IYC vs. SCHD
Compare and contrast key facts about iShares US Consumer Services ETF (IYC) and Schwab US Dividend Equity ETF (SCHD).
IYC and SCHD are both exchange-traded funds (ETFs), meaning they are traded on stock exchanges and can be bought and sold throughout the day. IYC is a passively managed fund by iShares that tracks the performance of the Dow Jones U.S. Consumer Services Index. It was launched on Jun 28, 2000. SCHD is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Dividend 100 Index. It was launched on Oct 20, 2011. Both IYC and SCHD are passive ETFs, meaning that they are not actively managed but aim to replicate the performance of the underlying index as closely as possible.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: IYC or SCHD.
Key characteristics
| IYC | SCHD | |
|---|---|---|
| YTD Return | 5.74% | 6.01% |
| 1Y Return | 22.45% | 17.73% |
| 3Y Return (Ann) | 2.63% | 5.03% |
| 5Y Return (Ann) | 9.37% | 12.83% |
| 10Y Return (Ann) | 11.41% | 11.44% |
| Sharpe Ratio | 1.65 | 1.66 |
| Daily Std Dev | 14.80% | 11.04% |
| Max Drawdown | -53.10% | -33.37% |
| Current Drawdown | -6.58% | -0.68% |
Correlation
The correlation between IYC and SCHD is 0.77, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
IYC vs. SCHD - Performance Comparison
The year-to-date returns for both investments are quite close, with IYC having a 5.74% return and SCHD slightly higher at 6.01%. Both investments have delivered pretty close results over the past 10 years, with IYC having a 11.41% annualized return and SCHD not far ahead at 11.44%. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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IYC vs. SCHD - Expense Ratio Comparison
IYC has a 0.42% expense ratio, which is higher than SCHD's 0.06% expense ratio.
Risk-Adjusted Performance
IYC vs. SCHD - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for iShares US Consumer Services ETF (IYC) and Schwab US Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
IYC vs. SCHD - Dividend Comparison
IYC's dividend yield for the trailing twelve months is around 0.62%, less than SCHD's 3.34% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IYC iShares US Consumer Services ETF | 0.62% | 0.68% | 0.68% | 0.39% | 0.65% | 0.89% | 0.90% | 0.92% | 1.10% | 1.03% | 0.79% | 0.79% |
SCHD Schwab US Dividend Equity ETF | 3.34% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% | 2.47% |
Drawdowns
IYC vs. SCHD - Drawdown Comparison
The maximum IYC drawdown since its inception was -53.10%, which is greater than SCHD's maximum drawdown of -33.37%. Use the drawdown chart below to compare losses from any high point for IYC and SCHD. For additional features, visit the drawdowns tool.
Volatility
IYC vs. SCHD - Volatility Comparison
iShares US Consumer Services ETF (IYC) has a higher volatility of 3.92% compared to Schwab US Dividend Equity ETF (SCHD) at 2.47%. This indicates that IYC's price experiences larger fluctuations and is considered to be riskier than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.