HOSGX vs. SCHD
Compare and contrast key facts about Homestead Funds Short-Term Government Securities Fund (HOSGX) and Schwab US Dividend Equity ETF (SCHD).
HOSGX is managed by Homestead. It was launched on Apr 30, 1995. SCHD is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Dividend 100 Index. It was launched on Oct 20, 2011.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: HOSGX or SCHD.
Correlation
The correlation between HOSGX and SCHD is -0.09. This indicates that the assets' prices tend to move in opposite directions. Negative correlation can be particularly beneficial for diversification and risk management, as one asset may offset the losses of the other during market fluctuations.
Performance
HOSGX vs. SCHD - Performance Comparison
Key characteristics
HOSGX:
1.07
SCHD:
1.20
HOSGX:
1.57
SCHD:
1.76
HOSGX:
1.22
SCHD:
1.21
HOSGX:
0.65
SCHD:
1.69
HOSGX:
4.17
SCHD:
5.86
HOSGX:
0.72%
SCHD:
2.30%
HOSGX:
2.81%
SCHD:
11.25%
HOSGX:
-9.58%
SCHD:
-33.37%
HOSGX:
-1.52%
SCHD:
-6.72%
Returns By Period
In the year-to-date period, HOSGX achieves a 2.81% return, which is significantly lower than SCHD's 11.54% return. Over the past 10 years, HOSGX has underperformed SCHD with an annualized return of 0.88%, while SCHD has yielded a comparatively higher 10.86% annualized return.
HOSGX
2.81%
-0.20%
1.62%
3.01%
0.61%
0.88%
SCHD
11.54%
-4.06%
7.86%
12.63%
10.97%
10.86%
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HOSGX vs. SCHD - Expense Ratio Comparison
HOSGX has a 0.75% expense ratio, which is higher than SCHD's 0.06% expense ratio.
Risk-Adjusted Performance
HOSGX vs. SCHD - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Homestead Funds Short-Term Government Securities Fund (HOSGX) and Schwab US Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
HOSGX vs. SCHD - Dividend Comparison
HOSGX's dividend yield for the trailing twelve months is around 2.96%, less than SCHD's 3.64% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
HOSGX Homestead Funds Short-Term Government Securities Fund | 2.96% | 2.51% | 1.44% | 0.31% | 0.64% | 1.52% | 1.40% | 1.01% | 0.87% | 0.82% | 0.92% | 0.94% |
SCHD Schwab US Dividend Equity ETF | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% | 2.47% |
Drawdowns
HOSGX vs. SCHD - Drawdown Comparison
The maximum HOSGX drawdown since its inception was -9.58%, smaller than the maximum SCHD drawdown of -33.37%. Use the drawdown chart below to compare losses from any high point for HOSGX and SCHD. For additional features, visit the drawdowns tool.
Volatility
HOSGX vs. SCHD - Volatility Comparison
The current volatility for Homestead Funds Short-Term Government Securities Fund (HOSGX) is 0.74%, while Schwab US Dividend Equity ETF (SCHD) has a volatility of 3.88%. This indicates that HOSGX experiences smaller price fluctuations and is considered to be less risky than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.