MSVB vs. NBN

Last updated Apr 1, 2026

Compare and contrast key facts about Mid-Southern Bancorp, Inc. (MSVB) and Northeast Bank (NBN).

Performance

MSVB vs. NBN - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Mid-Southern Bancorp, Inc. (MSVB) and Northeast Bank (NBN). The values are adjusted to include any dividend payments, if applicable.

MSVB vs. NBN - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
MSVB Mid-Southern Bancorp, Inc.	0.00%	18.26%	50.96%	-20.45%	-12.12%	4.98%	7.98%	16.80%	21.11%	2.35%
NBN Northeast Bank	8.13%	13.35%	66.31%	31.21%	17.95%	58.86%	2.63%	31.69%	-27.59%	77.10%

Fundamentals

Total Revenue (TTM) MSVB : -$2.25M NBN : $355.21M
Gross Profit (TTM) MSVB : -$5.90M NBN : $156.58M
EBITDA (TTM) MSVB : -$11.74M NBN : $131.15M

Returns By Period

Over the past 10 years, MSVB has underperformed NBN with an annualized return of 12.30%, while NBN has yielded a comparatively higher 26.88% annualized return.

MSVB

• 1D: 0.00%
• 1M: 0.00%
• YTD: 0.00%
• 6M: 5.61%
• 1Y: 10.91%
• 3Y*: 17.42%
• 5Y*: 4.39%
• 10Y*: 12.30%

NBN

• 1D: 2.16%
• 1M: 1.34%
• YTD: 8.13%
• 6M: 12.21%
• 1Y: 22.81%
• 3Y*: 49.55%
• 5Y*: 32.98%
• 10Y*: 26.88%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

MSVB vs. NBN — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

MSVB

MSVB Risk / Return Rank: 93
MSVB Sharpe Ratio Rank: 89
MSVB Sortino Ratio Rank: 94
MSVB Omega Ratio Rank: 99
MSVB Calmar Ratio Rank: 90
MSVB Martin Ratio Rank: 95

NBN

NBN Risk / Return Rank: 61
NBN Sharpe Ratio Rank: 64
NBN Sortino Ratio Rank: 58
NBN Omega Ratio Rank: 57
NBN Calmar Ratio Rank: 61
NBN Martin Ratio Rank: 62

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

MSVB vs. NBN - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Mid-Southern Bancorp, Inc. (MSVB) and Northeast Bank (NBN). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	MSVB	NBN	Difference
Sharpe ratio Return per unit of total volatility	1.84	0.62	+1.22
Sortino ratio Return per unit of downside risk	3.28	1.07	+2.22
Omega ratio Gain probability vs. loss probability	1.84	1.14	+0.70
Calmar ratio Return relative to maximum drawdown	3.81	0.85	+2.96
Martin ratio Return relative to average drawdown	16.96	2.07	+14.88
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

MSVB vs. NBN - Sharpe Ratio Comparison

The current MSVB Sharpe Ratio is 1.84, which is higher than the NBN Sharpe Ratio of 0.62. The chart below compares the historical Sharpe Ratios of MSVB and NBN, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	MSVB	NBN	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.84	0.62	+1.22
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.16	1.01	-0.85
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.40	0.66	-0.26
Sharpe Ratio (All Time) Calculated using the full available price history	0.32	0.26	+0.06

Correlation

The correlation between MSVB and NBN is 0.04, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

MSVB vs. NBN - Dividend Comparison

MSVB has not paid dividends to shareholders, while NBN's dividend yield for the trailing twelve months is around 0.04%.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
MSVB Mid-Southern Bancorp, Inc.	0.00%	0.34%	1.60%	2.37%	1.38%	0.87%	0.56%	0.60%	0.17%	0.27%	0.00%	0.00%
NBN Northeast Bank	0.04%	0.04%	0.04%	0.07%	0.10%	0.11%	0.18%	0.18%	0.24%	0.17%	0.31%	0.38%

Drawdowns

MSVB vs. NBN - Drawdown Comparison

The maximum MSVB drawdown since its inception was -49.17%, smaller than the maximum NBN drawdown of -70.51%. Use the drawdown chart below to compare losses from any high point for MSVB and NBN.

Drawdown Indicators

	MSVB	NBN	Difference
Max Drawdown Largest peak-to-trough decline	-49.17%	-70.51%	+21.34%
Max Drawdown (1Y) Largest decline over 1 year	-4.08%	-27.57%	+23.49%
Max Drawdown (5Y) Largest decline over 5 years	-42.52%	-29.30%	-13.22%
Max Drawdown (10Y) Largest decline over 10 years	-42.52%	-70.25%	+27.73%
Current Drawdown Current decline from peak	0.00%	-10.34%	+10.34%
Average Drawdown Average peak-to-trough decline	-13.16%	-23.83%	+10.67%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.08%	11.27%	-10.19%

Volatility

MSVB vs. NBN - Volatility Comparison

The current volatility for Mid-Southern Bancorp, Inc. (MSVB) is 0.00%, while Northeast Bank (NBN) has a volatility of 6.12%. This indicates that MSVB experiences smaller price fluctuations and is considered to be less risky than NBN based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	MSVB	NBN	Difference
Volatility (1M) Calculated over the trailing 1-month period	0.00%	6.12%	-6.12%
Volatility (6M) Calculated over the trailing 6-month period	4.88%	26.16%	-21.28%
Volatility (1Y) Calculated over the trailing 1-year period	7.95%	37.04%	-29.09%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	28.88%	32.92%	-4.04%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	31.66%	40.67%	-9.01%

Financials