INPAX vs. SCHD
Compare and contrast key facts about American Funds Conservative Growth and Income Portfolio (INPAX) and Schwab U.S. Dividend Equity ETF (SCHD).
INPAX is managed by American Funds. It was launched on May 17, 2012. SCHD is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Dividend 100 Index. It was launched on Oct 20, 2011.
Performance
INPAX vs. SCHD - Performance Comparison
Loading graphics...
INPAX vs. SCHD - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
INPAX American Funds Conservative Growth and Income Portfolio | -0.71% | 13.33% | 9.26% | 9.53% | -8.71% | 12.96% | 5.72% | 15.82% | -3.60% | 11.57% |
SCHD Schwab U.S. Dividend Equity ETF | 12.17% | 4.34% | 11.66% | 4.54% | -3.26% | 29.87% | 15.03% | 27.29% | -5.56% | 20.85% |
Returns By Period
In the year-to-date period, INPAX achieves a -0.71% return, which is significantly lower than SCHD's 12.17% return. Over the past 10 years, INPAX has underperformed SCHD with an annualized return of 6.85%, while SCHD has yielded a comparatively higher 12.25% annualized return.
INPAX
- 1D
- 1.22%
- 1M
- -4.22%
- YTD
- -0.71%
- 6M
- 1.00%
- 1Y
- 10.26%
- 3Y*
- 9.70%
- 5Y*
- 5.86%
- 10Y*
- 6.85%
SCHD
- 1D
- -0.55%
- 1M
- -3.43%
- YTD
- 12.17%
- 6M
- 12.91%
- 1Y
- 13.70%
- 3Y*
- 11.84%
- 5Y*
- 8.32%
- 10Y*
- 12.25%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
INPAX vs. SCHD - Expense Ratio Comparison
INPAX has a 0.33% expense ratio, which is higher than SCHD's 0.06% expense ratio.
Return for Risk
INPAX vs. SCHD — Risk / Return Rank
INPAX
SCHD
INPAX vs. SCHD - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds Conservative Growth and Income Portfolio (INPAX) and Schwab U.S. Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| INPAX | SCHD | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.39 | 0.88 | +0.51 |
Sortino ratioReturn per unit of downside risk | 1.91 | 1.32 | +0.59 |
Omega ratioGain probability vs. loss probability | 1.29 | 1.19 | +0.10 |
Calmar ratioReturn relative to maximum drawdown | 1.73 | 1.05 | +0.68 |
Martin ratioReturn relative to average drawdown | 7.40 | 3.55 | +3.85 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| INPAX | SCHD | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.39 | 0.88 | +0.51 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.78 | 0.58 | +0.20 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.82 | 0.74 | +0.09 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.88 | 0.84 | +0.04 |
Correlation
The correlation between INPAX and SCHD is 0.85, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
INPAX vs. SCHD - Dividend Comparison
INPAX's dividend yield for the trailing twelve months is around 4.91%, more than SCHD's 3.46% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
INPAX American Funds Conservative Growth and Income Portfolio | 4.91% | 4.87% | 5.21% | 4.82% | 4.90% | 4.43% | 5.59% | 4.57% | 4.85% | 3.29% | 3.58% | 3.90% |
SCHD Schwab U.S. Dividend Equity ETF | 3.46% | 3.82% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% |
Drawdowns
INPAX vs. SCHD - Drawdown Comparison
The maximum INPAX drawdown since its inception was -21.25%, smaller than the maximum SCHD drawdown of -33.37%. Use the drawdown chart below to compare losses from any high point for INPAX and SCHD.
Loading graphics...
Drawdown Indicators
| INPAX | SCHD | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -21.25% | -33.37% | +12.12% |
Max Drawdown (1Y)Largest decline over 1 year | -6.26% | -12.74% | +6.48% |
Max Drawdown (5Y)Largest decline over 5 years | -15.36% | -16.85% | +1.49% |
Max Drawdown (10Y)Largest decline over 10 years | -21.25% | -33.37% | +12.12% |
Current DrawdownCurrent decline from peak | -4.61% | -3.43% | -1.18% |
Average DrawdownAverage peak-to-trough decline | -2.32% | -3.34% | +1.02% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.46% | 3.75% | -2.29% |
Volatility
INPAX vs. SCHD - Volatility Comparison
American Funds Conservative Growth and Income Portfolio (INPAX) has a higher volatility of 3.10% compared to Schwab U.S. Dividend Equity ETF (SCHD) at 2.33%. This indicates that INPAX's price experiences larger fluctuations and is considered to be riskier than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| INPAX | SCHD | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.10% | 2.33% | +0.77% |
Volatility (6M)Calculated over the trailing 6-month period | 4.73% | 7.96% | -3.23% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.68% | 15.69% | -8.01% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.52% | 14.40% | -6.88% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.35% | 16.70% | -8.35% |