FNLC vs. FHLC
Compare and contrast key facts about The First Bancorp, Inc. (FNLC) and Fidelity MSCI Health Care Index ETF (FHLC).
FHLC is a passively managed fund by Fidelity that tracks the performance of the MSCI USA IMI Health Care Index. It was launched on Oct 21, 2013.
Performance
FNLC vs. FHLC - Performance Comparison
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FNLC vs. FHLC - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FNLC The First Bancorp, Inc. | 7.46% | 2.28% | 2.49% | -0.50% | -0.40% | 29.22% | -11.50% | 20.16% | 0.24% | -14.72% |
FHLC Fidelity MSCI Health Care Index ETF | -4.97% | 15.42% | 2.48% | 2.58% | -5.55% | 20.39% | 18.13% | 21.94% | 4.71% | 23.34% |
Returns By Period
In the year-to-date period, FNLC achieves a 7.46% return, which is significantly higher than FHLC's -4.97% return. Over the past 10 years, FNLC has underperformed FHLC with an annualized return of 8.44%, while FHLC has yielded a comparatively higher 9.60% annualized return.
FNLC
- 1D
- -0.67%
- 1M
- 1.37%
- YTD
- 7.46%
- 6M
- 9.76%
- 1Y
- 19.99%
- 3Y*
- 8.62%
- 5Y*
- 4.05%
- 10Y*
- 8.44%
FHLC
- 1D
- 2.28%
- 1M
- -7.46%
- YTD
- -4.97%
- 6M
- 5.95%
- 1Y
- 4.53%
- 3Y*
- 6.14%
- 5Y*
- 5.07%
- 10Y*
- 9.60%
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Return for Risk
FNLC vs. FHLC — Risk / Return Rank
FNLC
FHLC
FNLC vs. FHLC - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for The First Bancorp, Inc. (FNLC) and Fidelity MSCI Health Care Index ETF (FHLC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FNLC | FHLC | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.74 | 0.26 | +0.48 |
Sortino ratioReturn per unit of downside risk | 1.19 | 0.48 | +0.72 |
Omega ratioGain probability vs. loss probability | 1.14 | 1.06 | +0.08 |
Calmar ratioReturn relative to maximum drawdown | 1.72 | 0.51 | +1.21 |
Martin ratioReturn relative to average drawdown | 3.77 | 1.08 | +2.69 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FNLC | FHLC | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.74 | 0.26 | +0.48 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.14 | 0.34 | -0.20 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.25 | 0.57 | -0.33 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.27 | 0.61 | -0.34 |
Correlation
The correlation between FNLC and FHLC is 0.32, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
FNLC vs. FHLC - Dividend Comparison
FNLC's dividend yield for the trailing twelve months is around 5.24%, more than FHLC's 1.44% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FNLC The First Bancorp, Inc. | 5.24% | 5.52% | 5.19% | 4.89% | 4.41% | 4.01% | 4.80% | 3.90% | 4.03% | 3.89% | 2.72% | 3.18% |
FHLC Fidelity MSCI Health Care Index ETF | 1.44% | 1.40% | 1.51% | 1.40% | 1.30% | 1.16% | 1.45% | 1.18% | 1.38% | 1.38% | 1.40% | 2.07% |
Drawdowns
FNLC vs. FHLC - Drawdown Comparison
The maximum FNLC drawdown since its inception was -49.41%, which is greater than FHLC's maximum drawdown of -28.76%. Use the drawdown chart below to compare losses from any high point for FNLC and FHLC.
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Drawdown Indicators
| FNLC | FHLC | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -49.41% | -28.76% | -20.65% |
Max Drawdown (1Y)Largest decline over 1 year | -11.29% | -10.38% | -0.91% |
Max Drawdown (5Y)Largest decline over 5 years | -29.30% | -17.73% | -11.57% |
Max Drawdown (10Y)Largest decline over 10 years | -39.84% | -28.76% | -11.08% |
Current DrawdownCurrent decline from peak | -6.60% | -7.99% | +1.39% |
Average DrawdownAverage peak-to-trough decline | -14.98% | -5.16% | -9.82% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.17% | 5.04% | +0.13% |
Volatility
FNLC vs. FHLC - Volatility Comparison
The First Bancorp, Inc. (FNLC) has a higher volatility of 7.13% compared to Fidelity MSCI Health Care Index ETF (FHLC) at 5.14%. This indicates that FNLC's price experiences larger fluctuations and is considered to be riskier than FHLC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FNLC | FHLC | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.13% | 5.14% | +1.99% |
Volatility (6M)Calculated over the trailing 6-month period | 18.53% | 10.26% | +8.27% |
Volatility (1Y)Calculated over the trailing 1-year period | 27.20% | 17.61% | +9.59% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 28.62% | 14.85% | +13.77% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 34.34% | 16.82% | +17.52% |