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HRB vs. UNH
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Performance

HRB vs. UNH - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in H&R Block, Inc. (HRB) and UnitedHealth Group Incorporated (UNH). The values are adjusted to include any dividend payments, if applicable.

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HRB vs. UNH - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
HRB
H&R Block, Inc.
-26.18%-14.88%12.03%36.87%59.94%55.43%-27.97%-3.55%0.49%18.22%
UNH
UnitedHealth Group Incorporated
-17.39%-33.14%-2.41%0.80%6.94%45.20%21.25%20.00%14.52%39.83%

Fundamentals

Market Cap

HRB:

$4.02B

UNH:

$246.24B

EPS

HRB:

$4.68

UNH:

$15.62

PE Ratio

HRB:

6.78

UNH:

17.32

PS Ratio

HRB:

1.10

UNH:

0.55

Total Revenue (TTM)

HRB:

$3.79B

UNH:

$447.57B

Gross Profit (TTM)

HRB:

$2.07B

UNH:

$82.92B

EBITDA (TTM)

HRB:

$989.43M

UNH:

$23.19B

Returns By Period

In the year-to-date period, HRB achieves a -26.18% return, which is significantly lower than UNH's -17.39% return. Over the past 10 years, HRB has underperformed UNH with an annualized return of 5.96%, while UNH has yielded a comparatively higher 9.39% annualized return.


HRB

1D
0.32%
1M
5.06%
YTD
-26.18%
6M
-35.76%
1Y
-39.96%
3Y*
-0.34%
5Y*
10.97%
10Y*
5.96%

UNH

1D
3.36%
1M
-7.02%
YTD
-17.39%
6M
-20.50%
1Y
-46.88%
3Y*
-15.31%
5Y*
-4.29%
10Y*
9.39%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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Return for Risk

HRB vs. UNH — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

HRB
HRB Risk / Return Rank: 77
Overall Rank
HRB Sharpe Ratio Rank: 11
Sharpe Ratio Rank
HRB Sortino Ratio Rank: 33
Sortino Ratio Rank
HRB Omega Ratio Rank: 44
Omega Ratio Rank
HRB Calmar Ratio Rank: 1717
Calmar Ratio Rank
HRB Martin Ratio Rank: 1111
Martin Ratio Rank

UNH
UNH Risk / Return Rank: 1212
Overall Rank
UNH Sharpe Ratio Rank: 66
Sharpe Ratio Rank
UNH Sortino Ratio Rank: 1010
Sortino Ratio Rank
UNH Omega Ratio Rank: 66
Omega Ratio Rank
UNH Calmar Ratio Rank: 1515
Calmar Ratio Rank
UNH Martin Ratio Rank: 2525
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

HRB vs. UNH - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for H&R Block, Inc. (HRB) and UnitedHealth Group Incorporated (UNH). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


HRBUNHDifference

Sharpe ratio

Return per unit of total volatility

-1.27

-0.92

-0.35

Sortino ratio

Return per unit of downside risk

-1.85

-1.15

-0.70

Omega ratio

Gain probability vs. loss probability

0.77

0.81

-0.04

Calmar ratio

Return relative to maximum drawdown

-0.72

-0.77

+0.04

Martin ratio

Return relative to average drawdown

-1.47

-1.02

-0.45

HRB vs. UNH - Sharpe Ratio Comparison

The current HRB Sharpe Ratio is -1.27, which is lower than the UNH Sharpe Ratio of -0.92. The chart below compares the historical Sharpe Ratios of HRB and UNH, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


HRBUNHDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

-1.27

-0.92

-0.35

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.36

-0.14

+0.49

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.17

0.32

-0.15

Sharpe Ratio (All Time)

Calculated using the full available price history

0.28

0.60

-0.32

Correlation

The correlation between HRB and UNH is 0.24, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.


Dividends

HRB vs. UNH - Dividend Comparison

HRB's dividend yield for the trailing twelve months is around 5.15%, more than UNH's 3.27% yield.


TTM20252024202320222021202020192018201720162015
HRB
H&R Block, Inc.
5.15%3.65%2.63%2.52%3.07%4.54%6.56%4.39%3.90%3.59%3.74%2.40%
UNH
UnitedHealth Group Incorporated
3.27%2.64%1.62%1.38%1.21%1.12%1.38%1.41%1.38%1.30%1.48%1.59%

Drawdowns

HRB vs. UNH - Drawdown Comparison

The maximum HRB drawdown since its inception was -62.08%, smaller than the maximum UNH drawdown of -74.37%. Use the drawdown chart below to compare losses from any high point for HRB and UNH.


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Drawdown Indicators


HRBUNHDifference

Max Drawdown

Largest peak-to-trough decline

-62.08%

-74.37%

+12.29%

Max Drawdown (1Y)

Largest decline over 1 year

-53.93%

-60.06%

+6.13%

Max Drawdown (5Y)

Largest decline over 5 years

-55.54%

-61.39%

+5.85%

Max Drawdown (10Y)

Largest decline over 10 years

-57.72%

-61.39%

+3.67%

Current Drawdown

Current decline from peak

-49.53%

-55.14%

+5.61%

Average Drawdown

Average peak-to-trough decline

-18.51%

-14.63%

-3.88%

Ulcer Index

Depth and duration of drawdowns from previous peaks

26.64%

45.40%

-18.76%

Volatility

HRB vs. UNH - Volatility Comparison

H&R Block, Inc. (HRB) has a higher volatility of 8.56% compared to UnitedHealth Group Incorporated (UNH) at 7.72%. This indicates that HRB's price experiences larger fluctuations and is considered to be riskier than UNH based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


HRBUNHDifference

Volatility (1M)

Calculated over the trailing 1-month period

8.56%

7.72%

+0.84%

Volatility (6M)

Calculated over the trailing 6-month period

25.96%

29.34%

-3.38%

Volatility (1Y)

Calculated over the trailing 1-year period

31.54%

51.10%

-19.56%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

30.92%

31.26%

-0.34%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

35.31%

29.84%

+5.47%

Financials

HRB vs. UNH - Financials Comparison

This section allows you to compare key financial metrics between H&R Block, Inc. and UnitedHealth Group Incorporated. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


0.0020.00B40.00B60.00B80.00B100.00B120.00BAprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
198.87M
113.22B
(HRB) Total Revenue
(UNH) Total Revenue
Values in USD except per share items