FISPX vs. CAIBX
Compare and contrast key facts about Federated Hermes Max Cap Index Fund (FISPX) and American Funds Capital Income Builder Class A (CAIBX).
FISPX is managed by Federated. It was launched on Jul 11, 1990. CAIBX is managed by American Funds. It was launched on Jul 30, 1987.
Performance
FISPX vs. CAIBX - Performance Comparison
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FISPX vs. CAIBX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FISPX Federated Hermes Max Cap Index Fund | -4.25% | 17.57% | 24.47% | 26.27% | -18.87% | 28.57% | 18.27% | 30.73% | -4.68% | 21.61% |
CAIBX American Funds Capital Income Builder Class A | 1.65% | 20.39% | 10.24% | 8.95% | -7.14% | 14.99% | 3.20% | 17.23% | -7.28% | 13.99% |
Returns By Period
In the year-to-date period, FISPX achieves a -4.25% return, which is significantly lower than CAIBX's 1.65% return. Over the past 10 years, FISPX has outperformed CAIBX with an annualized return of 13.76%, while CAIBX has yielded a comparatively lower 7.54% annualized return.
FISPX
- 1D
- 2.90%
- 1M
- -4.92%
- YTD
- -4.25%
- 6M
- -2.06%
- 1Y
- 17.21%
- 3Y*
- 18.14%
- 5Y*
- 11.43%
- 10Y*
- 13.76%
CAIBX
- 1D
- 1.50%
- 1M
- -4.13%
- YTD
- 1.65%
- 6M
- 4.25%
- 1Y
- 16.20%
- 3Y*
- 12.93%
- 5Y*
- 8.22%
- 10Y*
- 7.54%
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FISPX vs. CAIBX - Expense Ratio Comparison
FISPX has a 0.37% expense ratio, which is lower than CAIBX's 0.59% expense ratio.
Return for Risk
FISPX vs. CAIBX — Risk / Return Rank
FISPX
CAIBX
FISPX vs. CAIBX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Federated Hermes Max Cap Index Fund (FISPX) and American Funds Capital Income Builder Class A (CAIBX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FISPX | CAIBX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.05 | 1.62 | -0.57 |
Sortino ratioReturn per unit of downside risk | 1.63 | 2.20 | -0.57 |
Omega ratioGain probability vs. loss probability | 1.24 | 1.33 | -0.09 |
Calmar ratioReturn relative to maximum drawdown | 0.75 | 2.01 | -1.26 |
Martin ratioReturn relative to average drawdown | 3.41 | 9.18 | -5.77 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FISPX | CAIBX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.05 | 1.62 | -0.57 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.55 | 0.83 | -0.28 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.69 | 0.70 | -0.01 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.55 | 0.91 | -0.36 |
Correlation
The correlation between FISPX and CAIBX is 0.79, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
FISPX vs. CAIBX - Dividend Comparison
FISPX's dividend yield for the trailing twelve months is around 8.39%, more than CAIBX's 7.65% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FISPX Federated Hermes Max Cap Index Fund | 8.39% | 8.03% | 12.57% | 22.88% | 16.35% | 16.48% | 23.53% | 15.79% | 47.85% | 25.80% | 18.45% | 14.91% |
CAIBX American Funds Capital Income Builder Class A | 7.65% | 7.71% | 5.76% | 3.47% | 3.43% | 3.14% | 3.38% | 4.10% | 3.55% | 4.44% | 3.52% | 3.62% |
Drawdowns
FISPX vs. CAIBX - Drawdown Comparison
The maximum FISPX drawdown since its inception was -54.64%, which is greater than CAIBX's maximum drawdown of -43.68%. Use the drawdown chart below to compare losses from any high point for FISPX and CAIBX.
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Drawdown Indicators
| FISPX | CAIBX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -54.64% | -43.68% | -10.96% |
Max Drawdown (1Y)Largest decline over 1 year | -12.17% | -8.37% | -3.80% |
Max Drawdown (5Y)Largest decline over 5 years | -25.02% | -17.65% | -7.37% |
Max Drawdown (10Y)Largest decline over 10 years | -33.80% | -25.28% | -8.52% |
Current DrawdownCurrent decline from peak | -6.12% | -4.85% | -1.27% |
Average DrawdownAverage peak-to-trough decline | -9.02% | -3.82% | -5.20% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.23% | 1.83% | +1.40% |
Volatility
FISPX vs. CAIBX - Volatility Comparison
Federated Hermes Max Cap Index Fund (FISPX) has a higher volatility of 5.09% compared to American Funds Capital Income Builder Class A (CAIBX) at 3.72%. This indicates that FISPX's price experiences larger fluctuations and is considered to be riskier than CAIBX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FISPX | CAIBX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.09% | 3.72% | +1.37% |
Volatility (6M)Calculated over the trailing 6-month period | 9.25% | 6.12% | +3.13% |
Volatility (1Y)Calculated over the trailing 1-year period | 18.45% | 10.19% | +8.26% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 21.19% | 9.95% | +11.24% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 20.17% | 10.87% | +9.30% |