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LINC vs. FICO
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Correlation

The correlation between LINC and FICO is 0.29, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.


Performance

LINC vs. FICO - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Lincoln Educational Services Corporation (LINC) and Fair Isaac Corporation (FICO). The values are adjusted to include any dividend payments, if applicable.

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Key characteristics

Sharpe Ratio

LINC:

1.49

FICO:

1.89

Sortino Ratio

LINC:

2.39

FICO:

2.61

Omega Ratio

LINC:

1.30

FICO:

1.35

Calmar Ratio

LINC:

1.42

FICO:

2.30

Martin Ratio

LINC:

6.99

FICO:

5.09

Ulcer Index

LINC:

10.85%

FICO:

13.42%

Daily Std Dev

LINC:

44.25%

FICO:

33.33%

Max Drawdown

LINC:

-99.11%

FICO:

-79.26%

Current Drawdown

LINC:

-5.42%

FICO:

-12.35%

Fundamentals

Market Cap

LINC:

$660.92M

FICO:

$50.83B

EPS

LINC:

$0.32

FICO:

$23.25

PE Ratio

LINC:

65.38

FICO:

89.82

PEG Ratio

LINC:

1.86

FICO:

2.05

PS Ratio

LINC:

1.50

FICO:

27.62

PB Ratio

LINC:

3.31

FICO:

82.33

Total Revenue (TTM)

LINC:

$336.70M

FICO:

$1.84B

Gross Profit (TTM)

LINC:

$197.96M

FICO:

$1.49B

EBITDA (TTM)

LINC:

$27.02M

FICO:

$829.07M

Returns By Period

In the year-to-date period, LINC achieves a 32.24% return, which is significantly higher than FICO's 4.89% return. Over the past 10 years, LINC has underperformed FICO with an annualized return of 25.42%, while FICO has yielded a comparatively higher 37.36% annualized return.


LINC

YTD

32.24%

1M

27.25%

6M

29.14%

1Y

72.32%

5Y*

52.59%

10Y*

25.42%

FICO

YTD

4.89%

1M

10.58%

6M

-10.46%

1Y

57.17%

5Y*

43.01%

10Y*

37.36%

*Annualized

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Risk-Adjusted Performance

LINC vs. FICO — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

LINC
The Risk-Adjusted Performance Rank of LINC is 9090
Overall Rank
The Sharpe Ratio Rank of LINC is 9292
Sharpe Ratio Rank
The Sortino Ratio Rank of LINC is 9090
Sortino Ratio Rank
The Omega Ratio Rank of LINC is 8787
Omega Ratio Rank
The Calmar Ratio Rank of LINC is 9090
Calmar Ratio Rank
The Martin Ratio Rank of LINC is 9292
Martin Ratio Rank

FICO
The Risk-Adjusted Performance Rank of FICO is 9292
Overall Rank
The Sharpe Ratio Rank of FICO is 9494
Sharpe Ratio Rank
The Sortino Ratio Rank of FICO is 9393
Sortino Ratio Rank
The Omega Ratio Rank of FICO is 9191
Omega Ratio Rank
The Calmar Ratio Rank of FICO is 9393
Calmar Ratio Rank
The Martin Ratio Rank of FICO is 8787
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

LINC vs. FICO - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for Lincoln Educational Services Corporation (LINC) and Fair Isaac Corporation (FICO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


The current LINC Sharpe Ratio is 1.49, which is comparable to the FICO Sharpe Ratio of 1.89. The chart below compares the historical Sharpe Ratios of LINC and FICO, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Dividends

LINC vs. FICO - Dividend Comparison

Neither LINC nor FICO has paid dividends to shareholders.


TTM20242023202220212020201920182017201620152014
LINC
Lincoln Educational Services Corporation
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%6.43%
FICO
Fair Isaac Corporation
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.01%0.07%0.08%0.11%

Drawdowns

LINC vs. FICO - Drawdown Comparison

The maximum LINC drawdown since its inception was -99.11%, which is greater than FICO's maximum drawdown of -79.26%. Use the drawdown chart below to compare losses from any high point for LINC and FICO. For additional features, visit the drawdowns tool.


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Volatility

LINC vs. FICO - Volatility Comparison

Lincoln Educational Services Corporation (LINC) has a higher volatility of 12.43% compared to Fair Isaac Corporation (FICO) at 8.15%. This indicates that LINC's price experiences larger fluctuations and is considered to be riskier than FICO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Financials

LINC vs. FICO - Financials Comparison

This section allows you to compare key financial metrics between Lincoln Educational Services Corporation and Fair Isaac Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


100.00M200.00M300.00M400.00M500.00M20212022202320242025
119.37M
498.74M
(LINC) Total Revenue
(FICO) Total Revenue
Values in USD except per share items

LINC vs. FICO - Profitability Comparison

The chart below illustrates the profitability comparison between Lincoln Educational Services Corporation and Fair Isaac Corporation over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

55.0%60.0%65.0%70.0%75.0%80.0%20212022202320242025
62.2%
82.4%
(LINC) Gross Margin
(FICO) Gross Margin
LINC - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Lincoln Educational Services Corporation reported a gross profit of 74.25M and revenue of 119.37M. Therefore, the gross margin over that period was 62.2%.

FICO - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Fair Isaac Corporation reported a gross profit of 411.11M and revenue of 498.74M. Therefore, the gross margin over that period was 82.4%.

LINC - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Lincoln Educational Services Corporation reported an operating income of 10.93M and revenue of 119.37M, resulting in an operating margin of 9.2%.

FICO - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Fair Isaac Corporation reported an operating income of 245.65M and revenue of 498.74M, resulting in an operating margin of 49.3%.

LINC - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Lincoln Educational Services Corporation reported a net income of 6.83M and revenue of 119.37M, resulting in a net margin of 5.7%.

FICO - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Fair Isaac Corporation reported a net income of 162.62M and revenue of 498.74M, resulting in a net margin of 32.6%.