NIU vs. AAPL

Last updated Jun 3, 2026

NIU (Niu Technologies) and AAPL (Apple Inc) are both stocks. NIU operates in Auto Manufacturers (Consumer Cyclical), while AAPL operates in Consumer Electronics (Technology). Over the past 5 years, NIU returned -41.76%/yr vs 21.22%/yr for AAPL. At a 0.25 correlation, their price movements are largely independent.

Performance

NIU vs. AAPL - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Niu Technologies (NIU) and Apple Inc (AAPL). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, NIU achieves a -26.07% return, which is significantly lower than AAPL's 16.16% return.

NIU

• 1D: -4.68%
• 1M: -27.27%
• YTD: -26.07%
• 6M: -36.36%
• 1Y: -35.45%
• 3Y*: -15.71%
• 5Y*: -41.76%
• 10Y*: —

AAPL

• 1D: 2.90%
• 1M: 12.62%
• YTD: 16.16%
• 6M: 10.34%
• 1Y: 56.89%
• 3Y*: 20.88%
• 5Y*: 21.22%
• 10Y*: 30.33%

*Multi-year figures are annualized to reflect compound growth (CAGR)

NIU vs. AAPL - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018
NIU Niu Technologies	-26.07%	69.27%	-18.26%	-58.13%	-67.54%	-42.57%	228.84%	21.86%	-19.08%
AAPL Apple Inc	16.16%	9.05%	30.71%	49.01%	-26.40%	34.65%	82.31%	88.96%	-27.82%

Correlation

The correlation between NIU and AAPL is 0.19, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.19
Correlation (3Y) Calculated over the trailing 3-year period	0.17
Correlation (5Y) Calculated over the trailing 5-year period	0.25
Correlation (All Time) Calculated using the full available price history since Oct 22, 2018	0.25

Fundamentals

Market Cap NIU : $181.10M AAPL : $4.65T
EPS NIU : -$1.14 AAPL : $8.24
PS Ratio NIU : 0.04 AAPL : 10.39
PB Ratio NIU : 0.22 AAPL : 43.71
Total Revenue (TTM) NIU : $4.52B AAPL : $451.44B
Gross Profit (TTM) NIU : $881.65M AAPL : $216.07B
EBITDA (TTM) NIU : -$128.12M AAPL : $153.63B

Return for Risk

NIU vs. AAPL — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

NIU

NIU Risk / Return Rank: 18
NIU Sharpe Ratio Rank: 18
NIU Sortino Ratio Rank: 20
NIU Omega Ratio Rank: 21
NIU Calmar Ratio Rank: 18
NIU Martin Ratio Rank: 16

AAPL

AAPL Risk / Return Rank: 90
AAPL Sharpe Ratio Rank: 92
AAPL Sortino Ratio Rank: 92
AAPL Omega Ratio Rank: 91
AAPL Calmar Ratio Rank: 88
AAPL Martin Ratio Rank: 88

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

NIU vs. AAPL - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Niu Technologies (NIU) and Apple Inc (AAPL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	NIU	AAPL	Difference
Sharpe ratio Return per unit of total volatility	-0.53	2.57	-3.10
Sortino ratio Return per unit of downside risk	-0.46	3.56	-4.02
Omega ratio Gain probability vs. loss probability	0.95	1.46	-0.51
Calmar ratio Return relative to maximum drawdown	-0.63	4.17	-4.80
Martin ratio Return relative to average drawdown	-1.13	10.52	-11.65
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

NIU vs. AAPL - Sharpe Ratio Comparison

The current NIU Sharpe Ratio is -0.53, which is lower than the AAPL Sharpe Ratio of 2.57. The chart below compares the historical Sharpe Ratios of NIU and AAPL, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	NIU	AAPL	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.53	2.57	-3.10
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.56	0.78	-1.33
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	1.05	—
Sharpe Ratio (All Time) Calculated using the full available price history	-0.22	0.44	-0.66

Drawdowns

NIU vs. AAPL - Drawdown Comparison

The maximum NIU drawdown since its inception was -96.70%, which is greater than AAPL's maximum drawdown of -81.80%. Use the drawdown chart below to compare losses from any high point for NIU and AAPL.

Drawdown Indicators

	NIU	AAPL	Difference
Max Drawdown Largest peak-to-trough decline	-96.70%	-81.80%	-14.90%
Max Drawdown (1Y) Largest decline over 1 year	-59.71%	-13.80%	-45.91%
Max Drawdown (3Y) Largest decline over 3 years	-64.72%	-33.36%	-31.36%
Max Drawdown (5Y) Largest decline over 5 years	-95.27%	-33.36%	-61.91%
Max Drawdown (10Y) Largest decline over 10 years	—	-38.52%	—
Current Drawdown Current decline from peak	-95.47%	0.00%	-95.47%
Average Drawdown Average peak-to-trough decline	-65.58%	-29.61%	-35.97%
Ulcer Index Depth and duration of drawdowns from previous peaks	33.26%	5.47%	+27.79%

Volatility

NIU vs. AAPL - Volatility Comparison

Niu Technologies (NIU) has a higher volatility of 20.23% compared to Apple Inc (AAPL) at 5.32%. This indicates that NIU's price experiences larger fluctuations and is considered to be riskier than AAPL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	NIU	AAPL	Difference
Volatility (1M) Calculated over the trailing 1-month period	20.23%	5.32%	+14.91%
Volatility (6M) Calculated over the trailing 6-month period	43.83%	15.89%	+27.94%
Volatility (1Y) Calculated over the trailing 1-year period	67.27%	22.25%	+45.02%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	75.45%	27.46%	+47.99%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	74.97%	28.89%	+46.08%

Dividends

NIU vs. AAPL - Dividend Comparison

NIU has not paid dividends to shareholders, while AAPL's dividend yield for the trailing twelve months is around 0.33%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
AAPL Apple Inc	0.33%	0.38%	0.40%	0.49%	0.70%	0.49%	0.61%	1.04%	1.79%	1.45%	1.93%	1.93%
NIU Niu Technologies	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Financials

NIU vs. AAPL - Profitability Comparison

The chart below illustrates the profitability comparison between Niu Technologies and Apple Inc over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

NIU - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Niu Technologies reported a gross profit of 157.59M and revenue of 904.02M. Therefore, the gross margin over that period was 17.4%.

AAPL - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Apple Inc reported a gross profit of 54.78B and revenue of 111.18B. Therefore, the gross margin over that period was 49.3%.

NIU - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Niu Technologies reported an operating income of -104.37M and revenue of 904.02M, resulting in an operating margin of -11.6%.

AAPL - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Apple Inc reported an operating income of 35.89B and revenue of 111.18B, resulting in an operating margin of 32.3%.

NIU - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Niu Technologies reported a net income of -93.35M and revenue of 904.02M, resulting in a net margin of -10.3%.

AAPL - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Apple Inc reported a net income of 29.58B and revenue of 111.18B, resulting in a net margin of 26.6%.

Frequently Asked Questions

Can I hold both NIU and AAPL in my portfolio?

NIU and AAPL have a correlation of 0.19, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, NIU or AAPL?

NIU has higher volatility (20.23%) compared to AAPL (5.32%). In terms of maximum drawdown, NIU dropped -96.70% vs AAPL's -81.80%.

Which has better risk-adjusted returns?

AAPL currently has the higher Sharpe Ratio (2.57 vs -0.53), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.