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IRS vs. QTWO
Performance
Return for Risk
Drawdowns
Volatility
Dividends
Financials

Performance

IRS vs. QTWO - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in IRSA Inversiones y Representaciones Sociedad Anónima (IRS) and Q2 Holdings, Inc. (QTWO). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, IRS achieves a -1.45% return, which is significantly higher than QTWO's -41.67% return. Over the past 10 years, IRS has outperformed QTWO with an annualized return of 6.13%, while QTWO has yielded a comparatively lower 4.40% annualized return.


IRS

1D
-1.93%
1M
16.26%
YTD
-1.45%
6M
6.19%
1Y
28.90%
3Y*
39.66%
5Y*
43.67%
10Y*
6.13%

QTWO

1D
-1.77%
1M
-8.74%
YTD
-41.67%
6M
-43.82%
1Y
-52.44%
3Y*
12.49%
5Y*
-17.08%
10Y*
4.40%
*Multi-year figures are annualized to reflect compound growth (CAGR)

IRS vs. QTWO - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
IRS
IRSA Inversiones y Representaciones Sociedad Anónima
-1.45%21.60%103.74%99.57%17.65%-5.54%-33.08%-45.90%-53.72%76.69%
QTWO
Q2 Holdings, Inc.
-41.67%-28.31%131.86%61.56%-66.18%-37.22%56.06%63.63%34.46%27.73%

Correlation

The correlation between IRS and QTWO is 0.09, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.


Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.09

Correlation (3Y)
Calculated over the trailing 3-year period

0.26

Correlation (5Y)
Calculated over the trailing 5-year period

0.26

Correlation (10Y)
Calculated over the trailing 10-year period

0.21

Correlation (All Time)
Calculated using the full available price history since Mar 20, 2014

0.19

The correlation between IRS and QTWO shifts across timeframes, from 0.09 (1 year) to 0.26 (5 years), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap

IRS:

$83.14M

QTWO:

$2.85B

EPS

IRS:

ARS 4.63K

QTWO:

$1.07

PE Ratio

IRS:

5.15

QTWO:

39.24

PS Ratio

IRS:

2.76

QTWO:

3.53

PB Ratio

IRS:

0.06

QTWO:

4.65

Total Revenue (TTM)

IRS:

ARS 541.69B

QTWO:

$821.58M

Gross Profit (TTM)

IRS:

ARS 354.67B

QTWO:

$456.61M

EBITDA (TTM)

IRS:

ARS 470.65B

QTWO:

$105.55M

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Return for Risk

IRS vs. QTWO — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

IRS
IRS Risk / Return Rank: 6161
Overall Rank
IRS Sharpe Ratio Rank: 6060
Sharpe Ratio Rank
IRS Sortino Ratio Rank: 6262
Sortino Ratio Rank
IRS Omega Ratio Rank: 5858
Omega Ratio Rank
IRS Calmar Ratio Rank: 6262
Calmar Ratio Rank
IRS Martin Ratio Rank: 6161
Martin Ratio Rank

QTWO
QTWO Risk / Return Rank: 44
Overall Rank
QTWO Sharpe Ratio Rank: 22
Sharpe Ratio Rank
QTWO Sortino Ratio Rank: 33
Sortino Ratio Rank
QTWO Omega Ratio Rank: 44
Omega Ratio Rank
QTWO Calmar Ratio Rank: 44
Calmar Ratio Rank
QTWO Martin Ratio Rank: 66
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

IRS vs. QTWO - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for IRSA Inversiones y Representaciones Sociedad Anónima (IRS) and Q2 Holdings, Inc. (QTWO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


IRSQTWODifference
Sharpe ratioReturn per unit of total volatility

+1.73

Sortino ratioReturn per unit of downside risk

+3.27

Omega ratioGain probability vs. loss probability

1.15

0.77

+0.38

Calmar ratioReturn relative to maximum drawdown

0.95

-0.94

+1.89

Martin ratioReturn relative to average drawdown

1.89

-1.48

+3.37

IRS vs. QTWO - Sharpe Ratio Comparison

The current IRS Sharpe Ratio is 0.54, which is higher than the QTWO Sharpe Ratio of -1.19. The chart below compares the historical Sharpe Ratios of IRS and QTWO, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.


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Drawdowns

IRS vs. QTWO - Drawdown Comparison

The maximum IRS drawdown since its inception was -92.99%, which is greater than QTWO's maximum drawdown of -85.77%. Use the drawdown chart below to compare losses from any high point for IRS and QTWO.


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Drawdown Indicators


IRSQTWODifference

Max Drawdown

Largest peak-to-trough decline

-92.99%

-85.77%

-7.22%

Max Drawdown (1Y)

Largest decline over 1 year

-30.64%

-55.82%

+25.18%

Max Drawdown (3Y)

Largest decline over 3 years

-35.01%

-62.03%

+27.02%

Max Drawdown (5Y)

Largest decline over 5 years

-37.93%

-80.69%

+42.76%

Max Drawdown (10Y)

Largest decline over 10 years

-91.24%

-85.77%

-5.47%

Current Drawdown

Current decline from peak

-16.52%

-71.31%

+54.79%

Average Drawdown

Average peak-to-trough decline

-57.38%

-30.31%

-27.07%

Ulcer Index

Depth and duration of drawdowns from previous peaks

15.34%

35.34%

-20.00%

Volatility

IRS vs. QTWO - Volatility Comparison

The current volatility for IRSA Inversiones y Representaciones Sociedad Anónima (IRS) is 15.60%, while Q2 Holdings, Inc. (QTWO) has a volatility of 17.09%. This indicates that IRS experiences smaller price fluctuations and is considered to be less risky than QTWO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


IRSQTWODifference

Volatility (1M)

Calculated over the trailing 1-month period

15.60%

17.09%

-1.49%

Volatility (6M)

Calculated over the trailing 6-month period

31.01%

33.08%

-2.07%

Volatility (1Y)

Calculated over the trailing 1-year period

54.24%

44.12%

+10.12%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

50.03%

50.12%

-0.09%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

53.78%

44.32%

+9.46%

Dividends

IRS vs. QTWO - Dividend Comparison

IRS's dividend yield for the trailing twelve months is around 8.68%, while QTWO has not paid dividends to shareholders.


PositionTTM202520242023202220212020201920182017
IRS
IRSA Inversiones y Representaciones Sociedad Anónima
8.68%8.56%10.79%18.63%3.91%0.00%1.25%0.00%0.00%9.27%
QTWO
Q2 Holdings, Inc.
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Financials

IRS vs. QTWO - Financials Comparison

This section allows you to compare key financial metrics between IRSA Inversiones y Representaciones Sociedad Anónima and Q2 Holdings, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


0.0050.00B100.00B150.00B20222023202420252026
144.71B
216.51M
(IRS) Total Revenue
(QTWO) Total Revenue
Please note, different currencies. IRS values in ARS, QTWO values in USD

IRS vs. QTWO - Profitability Comparison

The chart below illustrates the profitability comparison between IRSA Inversiones y Representaciones Sociedad Anónima and Q2 Holdings, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

40.0%50.0%60.0%70.0%80.0%20222023202420252026
76.2%
59.1%
Portfolio components
IRS - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, IRSA Inversiones y Representaciones Sociedad Anónima reported a gross profit of 110.33B and revenue of 144.71B. Therefore, the gross margin over that period was 76.2%.

QTWO - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Q2 Holdings, Inc. reported a gross profit of 127.91M and revenue of 216.51M. Therefore, the gross margin over that period was 59.1%.

IRS - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, IRSA Inversiones y Representaciones Sociedad Anónima reported an operating income of 110.33B and revenue of 144.71B, resulting in an operating margin of 76.2%.

QTWO - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Q2 Holdings, Inc. reported an operating income of 27.69M and revenue of 216.51M, resulting in an operating margin of 12.8%.

IRS - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, IRSA Inversiones y Representaciones Sociedad Anónima reported a net income of -7.79B and revenue of 144.71B, resulting in a net margin of -5.4%.

QTWO - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Q2 Holdings, Inc. reported a net income of 26.64M and revenue of 216.51M, resulting in a net margin of 12.3%.


Frequently Asked Questions


IRS and QTWO have a correlation of 0.09, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

QTWO has higher volatility (17.09%) compared to IRS (15.60%). In terms of maximum drawdown, IRS dropped -92.99% vs QTWO's -85.77%.

IRS currently has the higher Sharpe Ratio (0.54 vs -1.19), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

Portfolio Optimizer

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