IRSVX vs. VTSMX
Compare and contrast key facts about Voya Target Retirement 2055 Fund (IRSVX) and Vanguard Total Stock Market Index Fund Investor Shares (VTSMX).
IRSVX is managed by Voya. It was launched on Dec 19, 2012. VTSMX is managed by Vanguard.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: IRSVX or VTSMX.
Correlation
The correlation between IRSVX and VTSMX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
IRSVX vs. VTSMX - Performance Comparison
Key characteristics
IRSVX:
1.52
VTSMX:
1.89
IRSVX:
2.07
VTSMX:
2.55
IRSVX:
1.28
VTSMX:
1.34
IRSVX:
0.86
VTSMX:
2.88
IRSVX:
8.07
VTSMX:
11.35
IRSVX:
2.19%
VTSMX:
2.17%
IRSVX:
11.58%
VTSMX:
13.02%
IRSVX:
-38.73%
VTSMX:
-55.38%
IRSVX:
-7.55%
VTSMX:
-0.09%
Returns By Period
In the year-to-date period, IRSVX achieves a 4.56% return, which is significantly higher than VTSMX's 4.19% return. Over the past 10 years, IRSVX has underperformed VTSMX with an annualized return of 4.76%, while VTSMX has yielded a comparatively higher 12.59% annualized return.
IRSVX
4.56%
2.64%
5.78%
15.88%
4.62%
4.76%
VTSMX
4.19%
1.91%
11.17%
22.99%
13.64%
12.59%
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IRSVX vs. VTSMX - Expense Ratio Comparison
IRSVX has a 0.24% expense ratio, which is higher than VTSMX's 0.14% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
IRSVX vs. VTSMX — Risk-Adjusted Performance Rank
IRSVX
VTSMX
IRSVX vs. VTSMX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Voya Target Retirement 2055 Fund (IRSVX) and Vanguard Total Stock Market Index Fund Investor Shares (VTSMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
IRSVX vs. VTSMX - Dividend Comparison
IRSVX's dividend yield for the trailing twelve months is around 1.69%, more than VTSMX's 1.12% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IRSVX Voya Target Retirement 2055 Fund | 1.69% | 1.77% | 1.83% | 1.99% | 2.97% | 1.38% | 1.61% | 2.09% | 1.93% | 1.61% | 0.13% | 3.55% |
VTSMX Vanguard Total Stock Market Index Fund Investor Shares | 1.12% | 1.17% | 1.34% | 1.54% | 1.11% | 1.33% | 1.67% | 1.92% | 1.61% | 1.83% | 1.86% | 1.65% |
Drawdowns
IRSVX vs. VTSMX - Drawdown Comparison
The maximum IRSVX drawdown since its inception was -38.73%, smaller than the maximum VTSMX drawdown of -55.38%. Use the drawdown chart below to compare losses from any high point for IRSVX and VTSMX. For additional features, visit the drawdowns tool.
Volatility
IRSVX vs. VTSMX - Volatility Comparison
The current volatility for Voya Target Retirement 2055 Fund (IRSVX) is 2.89%, while Vanguard Total Stock Market Index Fund Investor Shares (VTSMX) has a volatility of 3.19%. This indicates that IRSVX experiences smaller price fluctuations and is considered to be less risky than VTSMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.