MUFG vs. BBVA
MUFG (Mitsubishi UFJ Financial Group, Inc.) and BBVA (Banco Bilbao Vizcaya Argentaria, S.A.) are both stocks. Both operate in the Banks - Diversified industry within the Financial Services sector. Over the past 10 years, MUFG returned 18.71%/yr vs 21.27%/yr for BBVA. At a 0.42 correlation, their price movements are largely independent.
Performance
MUFG vs. BBVA - Performance Comparison
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Returns By Period
In the year-to-date period, MUFG achieves a 32.91% return, which is significantly higher than BBVA's 8.30% return. Over the past 10 years, MUFG has underperformed BBVA with an annualized return of 18.71%, while BBVA has yielded a comparatively higher 21.27% annualized return.
MUFG
- 1D
- 1.59%
- 1M
- 7.55%
- YTD
- 32.91%
- 6M
- 33.93%
- 1Y
- 58.27%
- 3Y*
- 48.74%
- 5Y*
- 35.61%
- 10Y*
- 18.71%
BBVA
- 1D
- 0.04%
- 1M
- 7.70%
- YTD
- 8.30%
- 6M
- 9.52%
- 1Y
- 70.63%
- 3Y*
- 57.66%
- 5Y*
- 40.18%
- 10Y*
- 21.27%
MUFG vs. BBVA - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
MUFG Mitsubishi UFJ Financial Group, Inc. | 32.91% | 39.96% | 40.10% | 33.50% | 27.37% | 25.70% | -15.99% | 11.50% | -33.01% | 20.99% |
BBVA Banco Bilbao Vizcaya Argentaria, S.A. | 8.30% | 153.74% | 14.20% | 62.48% | 10.09% | 22.05% | -6.31% | 11.07% | -35.01% | 32.83% |
Correlation
The correlation between MUFG and BBVA is 0.44, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.44 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.42 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.47 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.45 |
Correlation (All Time) Calculated using the full available price history since Apr 2, 2001 | 0.42 |
Fundamentals
MUFG:
$235.79B
BBVA:
$138.53B
MUFG:
¥214.15
BBVA:
€1.84
MUFG:
15.86
BBVA:
11.58
MUFG:
0.58
BBVA:
0.43
MUFG:
2.93
BBVA:
2.66
MUFG:
1.70
BBVA:
2.15
MUFG:
¥13.21T
BBVA:
€47.06B
MUFG:
¥7.24T
BBVA:
€32.43B
MUFG:
¥3.34T
BBVA:
€18.16B
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Return for Risk
MUFG vs. BBVA — Risk / Return Rank
MUFG
BBVA
MUFG vs. BBVA - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Mitsubishi UFJ Financial Group, Inc. (MUFG) and Banco Bilbao Vizcaya Argentaria, S.A. (BBVA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| MUFG | BBVA | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.15 | ||
| Sortino ratioReturn per unit of downside risk | +0.33 | ||
| Omega ratioGain probability vs. loss probability | 1.37 | 1.34 | +0.02 |
| Calmar ratioReturn relative to maximum drawdown | 3.39 | 3.21 | +0.18 |
| Martin ratioReturn relative to average drawdown | 9.50 | 8.37 | +1.14 |
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Drawdowns
MUFG vs. BBVA - Drawdown Comparison
The maximum MUFG drawdown since its inception was -76.75%, roughly equal to the maximum BBVA drawdown of -78.31%. Use the drawdown chart below to compare losses from any high point for MUFG and BBVA.
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Drawdown Indicators
| MUFG | BBVA | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -76.75% | -78.31% | +1.56% |
Max Drawdown (1Y)Largest decline over 1 year | -17.28% | -22.14% | +4.86% |
Max Drawdown (3Y)Largest decline over 3 years | -26.56% | -22.14% | -4.42% |
Max Drawdown (5Y)Largest decline over 5 years | -32.81% | -42.28% | +9.47% |
Max Drawdown (10Y)Largest decline over 10 years | -57.62% | -69.63% | +12.01% |
Current DrawdownCurrent decline from peak | 0.00% | -3.31% | +3.31% |
Average DrawdownAverage peak-to-trough decline | -43.50% | -29.07% | -14.43% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.15% | 8.47% | -2.32% |
Volatility
MUFG vs. BBVA - Volatility Comparison
The current volatility for Mitsubishi UFJ Financial Group, Inc. (MUFG) is 5.72%, while Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) has a volatility of 9.97%. This indicates that MUFG experiences smaller price fluctuations and is considered to be less risky than BBVA based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| MUFG | BBVA | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.72% | 9.97% | -4.25% |
Volatility (6M)Calculated over the trailing 6-month period | 18.45% | 27.03% | -8.58% |
Volatility (1Y)Calculated over the trailing 1-year period | 25.80% | 33.54% | -7.74% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 29.03% | 33.60% | -4.57% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 27.86% | 36.25% | -8.39% |
Dividends
MUFG vs. BBVA - Dividend Comparison
MUFG's dividend yield for the trailing twelve months is around 1.07%, less than BBVA's 4.42% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BBVA Banco Bilbao Vizcaya Argentaria, S.A. | 4.42% | 3.51% | 7.71% | 5.51% | 6.29% | 2.79% | 3.50% | 5.23% | 5.75% | 5.17% | 6.02% | 4.29% |
MUFG Mitsubishi UFJ Financial Group, Inc. | 1.07% | 3.12% | 2.50% | 2.90% | 3.36% | 2.18% | 2.62% | 0.00% | 0.00% | 2.20% | 2.70% | 2.34% |
Financials
MUFG vs. BBVA - Financials Comparison
This section allows you to compare key financial metrics between Mitsubishi UFJ Financial Group, Inc. and Banco Bilbao Vizcaya Argentaria, S.A.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
MUFG vs. BBVA - Profitability Comparison
MUFG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Mitsubishi UFJ Financial Group, Inc. reported a gross profit of 2.09T and revenue of 3.59T. Therefore, the gross margin over that period was 58.3%.
BBVA - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Banco Bilbao Vizcaya Argentaria, S.A. reported a gross profit of 8.83B and revenue of 10.65B. Therefore, the gross margin over that period was 82.9%.
MUFG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Mitsubishi UFJ Financial Group, Inc. reported an operating income of 841.39B and revenue of 3.59T, resulting in an operating margin of 23.4%.
BBVA - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Banco Bilbao Vizcaya Argentaria, S.A. reported an operating income of 4.72B and revenue of 10.65B, resulting in an operating margin of 44.3%.
MUFG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Mitsubishi UFJ Financial Group, Inc. reported a net income of 624.99B and revenue of 3.59T, resulting in a net margin of 17.4%.
BBVA - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Banco Bilbao Vizcaya Argentaria, S.A. reported a net income of 2.99B and revenue of 10.65B, resulting in a net margin of 28.1%.
Frequently Asked Questions
MUFG and BBVA have a correlation of 0.44, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
BBVA has higher volatility (9.97%) compared to MUFG (5.72%). In terms of maximum drawdown, MUFG dropped -76.75% vs BBVA's -78.31%.
MUFG currently has the higher Sharpe Ratio (2.27 vs 2.12), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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