ISNPY vs. NWG
ISNPY (Intesa Sanpaolo SpA PK) and NWG (NatWest Group plc) are both stocks. Both are in the Financial Services sector — ISNPY in Banks - Regional, NWG in Banks - Diversified. Over the past 10 years, ISNPY returned 17.42%/yr vs 14.76%/yr for NWG. A 0.54 correlation means they provide meaningful diversification when combined.
Performance
ISNPY vs. NWG - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, ISNPY achieves a -2.78% return, which is significantly higher than NWG's -5.90% return. Over the past 10 years, ISNPY has outperformed NWG with an annualized return of 17.42%, while NWG has yielded a comparatively lower 14.76% annualized return.
ISNPY
- 1D
- -1.78%
- 1M
- -4.32%
- YTD
- -2.78%
- 6M
- 3.09%
- 1Y
- 23.66%
- 3Y*
- 50.14%
- 5Y*
- 26.70%
- 10Y*
- 17.42%
NWG
- 1D
- -2.47%
- 1M
- 1.15%
- YTD
- -5.90%
- 6M
- -0.25%
- 1Y
- 17.52%
- 3Y*
- 43.93%
- 5Y*
- 29.31%
- 10Y*
- 14.76%
ISNPY vs. NWG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
ISNPY Intesa Sanpaolo SpA PK | -2.78% | 84.29% | 50.22% | 42.51% | -7.76% | 19.59% | -10.04% | 25.49% | -28.78% | 47.09% |
NWG NatWest Group plc | -5.90% | 81.29% | 92.31% | -4.69% | 11.23% | 39.24% | -24.92% | 29.18% | -26.25% | 38.16% |
Correlation
The correlation between ISNPY and NWG is 0.66, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.66 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.60 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.63 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.60 |
Correlation (All Time) Calculated using the full available price history since Oct 19, 2007 | 0.54 |
The correlation between ISNPY and NWG shifts across timeframes, from 0.54 (all time) to 0.66 (1 year), reflecting how their relationship changes across market environments.
Fundamentals
ISNPY:
$18.90B
NWG:
$31.76B
ISNPY:
$19.86
NWG:
$2.95
ISNPY:
1.97
NWG:
5.35
ISNPY:
0.01
NWG:
0.20
ISNPY:
0.71
NWG:
1.08
ISNPY:
0.32
NWG:
0.73
ISNPY:
$26.94B
NWG:
$29.58B
ISNPY:
$25.87B
NWG:
$16.97B
ISNPY:
$14.31B
NWG:
$9.10B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
ISNPY vs. NWG — Risk / Return Rank
ISNPY
NWG
ISNPY vs. NWG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Intesa Sanpaolo SpA PK (ISNPY) and NatWest Group plc (NWG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| ISNPY | NWG | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.34 | ||
| Sortino ratioReturn per unit of downside risk | +0.39 | ||
| Omega ratioGain probability vs. loss probability | 1.16 | 1.12 | +0.05 |
| Calmar ratioReturn relative to maximum drawdown | 1.12 | 0.73 | +0.39 |
| Martin ratioReturn relative to average drawdown | 3.58 | 1.84 | +1.74 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading charts...
Sharpe Ratios by Period
| ISNPY | NWG | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.90 | 0.56 | +0.34 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.88 | 0.88 | 0.00 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.51 | 0.39 | +0.12 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.09 | -0.11 | +0.20 |
Drawdowns
ISNPY vs. NWG - Drawdown Comparison
The maximum ISNPY drawdown since its inception was -86.72%, smaller than the maximum NWG drawdown of -96.96%. Use the drawdown chart below to compare losses from any high point for ISNPY and NWG.
Loading charts...
Drawdown Indicators
| ISNPY | NWG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -86.72% | -96.96% | +10.24% |
Max Drawdown (1Y)Largest decline over 1 year | -21.14% | -24.03% | +2.89% |
Max Drawdown (3Y)Largest decline over 3 years | -21.80% | -34.62% | +12.82% |
Max Drawdown (5Y)Largest decline over 5 years | -49.54% | -40.56% | -8.98% |
Max Drawdown (10Y)Largest decline over 10 years | -59.38% | -67.34% | +7.96% |
Current DrawdownCurrent decline from peak | -7.03% | -71.67% | +64.64% |
Average DrawdownAverage peak-to-trough decline | -48.68% | -86.22% | +37.54% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.62% | 9.57% | -2.95% |
Volatility
ISNPY vs. NWG - Volatility Comparison
The current volatility for Intesa Sanpaolo SpA PK (ISNPY) is 7.64%, while NatWest Group plc (NWG) has a volatility of 8.79%. This indicates that ISNPY experiences smaller price fluctuations and is considered to be less risky than NWG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| ISNPY | NWG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.64% | 8.79% | -1.15% |
Volatility (6M)Calculated over the trailing 6-month period | 20.58% | 23.91% | -3.33% |
Volatility (1Y)Calculated over the trailing 1-year period | 26.30% | 31.37% | -5.07% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 30.42% | 33.53% | -3.11% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 34.31% | 38.31% | -4.00% |
Dividends
ISNPY vs. NWG - Dividend Comparison
ISNPY's dividend yield for the trailing twelve months is around 6.70%, more than NWG's 5.55% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ISNPY Intesa Sanpaolo SpA PK | 6.70% | 5.89% | 8.50% | 7.68% | 7.25% | 8.64% | 0.00% | 6.18% | 8.14% | 10.26% | 4.41% | 2.45% |
NWG NatWest Group plc | 5.55% | 3.69% | 4.36% | 9.42% | 11.57% | 2.74% | 4.59% | 9.75% | 0.91% | 0.00% | 0.00% | 0.00% |
Financials
ISNPY vs. NWG - Financials Comparison
This section allows you to compare key financial metrics between Intesa Sanpaolo SpA PK and NatWest Group plc. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
ISNPY vs. NWG - Profitability Comparison
ISNPY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Intesa Sanpaolo SpA PK reported a gross profit of 8.47B and revenue of 10.99B. Therefore, the gross margin over that period was 77.1%.
NWG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, NatWest Group plc reported a gross profit of 4.36B and revenue of 7.39B. Therefore, the gross margin over that period was 59.0%.
ISNPY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Intesa Sanpaolo SpA PK reported an operating income of 4.21B and revenue of 10.99B, resulting in an operating margin of 38.3%.
NWG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, NatWest Group plc reported an operating income of 2.03B and revenue of 7.39B, resulting in an operating margin of 27.5%.
ISNPY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Intesa Sanpaolo SpA PK reported a net income of 2.81B and revenue of 10.99B, resulting in a net margin of 25.6%.
NWG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, NatWest Group plc reported a net income of 1.51B and revenue of 7.39B, resulting in a net margin of 20.4%.
Frequently Asked Questions
ISNPY and NWG have a correlation of 0.66, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
NWG has higher volatility (8.79%) compared to ISNPY (7.64%). In terms of maximum drawdown, ISNPY dropped -86.72% vs NWG's -96.96%.
ISNPY currently has the higher Sharpe Ratio (0.90 vs 0.56), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for ISNPY and NWG
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer