HSTIX vs. SCHX
Compare and contrast key facts about Homestead Stock Index Fund (HSTIX) and Schwab U.S. Large-Cap ETF (SCHX).
HSTIX is managed by Homestead. It was launched on Oct 28, 1999. SCHX is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Large-Cap Total Stock Market Index. It was launched on Nov 3, 2009.
Performance
HSTIX vs. SCHX - Performance Comparison
Loading graphics...
HSTIX vs. SCHX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
HSTIX Homestead Stock Index Fund | -7.17% | 17.36% | 24.40% | 27.24% | -18.53% | 28.07% | 17.81% | 30.77% | -4.98% | 21.17% |
SCHX Schwab U.S. Large-Cap ETF | -4.45% | 17.46% | 24.88% | 26.84% | -19.41% | 26.81% | 20.81% | 31.22% | -4.66% | 21.95% |
Returns By Period
In the year-to-date period, HSTIX achieves a -7.17% return, which is significantly lower than SCHX's -4.45% return. Both investments have delivered pretty close results over the past 10 years, with HSTIX having a 13.31% annualized return and SCHX not far ahead at 13.93%.
HSTIX
- 1D
- -0.39%
- 1M
- -7.71%
- YTD
- -7.17%
- 6M
- -4.84%
- 1Y
- 13.93%
- 3Y*
- 17.11%
- 5Y*
- 11.15%
- 10Y*
- 13.31%
SCHX
- 1D
- 2.89%
- 1M
- -4.98%
- YTD
- -4.45%
- 6M
- -2.09%
- 1Y
- 17.48%
- 3Y*
- 18.24%
- 5Y*
- 11.12%
- 10Y*
- 13.93%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
HSTIX vs. SCHX - Expense Ratio Comparison
HSTIX has a 0.50% expense ratio, which is higher than SCHX's 0.03% expense ratio.
Return for Risk
HSTIX vs. SCHX — Risk / Return Rank
HSTIX
SCHX
HSTIX vs. SCHX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Homestead Stock Index Fund (HSTIX) and Schwab U.S. Large-Cap ETF (SCHX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| HSTIX | SCHX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.81 | 0.96 | -0.15 |
Sortino ratioReturn per unit of downside risk | 1.26 | 1.46 | -0.20 |
Omega ratioGain probability vs. loss probability | 1.19 | 1.22 | -0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.01 | 1.49 | -0.47 |
Martin ratioReturn relative to average drawdown | 4.91 | 6.98 | -2.07 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| HSTIX | SCHX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.81 | 0.96 | -0.15 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.66 | 0.65 | +0.01 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.74 | 0.77 | -0.03 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.36 | 0.80 | -0.44 |
Correlation
The correlation between HSTIX and SCHX is 0.99, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
HSTIX vs. SCHX - Dividend Comparison
HSTIX's dividend yield for the trailing twelve months is around 1.96%, more than SCHX's 1.17% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
HSTIX Homestead Stock Index Fund | 1.96% | 1.82% | 1.08% | 2.49% | 1.91% | 2.13% | 1.40% | 1.98% | 1.98% | 0.89% | 1.51% | 1.66% |
SCHX Schwab U.S. Large-Cap ETF | 1.17% | 1.09% | 1.22% | 1.39% | 1.64% | 1.22% | 1.64% | 1.82% | 2.02% | 1.70% | 1.92% | 2.04% |
Drawdowns
HSTIX vs. SCHX - Drawdown Comparison
The maximum HSTIX drawdown since its inception was -55.64%, which is greater than SCHX's maximum drawdown of -34.33%. Use the drawdown chart below to compare losses from any high point for HSTIX and SCHX.
Loading graphics...
Drawdown Indicators
| HSTIX | SCHX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -55.64% | -34.33% | -21.31% |
Max Drawdown (1Y)Largest decline over 1 year | -12.13% | -12.19% | +0.06% |
Max Drawdown (5Y)Largest decline over 5 years | -24.78% | -25.41% | +0.63% |
Max Drawdown (10Y)Largest decline over 10 years | -33.82% | -34.33% | +0.51% |
Current DrawdownCurrent decline from peak | -8.97% | -6.40% | -2.57% |
Average DrawdownAverage peak-to-trough decline | -11.65% | -4.00% | -7.65% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.51% | 2.60% | -0.09% |
Volatility
HSTIX vs. SCHX - Volatility Comparison
The current volatility for Homestead Stock Index Fund (HSTIX) is 4.23%, while Schwab U.S. Large-Cap ETF (SCHX) has a volatility of 5.31%. This indicates that HSTIX experiences smaller price fluctuations and is considered to be less risky than SCHX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| HSTIX | SCHX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.23% | 5.31% | -1.08% |
Volatility (6M)Calculated over the trailing 6-month period | 9.07% | 9.64% | -0.57% |
Volatility (1Y)Calculated over the trailing 1-year period | 18.08% | 18.33% | -0.25% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.89% | 17.14% | -0.25% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.02% | 18.13% | -0.11% |