HOMB vs. RF

Last updated Jun 4, 2026

HOMB (Home Bancshares, Inc. (Conway, AR)) and RF (Regions Financial Corporation) are both stocks. Both are in the Financial Services sector — HOMB in Banks - Diversified, RF in Banks - Regional. Over the past 10 years, HOMB returned 4.59%/yr vs 15.25%/yr for RF. A 0.63 correlation means they provide meaningful diversification when combined.

Performance

HOMB vs. RF - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Home Bancshares, Inc. (Conway, AR) (HOMB) and Regions Financial Corporation (RF). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, HOMB achieves a -4.44% return, which is significantly lower than RF's 3.05% return. Over the past 10 years, HOMB has underperformed RF with an annualized return of 4.59%, while RF has yielded a comparatively higher 15.25% annualized return.

HOMB

• 1D: -2.24%
• 1M: -0.68%
• YTD: -4.44%
• 6M: -6.73%
• 1Y: -5.02%
• 3Y*: 7.08%
• 5Y*: 1.81%
• 10Y*: 4.59%

RF

• 1D: -2.25%
• 1M: 0.01%
• YTD: 3.05%
• 6M: 6.59%
• 1Y: 32.36%
• 3Y*: 20.75%
• 5Y*: 8.57%
• 10Y*: 15.25%

*Multi-year figures are annualized to reflect compound growth (CAGR)

HOMB vs. RF - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
HOMB Home Bancshares, Inc. (Conway, AR)	-4.44%	0.92%	14.97%	14.82%	-3.73%	27.89%	2.30%	23.70%	-28.25%	-14.86%
RF Regions Financial Corporation	3.05%	21.99%	27.00%	-5.69%	2.33%	39.39%	-1.61%	33.35%	-20.59%	22.95%

Correlation

The correlation between HOMB and RF is 0.77, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.77
Correlation (3Y) Calculated over the trailing 3-year period	0.78
Correlation (5Y) Calculated over the trailing 5-year period	0.78
Correlation (10Y) Calculated over the trailing 10-year period	0.78
Correlation (All Time) Calculated using the full available price history since Jun 26, 2006	0.63

The correlation between HOMB and RF shifts across timeframes, from 0.63 (all time) to 0.78 (3 years), reflecting how their relationship changes across market environments.

Fundamentals

EPS HOMB : $2.43 RF : $2.51
PE Ratio HOMB : 10.76 RF : 10.90
PS Ratio HOMB : 3.80 RF : 2.52
Total Revenue (TTM) HOMB : $1.02B RF : $9.62B
Gross Profit (TTM) HOMB : $805.46M RF : $7.29B
EBITDA (TTM) HOMB : $463.28M RF : $2.90B

Return for Risk

HOMB vs. RF — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

HOMB

HOMB Risk / Return Rank: 28
HOMB Sharpe Ratio Rank: 31
HOMB Sortino Ratio Rank: 26
HOMB Omega Ratio Rank: 26
HOMB Calmar Ratio Rank: 30
HOMB Martin Ratio Rank: 29

RF

RF Risk / Return Rank: 73
RF Sharpe Ratio Rank: 78
RF Sortino Ratio Rank: 72
RF Omega Ratio Rank: 71
RF Calmar Ratio Rank: 71
RF Martin Ratio Rank: 72

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

HOMB vs. RF - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Home Bancshares, Inc. (Conway, AR) (HOMB) and Regions Financial Corporation (RF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	HOMB	RF	Difference
Sharpe ratio Return per unit of total volatility	-0.23	1.32	-1.54
Sortino ratio Return per unit of downside risk	-0.17	1.85	-2.03
Omega ratio Gain probability vs. loss probability	0.98	1.24	-0.26
Calmar ratio Return relative to maximum drawdown	-0.34	1.76	-2.10
Martin ratio Return relative to average drawdown	-0.65	4.23	-4.88
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

HOMB vs. RF - Sharpe Ratio Comparison

The current HOMB Sharpe Ratio is -0.23, which is lower than the RF Sharpe Ratio of 1.32. The chart below compares the historical Sharpe Ratios of HOMB and RF, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	HOMB	RF	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.23	1.32	-1.54
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.07	0.27	-0.21
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.13	0.43	-0.29
Sharpe Ratio (All Time) Calculated using the full available price history	0.37	0.18	+0.19

Drawdowns

HOMB vs. RF - Drawdown Comparison

The maximum HOMB drawdown since its inception was -62.94%, smaller than the maximum RF drawdown of -92.65%. Use the drawdown chart below to compare losses from any high point for HOMB and RF.

Drawdown Indicators

	HOMB	RF	Difference
Max Drawdown Largest peak-to-trough decline	-62.94%	-92.65%	+29.71%
Max Drawdown (1Y) Largest decline over 1 year	-14.78%	-18.45%	+3.67%
Max Drawdown (3Y) Largest decline over 3 years	-21.45%	-32.35%	+10.90%
Max Drawdown (5Y) Largest decline over 5 years	-25.34%	-40.99%	+15.65%
Max Drawdown (10Y) Largest decline over 10 years	-62.94%	-60.73%	-2.21%
Current Drawdown Current decline from peak	-14.95%	-9.77%	-5.18%
Average Drawdown Average peak-to-trough decline	-15.06%	-31.08%	+16.02%
Ulcer Index Depth and duration of drawdowns from previous peaks	7.71%	7.67%	+0.04%

Volatility

HOMB vs. RF - Volatility Comparison

The current volatility for Home Bancshares, Inc. (Conway, AR) (HOMB) is 5.13%, while Regions Financial Corporation (RF) has a volatility of 6.85%. This indicates that HOMB experiences smaller price fluctuations and is considered to be less risky than RF based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	HOMB	RF	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.13%	6.85%	-1.72%
Volatility (6M) Calculated over the trailing 6-month period	14.59%	17.88%	-3.29%
Volatility (1Y) Calculated over the trailing 1-year period	22.15%	24.75%	-2.60%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	27.97%	31.53%	-3.56%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	34.42%	35.92%	-1.50%

Dividends

HOMB vs. RF - Dividend Comparison

HOMB's dividend yield for the trailing twelve months is around 3.17%, less than RF's 3.87% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
HOMB Home Bancshares, Inc. (Conway, AR)	3.17%	2.90%	2.65%	2.84%	2.90%	2.30%	2.72%	2.59%	2.82%	1.72%	1.23%	1.36%
RF Regions Financial Corporation	3.87%	5.12%	4.17%	4.54%	3.43%	2.98%	3.85%	3.44%	3.44%	1.82%	1.78%	2.40%

Financials

HOMB vs. RF - Profitability Comparison

The chart below illustrates the profitability comparison between Home Bancshares, Inc. (Conway, AR) and Regions Financial Corporation over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

HOMB - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Home Bancshares, Inc. (Conway, AR) reported a gross profit of 0.00 and revenue of 57.08K. Therefore, the gross margin over that period was 0.0%.

RF - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Regions Financial Corporation reported a gross profit of 1.78B and revenue of 2.33B. Therefore, the gross margin over that period was 76.6%.

HOMB - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Home Bancshares, Inc. (Conway, AR) reported an operating income of 0.00 and revenue of 57.08K, resulting in an operating margin of 0.0%.

RF - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Regions Financial Corporation reported an operating income of 714.00M and revenue of 2.33B, resulting in an operating margin of 30.7%.

HOMB - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Home Bancshares, Inc. (Conway, AR) reported a net income of 0.00 and revenue of 57.08K, resulting in a net margin of 0.0%.

RF - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Regions Financial Corporation reported a net income of 559.00M and revenue of 2.33B, resulting in a net margin of 24.0%.

Frequently Asked Questions

Can I hold both HOMB and RF in my portfolio?

HOMB and RF have a correlation of 0.77, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, HOMB or RF?

RF has higher volatility (6.85%) compared to HOMB (5.13%). In terms of maximum drawdown, HOMB dropped -62.94% vs RF's -92.65%.

Which has better risk-adjusted returns?

RF currently has the higher Sharpe Ratio (1.32 vs -0.23), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.