FLO vs. SCHD
FLO (Flowers Foods, Inc.) is a stock, while SCHD (Schwab U.S. Dividend Equity ETF) is Dividend fund tracking the Dow Jones U.S. Dividend 100 Index. Over the past 10 years, FLO returned -4.87%/yr vs 12.76%/yr for SCHD. Their 0.40 correlation means their historical movements had little consistent relationship.
Performance
FLO vs. SCHD - Performance Comparison
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Returns By Period
In the year-to-date period, FLO achieves a -32.62% return, which is significantly lower than SCHD's 24.03% return. Over the past 10 years, FLO has underperformed SCHD with an annualized return of -4.87%, while SCHD has yielded a comparatively higher 12.76% annualized return.
FLO
- 1D
- -1.68%
- 1M
- -18.66%
- 6M
- -35.86%
- YTD
- -32.62%
- 1Y
- -51.82%
- 3Y*
- -30.35%
- 5Y*
- -17.66%
- 10Y*
- -4.87%
- ALL TIME*
- 5.13%
SCHD
- 1D
- 0.18%
- 1M
- 3.33%
- 6M
- 14.09%
- YTD
- 24.03%
- 1Y
- 31.54%
- 3Y*
- 14.19%
- 5Y*
- 9.54%
- 10Y*
- 12.76%
- ALL TIME*
- 13.39%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $40.48M | $40.44M | $62.79M | |
| $786.88M | $715.86M | $685.58M |
FLO vs. SCHD - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FLO Flowers Foods, Inc. | -32.62% | -43.63% | -4.34% | -18.63% | 7.97% | 25.63% | 7.73% | 21.80% | -0.93% | 0.22% |
SCHD Schwab U.S. Dividend Equity ETF | 24.03% | 4.34% | 11.66% | 4.54% | -3.26% | 29.87% | 15.03% | 27.29% | -5.56% | 20.85% |
Correlation
The correlation between FLO and SCHD is 0.40, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.40 |
Correlation (3Y) Balances recent behavior with more history. | 0.46 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.45 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.38 |
Correlation (All Time) Calculated using the full available price history since Oct 20, 2011 | 0.40 |
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Return for Risk
FLO vs. SCHD — Risk / Return Rank
FLO
SCHD
FLO vs. SCHD - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Flowers Foods, Inc. (FLO) and Schwab U.S. Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FLO | SCHD | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -4.20 | ||
| Sortino ratioReturn per unit of downside risk | -6.72 | ||
| Omega ratioGain probability vs. loss probability | 0.73 | 1.51 | -0.78 |
| Calmar ratioReturn relative to maximum drawdown | -0.94 | 6.74 | -7.68 |
| Martin ratioReturn relative to average drawdown | -1.40 | 17.01 | -18.41 |
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Drawdowns
FLO vs. SCHD - Drawdown Comparison
The maximum FLO drawdown since its inception was -72.29%, which is greater than SCHD's maximum drawdown of -33.37%. Use the drawdown chart below to compare losses from any high point for FLO and SCHD.
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Drawdown Indicators
| FLO | SCHD | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -72.29% | -33.37% | -38.92% |
Max Drawdown (1Y)Largest decline over 1 year | -55.26% | -4.61% | -50.65% |
Max Drawdown (3Y)Largest decline over 3 years | -68.82% | -16.13% | -52.69% |
Max Drawdown (5Y)Largest decline over 5 years | -72.29% | -16.85% | -55.44% |
Max Drawdown (10Y)Largest decline over 10 years | -72.29% | -33.37% | -38.92% |
Current DrawdownCurrent decline from peak | -71.80% | -1.24% | -70.56% |
Average DrawdownAverage peak-to-trough decline | -20.79% | -3.30% | -17.49% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 37.14% | 1.82% | +35.32% |
Volatility
FLO vs. SCHD - Volatility Comparison
Flowers Foods, Inc. (FLO) has a higher volatility of 11.37% compared to Schwab U.S. Dividend Equity ETF (SCHD) at 4.11%. This indicates that FLO's price experiences larger fluctuations and is considered to be riskier than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FLO | SCHD | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 11.37% | 4.11% | +7.26% |
Volatility (6M)Calculated over the trailing 6-month period | 30.84% | 8.11% | +22.73% |
Volatility (1Y)Calculated over the trailing 1-year period | 37.61% | 11.13% | +26.48% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 25.85% | 14.39% | +11.46% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 25.58% | 16.72% | +8.86% |
Dividends
FLO vs. SCHD - Dividend Comparison
FLO's dividend yield for the trailing twelve months is around 12.36%, more than SCHD's 3.13% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FLO Flowers Foods, Inc. | 12.36% | 9.03% | 4.60% | 4.04% | 3.03% | 3.02% | 3.49% | 3.45% | 3.84% | 3.47% | 3.13% | 2.64% |
SCHD Schwab U.S. Dividend Equity ETF | 3.13% | 3.82% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% |
Frequently Asked Questions
FLO and SCHD have a correlation of 0.40, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FLO has higher volatility (11.37%) compared to SCHD (4.11%). In terms of maximum drawdown, FLO dropped -72.29% vs SCHD's -33.37%.
SCHD currently has the higher Sharpe Ratio (2.81 vs -1.38), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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