Correlation
The correlation between GWRE and FICO is 0.56, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
GWRE vs. FICO
Compare and contrast key facts about Guidewire Software, Inc. (GWRE) and Fair Isaac Corporation (FICO).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: GWRE or FICO.
Performance
GWRE vs. FICO - Performance Comparison
Loading data...
Key characteristics
GWRE:
2.32
FICO:
0.83
GWRE:
2.82
FICO:
1.00
GWRE:
1.45
FICO:
1.15
GWRE:
3.32
FICO:
0.67
GWRE:
9.45
FICO:
1.72
GWRE:
8.30%
FICO:
14.32%
GWRE:
39.31%
FICO:
39.83%
GWRE:
-60.28%
FICO:
-79.26%
GWRE:
-1.47%
FICO:
-27.54%
Fundamentals
GWRE:
$18.04B
FICO:
$42.02B
GWRE:
-$0.19
FICO:
$23.30
GWRE:
2.26
FICO:
1.66
GWRE:
16.63
FICO:
22.83
GWRE:
14.22
FICO:
82.33
GWRE:
$843.90M
FICO:
$1.84B
GWRE:
$523.98M
FICO:
$1.49B
GWRE:
$13.55M
FICO:
$829.07M
Returns By Period
In the year-to-date period, GWRE achieves a 27.55% return, which is significantly higher than FICO's -13.29% return. Over the past 10 years, GWRE has underperformed FICO with an annualized return of 16.32%, while FICO has yielded a comparatively higher 34.57% annualized return.
GWRE
27.55%
2.54%
5.98%
88.75%
39.07%
15.95%
16.32%
FICO
-13.29%
-15.72%
-27.32%
33.83%
61.54%
33.79%
34.57%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Risk-Adjusted Performance
GWRE vs. FICO — Risk-Adjusted Performance Rank
GWRE
FICO
GWRE vs. FICO - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Guidewire Software, Inc. (GWRE) and Fair Isaac Corporation (FICO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Loading data...
Dividends
GWRE vs. FICO - Dividend Comparison
Neither GWRE nor FICO has paid dividends to shareholders.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
GWRE Guidewire Software, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
FICO Fair Isaac Corporation | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.01% | 0.07% | 0.08% | 0.11% |
Drawdowns
GWRE vs. FICO - Drawdown Comparison
The maximum GWRE drawdown since its inception was -60.28%, smaller than the maximum FICO drawdown of -79.26%. Use the drawdown chart below to compare losses from any high point for GWRE and FICO.
Loading data...
Volatility
GWRE vs. FICO - Volatility Comparison
The current volatility for Guidewire Software, Inc. (GWRE) is 4.50%, while Fair Isaac Corporation (FICO) has a volatility of 25.09%. This indicates that GWRE experiences smaller price fluctuations and is considered to be less risky than FICO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading data...
Financials
GWRE vs. FICO - Financials Comparison
This section allows you to compare key financial metrics between Guidewire Software, Inc. and Fair Isaac Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
GWRE vs. FICO - Profitability Comparison
GWRE - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2025, Guidewire Software, Inc. reported a gross profit of 179.15M and revenue of 289.48M. Therefore, the gross margin over that period was 61.9%.
FICO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2025, Fair Isaac Corporation reported a gross profit of 411.11M and revenue of 498.74M. Therefore, the gross margin over that period was 82.4%.
GWRE - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2025, Guidewire Software, Inc. reported an operating income of 11.72M and revenue of 289.48M, resulting in an operating margin of 4.1%.
FICO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2025, Fair Isaac Corporation reported an operating income of 245.65M and revenue of 498.74M, resulting in an operating margin of 49.3%.
GWRE - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2025, Guidewire Software, Inc. reported a net income of -37.28M and revenue of 289.48M, resulting in a net margin of -12.9%.
FICO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2025, Fair Isaac Corporation reported a net income of 162.62M and revenue of 498.74M, resulting in a net margin of 32.6%.