FOUR vs. SOFI
Compare and contrast key facts about Shift4 Payments, Inc. (FOUR) and SoFi Technologies, Inc. (SOFI).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: FOUR or SOFI.
Correlation
The correlation between FOUR and SOFI is 0.53, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Performance
FOUR vs. SOFI - Performance Comparison
Key characteristics
FOUR:
0.88
SOFI:
1.47
FOUR:
1.36
SOFI:
2.01
FOUR:
1.20
SOFI:
1.25
FOUR:
1.00
SOFI:
1.13
FOUR:
2.63
SOFI:
5.03
FOUR:
16.08%
SOFI:
16.94%
FOUR:
52.11%
SOFI:
60.41%
FOUR:
-69.95%
SOFI:
-83.32%
FOUR:
-32.01%
SOFI:
-48.56%
Fundamentals
FOUR:
$7.30B
SOFI:
$14.02B
FOUR:
$2.92
SOFI:
$0.43
FOUR:
28.21
SOFI:
29.53
FOUR:
0.41
SOFI:
2.49
FOUR:
2.11
SOFI:
5.54
FOUR:
7.04
SOFI:
2.25
FOUR:
$3.47B
SOFI:
$2.77B
FOUR:
$939.60M
SOFI:
$2.70B
FOUR:
-$365.60M
SOFI:
$339.41M
Returns By Period
In the year-to-date period, FOUR achieves a -17.68% return, which is significantly lower than SOFI's -13.90% return.
FOUR
-17.68%
16.12%
-12.42%
45.51%
N/A
N/A
SOFI
-13.90%
39.58%
11.43%
88.09%
N/A
N/A
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Risk-Adjusted Performance
FOUR vs. SOFI — Risk-Adjusted Performance Rank
FOUR
SOFI
FOUR vs. SOFI - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Shift4 Payments, Inc. (FOUR) and SoFi Technologies, Inc. (SOFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
FOUR vs. SOFI - Dividend Comparison
Neither FOUR nor SOFI has paid dividends to shareholders.
Drawdowns
FOUR vs. SOFI - Drawdown Comparison
The maximum FOUR drawdown since its inception was -69.95%, smaller than the maximum SOFI drawdown of -83.32%. Use the drawdown chart below to compare losses from any high point for FOUR and SOFI. For additional features, visit the drawdowns tool.
Volatility
FOUR vs. SOFI - Volatility Comparison
The current volatility for Shift4 Payments, Inc. (FOUR) is 21.96%, while SoFi Technologies, Inc. (SOFI) has a volatility of 23.13%. This indicates that FOUR experiences smaller price fluctuations and is considered to be less risky than SOFI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Financials
FOUR vs. SOFI - Financials Comparison
This section allows you to compare key financial metrics between Shift4 Payments, Inc. and SoFi Technologies, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
FOUR vs. SOFI - Profitability Comparison
FOUR - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Shift4 Payments, Inc. reported a gross profit of 201.00M and revenue of 848.30M. Therefore, the gross margin over that period was 23.7%.
SOFI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, SoFi Technologies, Inc. reported a gross profit of 689.84M and revenue of 763.81M. Therefore, the gross margin over that period was 90.3%.
FOUR - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Shift4 Payments, Inc. reported an operating income of 25.40M and revenue of 848.30M, resulting in an operating margin of 3.0%.
SOFI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, SoFi Technologies, Inc. reported an operating income of 213.03M and revenue of 763.81M, resulting in an operating margin of 27.9%.
FOUR - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Shift4 Payments, Inc. reported a net income of 16.70M and revenue of 848.30M, resulting in a net margin of 2.0%.
SOFI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, SoFi Technologies, Inc. reported a net income of 71.12M and revenue of 763.81M, resulting in a net margin of 9.3%.