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NSGRX vs. SWSSX
Performance
Return for Risk
Dividends
Drawdowns
Volatility

Performance

NSGRX vs. SWSSX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Northern Small Cap Core Fund (NSGRX) and Schwab Small-Cap Index Fund-Select Shares (SWSSX). The values are adjusted to include any dividend payments, if applicable.

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NSGRX vs. SWSSX - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
NSGRX
Northern Small Cap Core Fund
-0.95%10.57%10.44%16.96%-16.14%19.99%14.53%23.30%-10.22%13.05%
SWSSX
Schwab Small-Cap Index Fund-Select Shares
-2.49%12.88%11.57%17.07%-20.43%14.77%20.12%25.63%-11.19%14.76%

Returns By Period

In the year-to-date period, NSGRX achieves a -0.95% return, which is significantly higher than SWSSX's -2.49% return. Both investments have delivered pretty close results over the past 10 years, with NSGRX having a 9.47% annualized return and SWSSX not far ahead at 9.50%.


NSGRX

1D
-1.24%
1M
-7.28%
YTD
-0.95%
6M
1.31%
1Y
19.02%
3Y*
11.26%
5Y*
4.61%
10Y*
9.47%

SWSSX

1D
-1.45%
1M
-8.18%
YTD
-2.49%
6M
-0.36%
1Y
21.55%
3Y*
11.83%
5Y*
3.10%
10Y*
9.50%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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NSGRX vs. SWSSX - Expense Ratio Comparison

NSGRX has a 0.62% expense ratio, which is higher than SWSSX's 0.04% expense ratio.


Return for Risk

NSGRX vs. SWSSX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

NSGRX
NSGRX Risk / Return Rank: 4040
Overall Rank
NSGRX Sharpe Ratio Rank: 3939
Sharpe Ratio Rank
NSGRX Sortino Ratio Rank: 4646
Sortino Ratio Rank
NSGRX Omega Ratio Rank: 3838
Omega Ratio Rank
NSGRX Calmar Ratio Rank: 3737
Calmar Ratio Rank
NSGRX Martin Ratio Rank: 4040
Martin Ratio Rank

SWSSX
SWSSX Risk / Return Rank: 5050
Overall Rank
SWSSX Sharpe Ratio Rank: 4747
Sharpe Ratio Rank
SWSSX Sortino Ratio Rank: 5252
Sortino Ratio Rank
SWSSX Omega Ratio Rank: 4141
Omega Ratio Rank
SWSSX Calmar Ratio Rank: 5858
Calmar Ratio Rank
SWSSX Martin Ratio Rank: 5252
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

NSGRX vs. SWSSX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Northern Small Cap Core Fund (NSGRX) and Schwab Small-Cap Index Fund-Select Shares (SWSSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


NSGRXSWSSXDifference

Sharpe ratio

Return per unit of total volatility

0.82

0.91

-0.09

Sortino ratio

Return per unit of downside risk

1.34

1.40

-0.06

Omega ratio

Gain probability vs. loss probability

1.18

1.18

0.00

Calmar ratio

Return relative to maximum drawdown

0.98

1.33

-0.35

Martin ratio

Return relative to average drawdown

4.13

5.02

-0.89

NSGRX vs. SWSSX - Sharpe Ratio Comparison

The current NSGRX Sharpe Ratio is 0.82, which is comparable to the SWSSX Sharpe Ratio of 0.91. The chart below compares the historical Sharpe Ratios of NSGRX and SWSSX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


NSGRXSWSSXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.82

0.91

-0.09

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.20

0.14

+0.06

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.41

0.40

+0.01

Sharpe Ratio (All Time)

Calculated using the full available price history

0.31

0.33

-0.02

Correlation

The correlation between NSGRX and SWSSX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.


Dividends

NSGRX vs. SWSSX - Dividend Comparison

NSGRX's dividend yield for the trailing twelve months is around 16.00%, more than SWSSX's 1.32% yield.


TTM20252024202320222021202020192018201720162015
NSGRX
Northern Small Cap Core Fund
16.00%15.85%17.77%6.90%0.55%15.75%5.00%6.30%1.26%4.35%0.67%3.35%
SWSSX
Schwab Small-Cap Index Fund-Select Shares
1.32%1.29%1.66%1.49%1.32%8.88%2.55%6.12%10.45%5.22%4.10%6.92%

Drawdowns

NSGRX vs. SWSSX - Drawdown Comparison

The maximum NSGRX drawdown since its inception was -64.89%, which is greater than SWSSX's maximum drawdown of -60.34%. Use the drawdown chart below to compare losses from any high point for NSGRX and SWSSX.


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Drawdown Indicators


NSGRXSWSSXDifference

Max Drawdown

Largest peak-to-trough decline

-64.89%

-60.34%

-4.55%

Max Drawdown (1Y)

Largest decline over 1 year

-13.78%

-13.90%

+0.12%

Max Drawdown (5Y)

Largest decline over 5 years

-32.31%

-31.93%

-0.38%

Max Drawdown (10Y)

Largest decline over 10 years

-40.37%

-41.81%

+1.44%

Current Drawdown

Current decline from peak

-8.66%

-11.00%

+2.34%

Average Drawdown

Average peak-to-trough decline

-22.31%

-10.78%

-11.53%

Ulcer Index

Depth and duration of drawdowns from previous peaks

3.58%

3.68%

-0.10%

Volatility

NSGRX vs. SWSSX - Volatility Comparison

The current volatility for Northern Small Cap Core Fund (NSGRX) is 6.00%, while Schwab Small-Cap Index Fund-Select Shares (SWSSX) has a volatility of 6.59%. This indicates that NSGRX experiences smaller price fluctuations and is considered to be less risky than SWSSX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


NSGRXSWSSXDifference

Volatility (1M)

Calculated over the trailing 1-month period

6.00%

6.59%

-0.59%

Volatility (6M)

Calculated over the trailing 6-month period

13.45%

14.12%

-0.67%

Volatility (1Y)

Calculated over the trailing 1-year period

23.53%

23.11%

+0.42%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

23.36%

22.57%

+0.79%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

23.34%

24.03%

-0.69%