FHAQX vs. VTSAX
FHAQX (Fidelity Freedom Blend 2045 Fund) and VTSAX (Vanguard Total Stock Market Index Fund Admiral Shares) are both mutual funds - FHAQX is a Target Retirement Date fund managed by Fidelity, while VTSAX is a Large Cap Blend Equities fund managed by Vanguard. Over the past 5 years, FHAQX returned 9.52%/yr vs 11.73%/yr for VTSAX. Their correlation of 0.95 means they have usually moved in the same direction. FHAQX charges 0.49%/yr vs 0.04%/yr for VTSAX.
Performance
FHAQX vs. VTSAX - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, FHAQX achieves a 12.15% return, which is significantly higher than VTSAX's 10.50% return.
FHAQX
- 1D
- 0.43%
- 1M
- -0.60%
- 6M
- 7.75%
- YTD
- 12.15%
- 1Y
- 24.46%
- 3Y*
- 17.53%
- 5Y*
- 9.52%
- 10Y*
- —
- ALL TIME*
- 10.79%
VTSAX
- 1D
- 0.57%
- 1M
- -0.21%
- 6M
- 8.16%
- YTD
- 10.50%
- 1Y
- 21.79%
- 3Y*
- 18.92%
- 5Y*
- 11.73%
- 10Y*
- 14.62%
- ALL TIME*
- 9.03%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
FHAQX vs. VTSAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|---|
FHAQX Fidelity Freedom Blend 2045 Fund | 12.15% | 22.54% | 13.58% | 20.50% | -19.03% | 16.23% | 17.77% | 26.42% | -14.60% |
VTSAX Vanguard Total Stock Market Index Fund Admiral Shares | 10.50% | 17.12% | 23.23% | 26.51% | -19.52% | 25.72% | 20.98% | 30.79% | -14.07% |
Correlation
The correlation between FHAQX and VTSAX is 0.95, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.95 |
Correlation (3Y) Balances recent behavior with more history. | 0.94 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.94 |
Correlation (All Time) Calculated using the full available price history since Aug 31, 2018 | 0.95 |
The correlation between FHAQX and VTSAX has been stable across timeframes, ranging from 0.94 to 0.95 - a consistent structural relationship.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
FHAQX vs. VTSAX — Risk / Return Rank
FHAQX
VTSAX
FHAQX vs. VTSAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Freedom Blend 2045 Fund (FHAQX) and Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FHAQX | VTSAX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.15 | ||
| Sortino ratioReturn per unit of downside risk | +0.22 | ||
| Omega ratioGain probability vs. loss probability | 1.30 | 1.27 | +0.03 |
| Calmar ratioReturn relative to maximum drawdown | 2.46 | 2.23 | +0.23 |
| Martin ratioReturn relative to average drawdown | 10.25 | 9.63 | +0.62 |
Loading charts...
Drawdowns
FHAQX vs. VTSAX - Drawdown Comparison
The maximum FHAQX drawdown since its inception was -31.34%, smaller than the maximum VTSAX drawdown of -55.33%. Use the drawdown chart below to compare losses from any high point for FHAQX and VTSAX.
Loading charts...
Drawdown Indicators
| FHAQX | VTSAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -31.34% | -55.33% | +23.99% |
Max Drawdown (1Y)Largest decline over 1 year | -9.43% | -8.92% | -0.51% |
Max Drawdown (3Y)Largest decline over 3 years | -15.55% | -19.36% | +3.81% |
Max Drawdown (5Y)Largest decline over 5 years | -27.79% | -25.36% | -2.43% |
Max Drawdown (10Y)Largest decline over 10 years | — | -34.97% | — |
Current DrawdownCurrent decline from peak | -1.79% | -1.32% | -0.47% |
Average DrawdownAverage peak-to-trough decline | -5.99% | -8.96% | +2.97% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.26% | 2.06% | +0.20% |
Volatility
FHAQX vs. VTSAX - Volatility Comparison
Fidelity Freedom Blend 2045 Fund (FHAQX) has a higher volatility of 4.21% compared to Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX) at 3.46%. This indicates that FHAQX's price experiences larger fluctuations and is considered to be riskier than VTSAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| FHAQX | VTSAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.21% | 3.46% | +0.75% |
Volatility (6M)Calculated over the trailing 6-month period | 11.91% | 10.28% | +1.63% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.97% | 13.14% | +0.83% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.29% | 17.46% | -2.17% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.92% | 18.41% | -1.49% |
FHAQX vs. VTSAX - Expense Ratio Comparison
FHAQX has a 0.49% expense ratio, which is higher than VTSAX's 0.04% expense ratio.
Dividends
FHAQX vs. VTSAX - Dividend Comparison
FHAQX's dividend yield for the trailing twelve months is around 3.57%, more than VTSAX's 1.05% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FHAQX Fidelity Freedom Blend 2045 Fund | 3.57% | 2.64% | 2.34% | 1.89% | 6.27% | 8.65% | 4.90% | 3.32% | 0.00% | 0.00% | 0.00% | 0.00% |
VTSAX Vanguard Total Stock Market Index Fund Admiral Shares | 1.05% | 1.11% | 1.26% | 1.42% | 1.65% | 1.20% | 1.41% | 1.76% | 2.03% | 1.71% | 1.92% | 1.98% |
Frequently Asked Questions
With a correlation of 0.95, FHAQX and VTSAX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
FHAQX has higher volatility (4.21%) compared to VTSAX (3.46%). In terms of maximum drawdown, FHAQX dropped -31.34% vs VTSAX's -55.33%.
FHAQX currently has the higher Sharpe Ratio (1.66 vs 1.51), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for FHAQX and VTSAX
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer