HESAY vs. MA

Last updated Apr 1, 2026

Compare and contrast key facts about Hermes International SA (HESAY) and Mastercard Inc (MA).

Performance

HESAY vs. MA - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Hermes International SA (HESAY) and Mastercard Inc (MA). The values are adjusted to include any dividend payments, if applicable.

HESAY vs. MA - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
HESAY Hermes International SA	-23.32%	4.83%	13.70%	38.27%	-11.23%	63.06%	44.39%	37.55%	4.07%	32.55%
MA Mastercard Inc	-12.34%	9.04%	24.17%	23.40%	-2.66%	1.16%	20.19%	59.16%	25.31%	47.69%

Fundamentals

Market Cap HESAY : $199.21B MA : $448.69B
EPS HESAY : $8.67 MA : $16.56
PE Ratio HESAY : 21.87 MA : 30.18
PEG Ratio HESAY : 1.31 MA : 1.39
PS Ratio HESAY : 6.40 MA : 13.77
PB Ratio HESAY : 10.57 MA : 57.93
Total Revenue (TTM) HESAY : $31.11B MA : $32.79B
Gross Profit (TTM) HESAY : $22.00B MA : $27.36B
EBITDA (TTM) HESAY : $15.00B MA : $20.19B

Returns By Period

In the year-to-date period, HESAY achieves a -23.32% return, which is significantly lower than MA's -12.34% return. Both investments have delivered pretty close results over the past 10 years, with HESAY having a 19.36% annualized return and MA not far behind at 18.66%.

HESAY

• 1D: 2.95%
• 1M: -21.28%
• YTD: -23.32%
• 6M: -22.42%
• 1Y: -26.77%
• 3Y*: -1.26%
• 5Y*: 11.81%
• 10Y*: 19.36%

MA

• 1D: 1.15%
• 1M: -3.39%
• YTD: -12.34%
• 6M: -11.91%
• 1Y: -8.31%
• 3Y*: 11.85%
• 5Y*: 7.19%
• 10Y*: 18.66%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

HESAY vs. MA — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

HESAY

HESAY Risk / Return Rank: 9
HESAY Sharpe Ratio Rank: 7
HESAY Sortino Ratio Rank: 9
HESAY Omega Ratio Rank: 11
HESAY Calmar Ratio Rank: 15
HESAY Martin Ratio Rank: 3

MA

MA Risk / Return Rank: 26
MA Sharpe Ratio Rank: 26
MA Sortino Ratio Rank: 23
MA Omega Ratio Rank: 23
MA Calmar Ratio Rank: 31
MA Martin Ratio Rank: 27

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

HESAY vs. MA - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Hermes International SA (HESAY) and Mastercard Inc (MA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	HESAY	MA	Difference
Sharpe ratio Return per unit of total volatility	-0.88	-0.35	-0.53
Sortino ratio Return per unit of downside risk	-1.18	-0.32	-0.86
Omega ratio Gain probability vs. loss probability	0.86	0.96	-0.09
Calmar ratio Return relative to maximum drawdown	-0.75	-0.37	-0.38
Martin ratio Return relative to average drawdown	-1.89	-0.91	-0.97
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

HESAY vs. MA - Sharpe Ratio Comparison

The current HESAY Sharpe Ratio is -0.88, which is lower than the MA Sharpe Ratio of -0.35. The chart below compares the historical Sharpe Ratios of HESAY and MA, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	HESAY	MA	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.88	-0.35	-0.53
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.38	0.30	+0.08
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.70	0.70	+0.01
Sharpe Ratio (All Time) Calculated using the full available price history	0.49	0.84	-0.35

Correlation

The correlation between HESAY and MA is 0.29, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

HESAY vs. MA - Dividend Comparison

HESAY's dividend yield for the trailing twelve months is around 1.66%, more than MA's 0.63% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
HESAY Hermes International SA	1.66%	1.18%	1.13%	0.67%	0.57%	0.31%	0.46%	0.68%	0.91%	1.55%	1.81%	2.54%
MA Mastercard Inc	0.63%	0.53%	0.50%	0.53%	0.56%	0.49%	0.45%	0.44%	0.53%	0.58%	0.74%	0.66%

Drawdowns

HESAY vs. MA - Drawdown Comparison

The maximum HESAY drawdown since its inception was -45.60%, smaller than the maximum MA drawdown of -62.67%. Use the drawdown chart below to compare losses from any high point for HESAY and MA.

Drawdown Indicators

	HESAY	MA	Difference
Max Drawdown Largest peak-to-trough decline	-45.60%	-62.67%	+17.07%
Max Drawdown (1Y) Largest decline over 1 year	-36.30%	-18.92%	-17.38%
Max Drawdown (5Y) Largest decline over 5 years	-45.60%	-28.25%	-17.35%
Max Drawdown (10Y) Largest decline over 10 years	-45.60%	-41.00%	-4.60%
Current Drawdown Current decline from peak	-35.90%	-16.34%	-19.56%
Average Drawdown Average peak-to-trough decline	-10.57%	-9.76%	-0.81%
Ulcer Index Depth and duration of drawdowns from previous peaks	14.48%	7.71%	+6.77%

Volatility

HESAY vs. MA - Volatility Comparison

Hermes International SA (HESAY) has a higher volatility of 10.12% compared to Mastercard Inc (MA) at 6.83%. This indicates that HESAY's price experiences larger fluctuations and is considered to be riskier than MA based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	HESAY	MA	Difference
Volatility (1M) Calculated over the trailing 1-month period	10.12%	6.83%	+3.29%
Volatility (6M) Calculated over the trailing 6-month period	20.77%	16.10%	+4.67%
Volatility (1Y) Calculated over the trailing 1-year period	30.60%	24.21%	+6.39%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	30.94%	23.87%	+7.07%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	27.60%	26.79%	+0.81%

Financials

HESAY vs. MA - Profitability Comparison

The chart below illustrates the profitability comparison between Hermes International SA and Mastercard Inc over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

HESAY - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Hermes International SA reported a gross profit of 5.66B and revenue of 7.91B. Therefore, the gross margin over that period was 71.6%.

MA - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Mastercard Inc reported a gross profit of 8.81B and revenue of 8.81B. Therefore, the gross margin over that period was 100.0%.

HESAY - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Hermes International SA reported an operating income of 3.91B and revenue of 7.91B, resulting in an operating margin of 49.5%.

MA - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Mastercard Inc reported an operating income of 4.91B and revenue of 8.81B, resulting in an operating margin of 55.8%.

HESAY - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Hermes International SA reported a net income of 2.26B and revenue of 7.91B, resulting in a net margin of 28.6%.

MA - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Mastercard Inc reported a net income of 4.06B and revenue of 8.81B, resulting in a net margin of 46.1%.