HTDIX vs. SCHD

Last updated Jun 4, 2026

HTDIX (Tactical Dividend and Momentum Fund) and SCHD (Schwab U.S. Dividend Equity ETF) are both funds - HTDIX is a Tactical Allocation fund managed by Hanlon, while SCHD is a Dividend fund tracking the Dow Jones U.S. Dividend 100 Index. Over the past 10 years, HTDIX returned 7.36%/yr vs 12.77%/yr for SCHD. A 0.65 correlation means they provide meaningful diversification when combined. HTDIX charges 1.40%/yr vs 0.06%/yr for SCHD.

Performance

HTDIX vs. SCHD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Tactical Dividend and Momentum Fund (HTDIX) and Schwab U.S. Dividend Equity ETF (SCHD). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, HTDIX achieves a 8.49% return, which is significantly lower than SCHD's 19.01% return. Over the past 10 years, HTDIX has underperformed SCHD with an annualized return of 7.36%, while SCHD has yielded a comparatively higher 12.77% annualized return.

HTDIX

• 1D: 0.31%
• 1M: 6.01%
• YTD: 8.49%
• 6M: 8.57%
• 1Y: 20.77%
• 3Y*: 16.56%
• 5Y*: 7.77%
• 10Y*: 7.36%

SCHD

• 1D: 0.00%
• 1M: 2.70%
• YTD: 19.01%
• 6M: 18.63%
• 1Y: 27.16%
• 3Y*: 15.09%
• 5Y*: 8.36%
• 10Y*: 12.77%

*Multi-year figures are annualized to reflect compound growth (CAGR)

HTDIX vs. SCHD - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
HTDIX Tactical Dividend and Momentum Fund	8.49%	12.92%	18.32%	12.48%	-15.78%	17.64%	4.37%	14.00%	-5.63%	14.81%
SCHD Schwab U.S. Dividend Equity ETF	19.01%	4.34%	11.66%	4.54%	-3.26%	29.87%	15.03%	27.29%	-5.56%	20.85%

Correlation

The correlation between HTDIX and SCHD is 0.40, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.40
Correlation (3Y) Calculated over the trailing 3-year period	0.55
Correlation (5Y) Calculated over the trailing 5-year period	0.57
Correlation (10Y) Calculated over the trailing 10-year period	0.65
Correlation (All Time) Calculated using the full available price history since Sep 25, 2015	0.65

Over the past year, the correlation between HTDIX and SCHD has dropped to 0.40 - well below their long-term average of 0.65, suggesting their price drivers have been diverging.

Return for Risk

HTDIX vs. SCHD — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

HTDIX

HTDIX Risk / Return Rank: 60
HTDIX Sharpe Ratio Rank: 53
HTDIX Sortino Ratio Rank: 47
HTDIX Omega Ratio Rank: 50
HTDIX Calmar Ratio Rank: 80
HTDIX Martin Ratio Rank: 69

SCHD

SCHD Risk / Return Rank: 80
SCHD Sharpe Ratio Rank: 75
SCHD Sortino Ratio Rank: 84
SCHD Omega Ratio Rank: 73
SCHD Calmar Ratio Rank: 91
SCHD Martin Ratio Rank: 75

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

HTDIX vs. SCHD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Tactical Dividend and Momentum Fund (HTDIX) and Schwab U.S. Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	HTDIX	SCHD	Difference
Sharpe ratio Return per unit of total volatility	2.14	2.49	-0.36
Sortino ratio Return per unit of downside risk	2.88	3.87	-0.99
Omega ratio Gain probability vs. loss probability	1.39	1.45	-0.06
Calmar ratio Return relative to maximum drawdown	3.64	5.91	-2.27
Martin ratio Return relative to average drawdown	13.41	14.53	-1.12
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

HTDIX vs. SCHD - Sharpe Ratio Comparison

The current HTDIX Sharpe Ratio is 2.14, which is comparable to the SCHD Sharpe Ratio of 2.49. The chart below compares the historical Sharpe Ratios of HTDIX and SCHD, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	HTDIX	SCHD	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	2.14	2.49	-0.36
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.69	0.58	+0.10
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.61	0.77	-0.16
Sharpe Ratio (All Time) Calculated using the full available price history	0.54	0.86	-0.32

Drawdowns

HTDIX vs. SCHD - Drawdown Comparison

The maximum HTDIX drawdown since its inception was -18.08%, smaller than the maximum SCHD drawdown of -33.37%. Use the drawdown chart below to compare losses from any high point for HTDIX and SCHD.

Drawdown Indicators

	HTDIX	SCHD	Difference
Max Drawdown Largest peak-to-trough decline	-18.08%	-33.37%	+15.29%
Max Drawdown (1Y) Largest decline over 1 year	-5.93%	-4.61%	-1.32%
Max Drawdown (3Y) Largest decline over 3 years	-18.08%	-16.13%	-1.95%
Max Drawdown (5Y) Largest decline over 5 years	-18.08%	-16.85%	-1.23%
Max Drawdown (10Y) Largest decline over 10 years	-18.08%	-33.37%	+15.29%
Current Drawdown Current decline from peak	0.00%	-1.40%	+1.40%
Average Drawdown Average peak-to-trough decline	-5.40%	-3.32%	-2.08%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.61%	1.88%	-0.27%

Volatility

HTDIX vs. SCHD - Volatility Comparison

The current volatility for Tactical Dividend and Momentum Fund (HTDIX) is 2.52%, while Schwab U.S. Dividend Equity ETF (SCHD) has a volatility of 2.66%. This indicates that HTDIX experiences smaller price fluctuations and is considered to be less risky than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	HTDIX	SCHD	Difference
Volatility (1M) Calculated over the trailing 1-month period	2.52%	2.66%	-0.14%
Volatility (6M) Calculated over the trailing 6-month period	6.88%	7.66%	-0.78%
Volatility (1Y) Calculated over the trailing 1-year period	10.10%	10.96%	-0.86%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	11.38%	14.38%	-3.00%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	12.15%	16.72%	-4.57%

HTDIX vs. SCHD - Expense Ratio Comparison

HTDIX has a 1.40% expense ratio, which is higher than SCHD's 0.06% expense ratio.

Dividends

HTDIX vs. SCHD - Dividend Comparison

HTDIX has not paid dividends to shareholders, while SCHD's dividend yield for the trailing twelve months is around 3.26%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
HTDIX Tactical Dividend and Momentum Fund	0.00%	0.00%	0.00%	1.92%	0.00%	14.07%	0.00%	0.69%	0.36%	0.65%	1.29%	0.34%
SCHD Schwab U.S. Dividend Equity ETF	3.26%	3.82%	3.64%	3.49%	3.39%	2.78%	3.16%	2.98%	3.06%	2.63%	2.89%	2.97%

Frequently Asked Questions

Can I hold both HTDIX and SCHD in my portfolio?

HTDIX and SCHD have a correlation of 0.40, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, HTDIX or SCHD?

SCHD has higher volatility (2.66%) compared to HTDIX (2.52%). In terms of maximum drawdown, HTDIX dropped -18.08% vs SCHD's -33.37%.

Which has better risk-adjusted returns?

SCHD currently has the higher Sharpe Ratio (2.49 vs 2.14), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.