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JMIA vs. SOFI
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Correlation

The correlation between JMIA and SOFI is 0.53, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

JMIA vs. SOFI

Last updated May 26, 2025

Compare and contrast key facts about Jumia Technologies AG (JMIA) and SoFi Technologies, Inc. (SOFI).

Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: JMIA or SOFI.

Performance

JMIA vs. SOFI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Jumia Technologies AG (JMIA) and SoFi Technologies, Inc. (SOFI). The values are adjusted to include any dividend payments, if applicable.

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Key characteristics

Sharpe Ratio

JMIA:

-0.40

SOFI:

1.52

Sortino Ratio

JMIA:

0.04

SOFI:

2.00

Omega Ratio

JMIA:

1.01

SOFI:

1.25

Calmar Ratio

JMIA:

-0.48

SOFI:

1.12

Martin Ratio

JMIA:

-0.69

SOFI:

4.88

Ulcer Index

JMIA:

66.63%

SOFI:

17.41%

Daily Std Dev

JMIA:

106.73%

SOFI:

60.80%

Max Drawdown

JMIA:

-97.36%

SOFI:

-83.32%

Current Drawdown

JMIA:

-95.05%

SOFI:

-49.22%

Fundamentals

Market Cap

JMIA:

$396.78M

SOFI:

$14.47B

EPS

JMIA:

-$0.63

SOFI:

$0.43

PS Ratio

JMIA:

2.56

SOFI:

5.22

PB Ratio

JMIA:

5.76

SOFI:

2.17

Total Revenue (TTM)

JMIA:

$154.85M

SOFI:

$2.77B

Gross Profit (TTM)

JMIA:

$88.25M

SOFI:

$2.70B

EBITDA (TTM)

JMIA:

-$94.67M

SOFI:

$391.29M

Returns By Period

The year-to-date returns for both investments are quite close, with JMIA having a -15.18% return and SOFI slightly higher at -15.00%.

JMIA

YTD

-15.18%

1M

32.79%

6M

-14.74%

1Y

-47.40%

3Y*

-19.28%

5Y*

-7.13%

10Y*

N/A

SOFI

YTD

-15.00%

1M

1.63%

6M

-16.09%

1Y

89.16%

3Y*

24.89%

5Y*

N/A

10Y*

N/A

*Annualized

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Jumia Technologies AG

SoFi Technologies, Inc.

Go deeper with the Portfolio Analysis tool — backtest performance, assess risk, compare to benchmarks, and more

Risk-Adjusted Performance

JMIA vs. SOFI — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
JMIA
The Risk-Adjusted Performance Rank of JMIA is 3333
Overall Rank
The Sharpe Ratio Rank of JMIA is 2929
Sharpe Ratio Rank
The Sortino Ratio Rank of JMIA is 3838
Sortino Ratio Rank
The Omega Ratio Rank of JMIA is 3838
Omega Ratio Rank
The Calmar Ratio Rank of JMIA is 2121
Calmar Ratio Rank
The Martin Ratio Rank of JMIA is 3636
Martin Ratio Rank
SOFI
The Risk-Adjusted Performance Rank of SOFI is 8686
Overall Rank
The Sharpe Ratio Rank of SOFI is 9191
Sharpe Ratio Rank
The Sortino Ratio Rank of SOFI is 8686
Sortino Ratio Rank
The Omega Ratio Rank of SOFI is 8383
Omega Ratio Rank
The Calmar Ratio Rank of SOFI is 8686
Calmar Ratio Rank
The Martin Ratio Rank of SOFI is 8686
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

JMIA vs. SOFI - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for Jumia Technologies AG (JMIA) and SoFi Technologies, Inc. (SOFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

The current JMIA Sharpe Ratio is -0.40, which is lower than the SOFI Sharpe Ratio of 1.52. The chart below compares the historical Sharpe Ratios of JMIA and SOFI, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

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Go to the full Sharpe Ratio tool to analyze any stock or portfolio. Customize time frames, set your own risk-free rate, and more

Dividends

JMIA vs. SOFI - Dividend Comparison

Neither JMIA nor SOFI has paid dividends to shareholders.

Tickers have no history of dividend payments

Drawdowns

JMIA vs. SOFI - Drawdown Comparison

The maximum JMIA drawdown since its inception was -97.36%, which is greater than SOFI's maximum drawdown of -83.32%. Use the drawdown chart below to compare losses from any high point for JMIA and SOFI.

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Go to the full Drawdowns tool for more analysis options, including inflation-adjusted drawdowns, and more

Volatility

JMIA vs. SOFI - Volatility Comparison

Jumia Technologies AG (JMIA) has a higher volatility of 30.37% compared to SoFi Technologies, Inc. (SOFI) at 13.50%. This indicates that JMIA's price experiences larger fluctuations and is considered to be riskier than SOFI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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Financials

JMIA vs. SOFI - Financials Comparison

This section allows you to compare key financial metrics between Jumia Technologies AG and SoFi Technologies, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.

Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities

0.00200.00M400.00M600.00M800.00M20212022202320242025
36.26M
763.81M
(JMIA) Total Revenue
(SOFI) Total Revenue
Values in USD except per share items

JMIA vs. SOFI - Profitability Comparison

The chart below illustrates the profitability comparison between Jumia Technologies AG and SoFi Technologies, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.
Gross Margin
Operating Margin
Net Margin
Quarterly
Annual
50.0%60.0%70.0%80.0%90.0%100.0%20212022202320242025
54.9%
90.3%
(JMIA) Gross Margin
(SOFI) Gross Margin
JMIA - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Jumia Technologies AG reported a gross profit of 19.90M and revenue of 36.26M. Therefore, the gross margin over that period was 54.9%.

SOFI - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, SoFi Technologies, Inc. reported a gross profit of 689.84M and revenue of 763.81M. Therefore, the gross margin over that period was 90.3%.

JMIA - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Jumia Technologies AG reported an operating income of -18.66M and revenue of 36.26M, resulting in an operating margin of -51.5%.

SOFI - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, SoFi Technologies, Inc. reported an operating income of 213.03M and revenue of 763.81M, resulting in an operating margin of 27.9%.

JMIA - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Jumia Technologies AG reported a net income of -16.71M and revenue of 36.26M, resulting in a net margin of -46.1%.

SOFI - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, SoFi Technologies, Inc. reported a net income of 71.12M and revenue of 763.81M, resulting in a net margin of 9.3%.