IRSVX vs. VTSMX

In the year-to-date period, IRSVX achieves a 4.49% return, which is significantly higher than VTSMX's 0.49% return. Over the past 10 years, IRSVX has underperformed VTSMX with an annualized return of 4.58%, while VTSMX has yielded a comparatively higher 12.00% annualized return.

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IRSVX has a 0.24% expense ratio, which is higher than VTSMX's 0.14% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

This table presents a comparison of risk-adjusted performance metrics for Voya Target Retirement 2055 Fund (IRSVX) and Vanguard Total Stock Market Index Fund Investor Shares (VTSMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

The current IRSVX Sharpe Ratio is 0.63, which is comparable to the VTSMX Sharpe Ratio of 0.66. The chart below compares the historical Sharpe Ratios of IRSVX and VTSMX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

IRSVX's dividend yield for the trailing twelve months is around 3.09%, more than VTSMX's 1.18% yield.

The maximum IRSVX drawdown since its inception was -38.73%, smaller than the maximum VTSMX drawdown of -55.38%. Use the drawdown chart below to compare losses from any high point for IRSVX and VTSMX.

The current volatility for Voya Target Retirement 2055 Fund (IRSVX) is 3.80%, while Vanguard Total Stock Market Index Fund Investor Shares (VTSMX) has a volatility of 4.89%. This indicates that IRSVX experiences smaller price fluctuations and is considered to be less risky than VTSMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.