JMIA vs. SOFI
JMIA (Jumia Technologies AG) and SOFI (SoFi Technologies, Inc.) are both stocks. JMIA operates in Internet Retail (Consumer Cyclical), while SOFI operates in Credit Services (Financial Services). Over the past 5 years, JMIA returned -26.45%/yr vs -1.32%/yr for SOFI. A 0.57 correlation means they provide meaningful diversification when combined.
Performance
JMIA vs. SOFI - Performance Comparison
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Returns By Period
In the year-to-date period, JMIA achieves a -49.32% return, which is significantly lower than SOFI's -33.88% return.
JMIA
- 1D
- 0.32%
- 1M
- -9.18%
- YTD
- -49.32%
- 6M
- -50.20%
- 1Y
- 83.48%
- 3Y*
- 24.88%
- 5Y*
- -26.45%
- 10Y*
- —
SOFI
- 1D
- 0.12%
- 1M
- 10.82%
- YTD
- -33.88%
- 6M
- -37.01%
- 1Y
- 9.21%
- 3Y*
- 27.87%
- 5Y*
- -1.32%
- 10Y*
- —
JMIA vs. SOFI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
JMIA Jumia Technologies AG | -49.32% | 226.96% | 8.22% | 9.97% | -71.84% | -71.75% | 9.38% |
SOFI SoFi Technologies, Inc. | -33.88% | 70.00% | 54.77% | 115.84% | -70.84% | 27.09% | 13.09% |
Correlation
The correlation between JMIA and SOFI is 0.45, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.45 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.49 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.59 |
Correlation (All Time) Calculated using the full available price history since Nov 30, 2020 | 0.57 |
The correlation between JMIA and SOFI shifts across timeframes, from 0.45 (1 year) to 0.59 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
JMIA:
$391.99M
SOFI:
$23.85B
JMIA:
-$1.02
SOFI:
$0.44
JMIA:
1.91
SOFI:
4.75
JMIA:
29.99
SOFI:
2.21
JMIA:
$203.19M
SOFI:
$4.73B
JMIA:
$109.19M
SOFI:
$3.39B
JMIA:
-$43.97M
SOFI:
$1.40B
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Return for Risk
JMIA vs. SOFI — Risk / Return Rank
JMIA
SOFI
JMIA vs. SOFI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Jumia Technologies AG (JMIA) and SoFi Technologies, Inc. (SOFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| JMIA | SOFI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.86 | ||
| Sortino ratioReturn per unit of downside risk | +1.33 | ||
| Omega ratioGain probability vs. loss probability | 1.22 | 1.07 | +0.14 |
| Calmar ratioReturn relative to maximum drawdown | 1.48 | 0.17 | +1.30 |
| Martin ratioReturn relative to average drawdown | 2.70 | 0.31 | +2.40 |
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Drawdowns
JMIA vs. SOFI - Drawdown Comparison
The maximum JMIA drawdown since its inception was -97.36%, which is greater than SOFI's maximum drawdown of -83.32%. Use the drawdown chart below to compare losses from any high point for JMIA and SOFI.
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Drawdown Indicators
| JMIA | SOFI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -97.36% | -83.32% | -14.04% |
Max Drawdown (1Y)Largest decline over 1 year | -56.78% | -52.96% | -3.82% |
Max Drawdown (3Y)Largest decline over 3 years | -88.12% | -52.96% | -35.16% |
Max Drawdown (5Y)Largest decline over 5 years | -94.53% | -81.54% | -12.99% |
Current DrawdownCurrent decline from peak | -90.34% | -46.26% | -44.08% |
Average DrawdownAverage peak-to-trough decline | -81.33% | -51.17% | -30.16% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 30.98% | 29.88% | +1.10% |
Volatility
JMIA vs. SOFI - Volatility Comparison
Jumia Technologies AG (JMIA) and SoFi Technologies, Inc. (SOFI) have volatilities of 18.00% and 17.55%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| JMIA | SOFI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 18.00% | 17.55% | +0.45% |
Volatility (6M)Calculated over the trailing 6-month period | 50.16% | 38.11% | +12.05% |
Volatility (1Y)Calculated over the trailing 1-year period | 82.06% | 55.97% | +26.09% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 91.59% | 66.64% | +24.95% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 103.87% | 71.80% | +32.07% |
Dividends
JMIA vs. SOFI - Dividend Comparison
Neither JMIA nor SOFI has paid dividends to shareholders.
Financials
JMIA vs. SOFI - Financials Comparison
This section allows you to compare key financial metrics between Jumia Technologies AG and SoFi Technologies, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
JMIA vs. SOFI - Profitability Comparison
JMIA - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Jumia Technologies AG reported a gross profit of 29.40M and revenue of 50.56M. Therefore, the gross margin over that period was 58.2%.
SOFI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, SoFi Technologies, Inc. reported a gross profit of 880.26M and revenue of 1.00B. Therefore, the gross margin over that period was 87.9%.
JMIA - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Jumia Technologies AG reported an operating income of -13.87M and revenue of 50.56M, resulting in an operating margin of -27.4%.
SOFI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, SoFi Technologies, Inc. reported an operating income of 159.46M and revenue of 1.00B, resulting in an operating margin of 15.9%.
JMIA - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Jumia Technologies AG reported a net income of -17.73M and revenue of 50.56M, resulting in a net margin of -35.1%.
SOFI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, SoFi Technologies, Inc. reported a net income of 166.73M and revenue of 1.00B, resulting in a net margin of 16.7%.
Frequently Asked Questions
JMIA and SOFI have a correlation of 0.45, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
JMIA has higher volatility (18.00%) compared to SOFI (17.55%). In terms of maximum drawdown, JMIA dropped -97.36% vs SOFI's -83.32%.
JMIA currently has the higher Sharpe Ratio (1.03 vs 0.17), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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