FIVN vs. FICO
FIVN (Five9, Inc.) and FICO (Fair Isaac Corporation) are both stocks. Both are in the Technology sector — FIVN in Software - Infrastructure, FICO in Software - Application. Over the past 10 years, FIVN returned 5.11%/yr vs 26.01%/yr for FICO. At a 0.35 correlation, their price movements are largely independent.
Performance
FIVN vs. FICO - Performance Comparison
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Returns By Period
In the year-to-date period, FIVN achieves a -4.94% return, which is significantly higher than FICO's -34.97% return. Over the past 10 years, FIVN has underperformed FICO with an annualized return of 5.11%, while FICO has yielded a comparatively higher 26.01% annualized return.
FIVN
- 1D
- 1.28%
- 1M
- -16.26%
- YTD
- -4.94%
- 6M
- -3.44%
- 1Y
- -28.21%
- 3Y*
- -37.29%
- 5Y*
- -36.39%
- 10Y*
- 5.11%
FICO
- 1D
- 0.78%
- 1M
- -11.33%
- YTD
- -34.97%
- 6M
- -36.29%
- 1Y
- -41.56%
- 3Y*
- 12.31%
- 5Y*
- 17.02%
- 10Y*
- 26.01%
FIVN vs. FICO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FIVN Five9, Inc. | -4.94% | -50.66% | -48.35% | 15.96% | -50.58% | -21.26% | 165.93% | 50.00% | 75.72% | 75.33% |
FICO Fair Isaac Corporation | -34.97% | -15.08% | 71.04% | 94.46% | 38.03% | -15.14% | 36.39% | 100.36% | 22.06% | 28.52% |
Correlation
The correlation between FIVN and FICO is 0.27, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.27 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.25 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.33 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.38 |
Correlation (All Time) Calculated using the full available price history since Apr 4, 2014 | 0.35 |
The correlation between FIVN and FICO shifts across timeframes, from 0.25 (3 years) to 0.38 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
FIVN:
$1.64B
FICO:
$26.11B
FIVN:
$0.65
FICO:
$31.51
FIVN:
29.12
FICO:
34.89
FIVN:
1.42
FICO:
11.75
FIVN:
$1.17B
FICO:
$2.26B
FIVN:
$644.83M
FICO:
$1.90B
FIVN:
$179.58M
FICO:
$1.16B
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Return for Risk
FIVN vs. FICO — Risk / Return Rank
FIVN
FICO
FIVN vs. FICO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Five9, Inc. (FIVN) and Fair Isaac Corporation (FICO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FIVN | FICO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.36 | ||
| Sortino ratioReturn per unit of downside risk | +0.69 | ||
| Omega ratioGain probability vs. loss probability | 0.96 | 0.86 | +0.10 |
| Calmar ratioReturn relative to maximum drawdown | -0.53 | -0.80 | +0.27 |
| Martin ratioReturn relative to average drawdown | -0.95 | -1.48 | +0.53 |
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Drawdowns
FIVN vs. FICO - Drawdown Comparison
The maximum FIVN drawdown since its inception was -93.51%, which is greater than FICO's maximum drawdown of -79.26%. Use the drawdown chart below to compare losses from any high point for FIVN and FICO.
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Drawdown Indicators
| FIVN | FICO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -93.51% | -79.26% | -14.25% |
Max Drawdown (1Y)Largest decline over 1 year | -53.33% | -52.12% | -1.21% |
Max Drawdown (3Y)Largest decline over 3 years | -84.52% | -61.28% | -23.24% |
Max Drawdown (5Y)Largest decline over 5 years | -93.51% | -61.28% | -32.23% |
Max Drawdown (10Y)Largest decline over 10 years | -93.51% | -61.28% | -32.23% |
Current DrawdownCurrent decline from peak | -90.91% | -53.85% | -37.06% |
Average DrawdownAverage peak-to-trough decline | -35.46% | -18.05% | -17.41% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 29.89% | 28.20% | +1.69% |
Volatility
FIVN vs. FICO - Volatility Comparison
Five9, Inc. (FIVN) has a higher volatility of 17.67% compared to Fair Isaac Corporation (FICO) at 12.86%. This indicates that FIVN's price experiences larger fluctuations and is considered to be riskier than FICO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FIVN | FICO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 17.67% | 12.86% | +4.81% |
Volatility (6M)Calculated over the trailing 6-month period | 49.51% | 39.24% | +10.27% |
Volatility (1Y)Calculated over the trailing 1-year period | 60.98% | 50.84% | +10.14% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 55.83% | 40.82% | +15.01% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 50.88% | 38.11% | +12.77% |
Dividends
FIVN vs. FICO - Dividend Comparison
Neither FIVN nor FICO has paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FICO Fair Isaac Corporation | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.01% | 0.07% | 0.08% |
FIVN Five9, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
FIVN vs. FICO - Financials Comparison
This section allows you to compare key financial metrics between Five9, Inc. and Fair Isaac Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
FIVN vs. FICO - Profitability Comparison
FIVN - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Five9, Inc. reported a gross profit of 170.53M and revenue of 305.32M. Therefore, the gross margin over that period was 55.9%.
FICO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Fair Isaac Corporation reported a gross profit of 600.48M and revenue of 691.68M. Therefore, the gross margin over that period was 86.8%.
FIVN - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Five9, Inc. reported an operating income of 18.49M and revenue of 305.32M, resulting in an operating margin of 6.1%.
FICO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Fair Isaac Corporation reported an operating income of 402.47M and revenue of 691.68M, resulting in an operating margin of 58.2%.
FIVN - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Five9, Inc. reported a net income of 18.41M and revenue of 305.32M, resulting in a net margin of 6.0%.
FICO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Fair Isaac Corporation reported a net income of 264.46M and revenue of 691.68M, resulting in a net margin of 38.2%.
Frequently Asked Questions
FIVN and FICO have a correlation of 0.27, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FIVN has higher volatility (17.67%) compared to FICO (12.86%). In terms of maximum drawdown, FIVN dropped -93.51% vs FICO's -79.26%.
FIVN currently has the higher Sharpe Ratio (-0.46 vs -0.82), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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