reported an operating income of 6.00M and revenue of -1.90B, resulting in an operating margin of -0.3%.
PAYC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Paycom Software, Inc. reported an operating income of 210.20M and revenue of 571.90M, resulting in an operating margin of 36.8%.
NSP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Insperity, Inc. reported a net income of 4.00M and revenue of -1.90B, resulting in a net margin of -0.2%.
PAYC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Paycom Software, Inc. reported a net income of 155.70M and revenue of 571.90M, resulting in a net margin of 27.2%.
Frequently Asked Questions
NSP and PAYC have a correlation of 0.53, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
NSP has higher volatility (15.79%) compared to PAYC (14.98%). In terms of maximum drawdown, NSP dropped -95.37% vs PAYC's -78.99%.
NSP currently has the higher Sharpe Ratio (0.43 vs -0.61), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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