NRDBY vs. ISNPY
NRDBY (Nordea Bank Abp ADR) and ISNPY (Intesa Sanpaolo SpA PK) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 5 years, NRDBY returned 21.00%/yr vs 30.08%/yr for ISNPY. A 0.64 correlation means they provide meaningful diversification when combined.
Performance
NRDBY vs. ISNPY - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, NRDBY achieves a 5.77% return, which is significantly higher than ISNPY's 4.27% return.
NRDBY
- 1D
- -2.50%
- 1M
- -1.52%
- YTD
- 5.77%
- 6M
- 5.88%
- 1Y
- 41.60%
- 3Y*
- 31.12%
- 5Y*
- 21.00%
- 10Y*
- —
ISNPY
- 1D
- -2.64%
- 1M
- 7.07%
- YTD
- 4.27%
- 6M
- 4.50%
- 1Y
- 33.98%
- 3Y*
- 51.89%
- 5Y*
- 30.08%
- 10Y*
- 21.76%
NRDBY vs. ISNPY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|---|
NRDBY Nordea Bank Abp ADR | 5.77% | 86.91% | -4.37% | 24.47% | -4.71% | 61.48% | 18.83% | 6.41% | -23.03% |
ISNPY Intesa Sanpaolo SpA PK | 4.27% | 84.29% | 50.22% | 42.51% | -7.76% | 19.59% | -10.04% | 25.49% | -8.46% |
Correlation
The correlation between NRDBY and ISNPY is 0.69, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.69 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.65 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.65 |
Correlation (All Time) Calculated using the full available price history since Oct 2, 2018 | 0.64 |
The correlation between NRDBY and ISNPY has been stable across timeframes, ranging from 0.64 to 0.69 - a consistent structural relationship.
Fundamentals
NRDBY:
$64.45B
ISNPY:
$20.27B
NRDBY:
€1.36
ISNPY:
€19.86
NRDBY:
12.10
ISNPY:
1.85
NRDBY:
1.10
ISNPY:
0.01
NRDBY:
2.53
ISNPY:
0.67
NRDBY:
1.88
ISNPY:
0.30
NRDBY:
€22.47B
ISNPY:
€26.94B
NRDBY:
€8.78B
ISNPY:
€25.87B
NRDBY:
€6.44B
ISNPY:
€14.31B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
NRDBY vs. ISNPY — Risk / Return Rank
NRDBY
ISNPY
NRDBY vs. ISNPY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Nordea Bank Abp ADR (NRDBY) and Intesa Sanpaolo SpA PK (ISNPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| NRDBY | ISNPY | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.52 | ||
| Sortino ratioReturn per unit of downside risk | +0.66 | ||
| Omega ratioGain probability vs. loss probability | 1.30 | 1.22 | +0.08 |
| Calmar ratioReturn relative to maximum drawdown | 2.74 | 1.61 | +1.13 |
| Martin ratioReturn relative to average drawdown | 9.14 | 5.11 | +4.03 |
Loading charts...
Drawdowns
NRDBY vs. ISNPY - Drawdown Comparison
The maximum NRDBY drawdown since its inception was -50.98%, smaller than the maximum ISNPY drawdown of -86.72%. Use the drawdown chart below to compare losses from any high point for NRDBY and ISNPY.
Loading charts...
Drawdown Indicators
| NRDBY | ISNPY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -50.98% | -86.72% | +35.74% |
Max Drawdown (1Y)Largest decline over 1 year | -15.24% | -21.14% | +5.90% |
Max Drawdown (3Y)Largest decline over 3 years | -18.25% | -21.80% | +3.55% |
Max Drawdown (5Y)Largest decline over 5 years | -30.66% | -49.54% | +18.88% |
Max Drawdown (10Y)Largest decline over 10 years | — | -59.38% | — |
Current DrawdownCurrent decline from peak | -3.15% | -2.64% | -0.51% |
Average DrawdownAverage peak-to-trough decline | -10.97% | -48.56% | +37.59% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.57% | 6.67% | -2.10% |
Volatility
NRDBY vs. ISNPY - Volatility Comparison
The current volatility for Nordea Bank Abp ADR (NRDBY) is 6.72%, while Intesa Sanpaolo SpA PK (ISNPY) has a volatility of 8.22%. This indicates that NRDBY experiences smaller price fluctuations and is considered to be less risky than ISNPY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| NRDBY | ISNPY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.72% | 8.22% | -1.50% |
Volatility (6M)Calculated over the trailing 6-month period | 18.69% | 21.46% | -2.77% |
Volatility (1Y)Calculated over the trailing 1-year period | 23.20% | 26.56% | -3.36% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 26.10% | 30.52% | -4.42% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 29.34% | 33.05% | -3.71% |
Dividends
NRDBY vs. ISNPY - Dividend Comparison
NRDBY's dividend yield for the trailing twelve months is around 6.12%, less than ISNPY's 6.25% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ISNPY Intesa Sanpaolo SpA PK | 6.25% | 5.89% | 8.50% | 7.68% | 7.25% | 8.64% | 0.00% | 6.18% | 8.14% | 10.26% | 4.41% | 2.45% |
NRDBY Nordea Bank Abp ADR | 6.12% | 5.17% | 9.06% | 7.05% | 7.23% | 7.50% | 10.93% | 9.61% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
NRDBY vs. ISNPY - Financials Comparison
This section allows you to compare key financial metrics between Nordea Bank Abp ADR and Intesa Sanpaolo SpA PK. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
NRDBY vs. ISNPY - Profitability Comparison
NRDBY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Nordea Bank Abp ADR reported a gross profit of 2.92B and revenue of 5.22B. Therefore, the gross margin over that period was 56.0%.
ISNPY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Intesa Sanpaolo SpA PK reported a gross profit of 8.47B and revenue of 10.99B. Therefore, the gross margin over that period was 77.1%.
NRDBY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Nordea Bank Abp ADR reported an operating income of 1.44B and revenue of 5.22B, resulting in an operating margin of 27.7%.
ISNPY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Intesa Sanpaolo SpA PK reported an operating income of 4.21B and revenue of 10.99B, resulting in an operating margin of 38.3%.
NRDBY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Nordea Bank Abp ADR reported a net income of 1.10B and revenue of 5.22B, resulting in a net margin of 21.1%.
ISNPY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Intesa Sanpaolo SpA PK reported a net income of 2.81B and revenue of 10.99B, resulting in a net margin of 25.6%.
Frequently Asked Questions
NRDBY and ISNPY have a correlation of 0.69, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
ISNPY has higher volatility (8.22%) compared to NRDBY (6.72%). In terms of maximum drawdown, NRDBY dropped -50.98% vs ISNPY's -86.72%.
NRDBY currently has the higher Sharpe Ratio (1.80 vs 1.29), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for NRDBY and ISNPY
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer