FISI vs. PEBK
Compare and contrast key facts about Financial Institutions, Inc. (FISI) and Peoples Bancorp of North Carolina, Inc. (PEBK).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: FISI or PEBK.
Key characteristics
| FISI | PEBK | |
|---|---|---|
| YTD Return | 32.90% | -4.32% |
| 1Y Return | 61.77% | 9.64% |
| 3Y Return (Ann) | -1.48% | 3.11% |
| 5Y Return (Ann) | 1.62% | 2.80% |
| 10Y Return (Ann) | 5.18% | 8.60% |
| Sharpe Ratio | 1.55 | 0.39 |
| Sortino Ratio | 2.32 | 0.87 |
| Omega Ratio | 1.29 | 1.12 |
| Calmar Ratio | 1.37 | 0.39 |
| Martin Ratio | 4.30 | 1.00 |
| Ulcer Index | 14.29% | 10.81% |
| Daily Std Dev | 39.65% | 28.06% |
| Max Drawdown | -89.98% | -76.41% |
| Current Drawdown | -6.20% | -10.94% |
Fundamentals
| FISI | PEBK | |
|---|---|---|
| Market Cap | $424.92M | $156.63M |
| EPS | $3.17 | $2.95 |
| PE Ratio | 8.66 | 10.02 |
| PEG Ratio | 1.91 | 0.00 |
| Total Revenue (TTM) | $368.47M | $106.28M |
| Gross Profit (TTM) | $368.47M | $99.69M |
| EBITDA (TTM) | $11.18M | $1.11M |
Correlation
The correlation between FISI and PEBK is 0.12, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Performance
FISI vs. PEBK - Performance Comparison
In the year-to-date period, FISI achieves a 32.90% return, which is significantly higher than PEBK's -4.32% return. Over the past 10 years, FISI has underperformed PEBK with an annualized return of 5.18%, while PEBK has yielded a comparatively higher 8.60% annualized return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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Risk-Adjusted Performance
FISI vs. PEBK - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Financial Institutions, Inc. (FISI) and Peoples Bancorp of North Carolina, Inc. (PEBK). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
FISI vs. PEBK - Dividend Comparison
FISI's dividend yield for the trailing twelve months is around 4.44%, more than PEBK's 3.19% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FISI Financial Institutions, Inc. | 4.44% | 5.63% | 4.76% | 3.40% | 4.62% | 3.12% | 3.74% | 2.73% | 2.37% | 2.86% | 3.06% | 2.99% |
PEBK Peoples Bancorp of North Carolina, Inc. | 3.19% | 2.94% | 2.67% | 2.39% | 3.26% | 2.01% | 2.13% | 1.46% | 1.52% | 1.45% | 1.25% | 0.85% |
Drawdowns
FISI vs. PEBK - Drawdown Comparison
The maximum FISI drawdown since its inception was -89.98%, which is greater than PEBK's maximum drawdown of -76.41%. Use the drawdown chart below to compare losses from any high point for FISI and PEBK. For additional features, visit the drawdowns tool.
Volatility
FISI vs. PEBK - Volatility Comparison
Financial Institutions, Inc. (FISI) has a higher volatility of 16.47% compared to Peoples Bancorp of North Carolina, Inc. (PEBK) at 15.24%. This indicates that FISI's price experiences larger fluctuations and is considered to be riskier than PEBK based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Financials
FISI vs. PEBK - Financials Comparison
This section allows you to compare key financial metrics between Financial Institutions, Inc. and Peoples Bancorp of North Carolina, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities