ISNPY vs. NWG

Last updated Apr 2, 2026

Compare and contrast key facts about Intesa Sanpaolo SpA PK (ISNPY) and NatWest Group plc (NWG).

Performance

ISNPY vs. NWG - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Intesa Sanpaolo SpA PK (ISNPY) and NatWest Group plc (NWG). The values are adjusted to include any dividend payments, if applicable.

ISNPY vs. NWG - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
ISNPY Intesa Sanpaolo SpA PK	-9.90%	84.29%	50.22%	42.51%	-7.76%	19.59%	-10.04%	25.49%	-28.78%	47.09%
NWG NatWest Group plc	-7.33%	81.29%	92.31%	-4.69%	11.23%	39.24%	-24.92%	29.18%	-26.25%	38.16%

Fundamentals

EPS ISNPY : $29.10 NWG : $1.43
PE Ratio ISNPY : 1.29 NWG : 10.90
PEG Ratio ISNPY : 0.01 NWG : 0.19
PS Ratio ISNPY : 0.34 NWG : 2.42
Total Revenue (TTM) ISNPY : $35.89B NWG : $26.26B
Gross Profit (TTM) ISNPY : $21.06B NWG : $16.49B
EBITDA (TTM) ISNPY : $14.44B NWG : $6.62B

Returns By Period

In the year-to-date period, ISNPY achieves a -9.90% return, which is significantly lower than NWG's -7.33% return. Over the past 10 years, ISNPY has outperformed NWG with an annualized return of 16.29%, while NWG has yielded a comparatively lower 15.35% annualized return.

ISNPY

• 1D: 2.46%
• 1M: -4.97%
• YTD: -9.90%
• 6M: -3.59%
• 1Y: 29.22%
• 3Y*: 45.52%
• 5Y*: 27.53%
• 10Y*: 16.29%

NWG

• 1D: 4.36%
• 1M: -0.26%
• YTD: -7.33%
• 6M: 13.73%
• 1Y: 37.75%
• 3Y*: 42.54%
• 5Y*: 31.33%
• 10Y*: 15.35%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

ISNPY vs. NWG — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ISNPY

ISNPY Risk / Return Rank: 70
ISNPY Sharpe Ratio Rank: 73
ISNPY Sortino Ratio Rank: 66
ISNPY Omega Ratio Rank: 66
ISNPY Calmar Ratio Rank: 69
ISNPY Martin Ratio Rank: 75

NWG

NWG Risk / Return Rank: 73
NWG Sharpe Ratio Rank: 78
NWG Sortino Ratio Rank: 70
NWG Omega Ratio Rank: 69
NWG Calmar Ratio Rank: 71
NWG Martin Ratio Rank: 76

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ISNPY vs. NWG - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Intesa Sanpaolo SpA PK (ISNPY) and NatWest Group plc (NWG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	ISNPY	NWG	Difference
Sharpe ratio Return per unit of total volatility	0.99	1.18	-0.19
Sortino ratio Return per unit of downside risk	1.48	1.66	-0.17
Omega ratio Gain probability vs. loss probability	1.20	1.22	-0.02
Calmar ratio Return relative to maximum drawdown	1.41	1.60	-0.20
Martin ratio Return relative to average drawdown	4.72	4.94	-0.22
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

ISNPY vs. NWG - Sharpe Ratio Comparison

The current ISNPY Sharpe Ratio is 0.99, which is comparable to the NWG Sharpe Ratio of 1.18. The chart below compares the historical Sharpe Ratios of ISNPY and NWG, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	ISNPY	NWG	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.99	1.18	-0.19
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.92	0.95	-0.03
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.47	0.40	+0.07
Sharpe Ratio (All Time) Calculated using the full available price history	0.08	-0.11	+0.19

Correlation

The correlation between ISNPY and NWG is 0.54, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

ISNPY vs. NWG - Dividend Comparison

ISNPY's dividend yield for the trailing twelve months is around 6.54%, more than NWG's 5.63% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
ISNPY Intesa Sanpaolo SpA PK	6.54%	5.89%	8.50%	7.68%	7.25%	8.64%	0.00%	6.18%	8.14%	10.26%	4.41%	2.45%
NWG NatWest Group plc	5.63%	3.69%	4.36%	9.42%	11.57%	2.74%	4.59%	9.75%	0.91%	0.00%	0.00%	0.00%

Drawdowns

ISNPY vs. NWG - Drawdown Comparison

The maximum ISNPY drawdown since its inception was -86.72%, smaller than the maximum NWG drawdown of -96.96%. Use the drawdown chart below to compare losses from any high point for ISNPY and NWG.

Drawdown Indicators

	ISNPY	NWG	Difference
Max Drawdown Largest peak-to-trough decline	-86.72%	-96.96%	+10.24%
Max Drawdown (1Y) Largest decline over 1 year	-21.14%	-24.03%	+2.89%
Max Drawdown (5Y) Largest decline over 5 years	-49.54%	-40.56%	-8.98%
Max Drawdown (10Y) Largest decline over 10 years	-59.38%	-67.34%	+7.96%
Current Drawdown Current decline from peak	-13.84%	-72.10%	+58.26%
Average Drawdown Average peak-to-trough decline	-49.08%	-86.36%	+37.28%
Ulcer Index Depth and duration of drawdowns from previous peaks	6.30%	7.80%	-1.50%

Volatility

ISNPY vs. NWG - Volatility Comparison

Intesa Sanpaolo SpA PK (ISNPY) and NatWest Group plc (NWG) have volatilities of 11.24% and 10.89%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	ISNPY	NWG	Difference
Volatility (1M) Calculated over the trailing 1-month period	11.24%	10.89%	+0.35%
Volatility (6M) Calculated over the trailing 6-month period	18.84%	22.52%	-3.68%
Volatility (1Y) Calculated over the trailing 1-year period	29.68%	32.25%	-2.57%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	30.15%	33.26%	-3.11%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	34.53%	38.45%	-3.92%

Financials

ISNPY vs. NWG - Profitability Comparison

The chart below illustrates the profitability comparison between Intesa Sanpaolo SpA PK and NatWest Group plc over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

ISNPY - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Intesa Sanpaolo SpA PK reported a gross profit of 0.00 and revenue of 6.77B. Therefore, the gross margin over that period was 0.0%.

NWG - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, NatWest Group plc reported a gross profit of 4.19B and revenue of 4.19B. Therefore, the gross margin over that period was 100.0%.

ISNPY - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Intesa Sanpaolo SpA PK reported an operating income of 2.06B and revenue of 6.77B, resulting in an operating margin of 30.5%.

NWG - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, NatWest Group plc reported an operating income of 1.97B and revenue of 4.19B, resulting in an operating margin of 47.1%.

ISNPY - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Intesa Sanpaolo SpA PK reported a net income of 1.95B and revenue of 6.77B, resulting in a net margin of 28.8%.

NWG - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, NatWest Group plc reported a net income of 1.48B and revenue of 4.19B, resulting in a net margin of 35.3%.