FAF vs. HIG
FAF (First American Financial Corporation) and HIG (The Hartford Financial Services Group, Inc.) are both stocks. Both are in the Financial Services sector — FAF in Insurance - Specialty, HIG in Insurance - Diversified. Over the past 10 years, FAF returned 9.81%/yr vs 15.92%/yr for HIG. Their 0.46 correlation means their historical movements had little consistent relationship.
Performance
FAF vs. HIG - Performance Comparison
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Returns By Period
In the year-to-date period, FAF achieves a 24.07% return, which is significantly higher than HIG's 3.91% return. Over the past 10 years, FAF has underperformed HIG with an annualized return of 9.81%, while HIG has yielded a comparatively higher 15.92% annualized return.
FAF
- 1D
- -0.71%
- 1M
- 7.93%
- 6M
- 20.66%
- YTD
- 24.07%
- 1Y
- 27.81%
- 3Y*
- 9.81%
- 5Y*
- 5.79%
- 10Y*
- 9.81%
- ALL TIME*
- 11.95%
HIG
- 1D
- -0.80%
- 1M
- 2.95%
- 6M
- 6.02%
- YTD
- 3.91%
- 1Y
- 17.39%
- 3Y*
- 27.73%
- 5Y*
- 19.79%
- 10Y*
- 15.92%
- ALL TIME*
- 8.24%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $65.16M | $58.78M | $64.81M | |
| $261.78M | $236.14M | $236.36M |
FAF vs. HIG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FAF First American Financial Corporation | 24.07% | 1.90% | 0.36% | 27.66% | -30.62% | 56.18% | -8.55% | 34.63% | -17.89% | 57.91% |
HIG The Hartford Financial Services Group, Inc. | 3.91% | 28.09% | 38.54% | 8.55% | 12.31% | 44.23% | -16.98% | 39.71% | -19.24% | 20.25% |
Correlation
The correlation between FAF and HIG is 0.44, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.44 |
Correlation (3Y) Balances recent behavior with more history. | 0.45 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.48 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.45 |
Correlation (All Time) Calculated using the full available price history since May 28, 2010 | 0.46 |
Fundamentals
FAF:
$7.66B
HIG:
$38.90B
FAF:
$7.21
HIG:
$20.54
FAF:
10.40
HIG:
6.91
FAF:
0.17
HIG:
0.32
FAF:
0.97
HIG:
1.04
FAF:
$7.98B
HIG:
$29.03B
FAF:
$3.21B
HIG:
$10.25B
FAF:
$1.17B
HIG:
$4.26B
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Return for Risk
FAF vs. HIG — Risk / Return Rank
FAF
HIG
FAF vs. HIG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for First American Financial Corporation (FAF) and The Hartford Financial Services Group, Inc. (HIG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FAF | HIG | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.17 | ||
| Sortino ratioReturn per unit of downside risk | +0.25 | ||
| Omega ratioGain probability vs. loss probability | 1.19 | 1.15 | +0.03 |
| Calmar ratioReturn relative to maximum drawdown | 1.58 | 1.41 | +0.18 |
| Martin ratioReturn relative to average drawdown | 4.52 | 3.44 | +1.08 |
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Drawdowns
FAF vs. HIG - Drawdown Comparison
The maximum FAF drawdown since its inception was -50.13%, smaller than the maximum HIG drawdown of -96.25%. Use the drawdown chart below to compare losses from any high point for FAF and HIG.
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Drawdown Indicators
| FAF | HIG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -50.13% | -96.25% | +46.12% |
Max Drawdown (1Y)Largest decline over 1 year | -18.46% | -11.46% | -7.00% |
Max Drawdown (3Y)Largest decline over 3 years | -22.13% | -13.72% | -8.41% |
Max Drawdown (5Y)Largest decline over 5 years | -43.65% | -18.63% | -25.02% |
Max Drawdown (10Y)Largest decline over 10 years | -50.13% | -57.59% | +7.46% |
Current DrawdownCurrent decline from peak | -5.27% | -2.59% | -2.68% |
Average DrawdownAverage peak-to-trough decline | -13.16% | -30.72% | +17.56% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.45% | 4.68% | +1.77% |
Volatility
FAF vs. HIG - Volatility Comparison
First American Financial Corporation (FAF) has a higher volatility of 11.96% compared to The Hartford Financial Services Group, Inc. (HIG) at 7.06%. This indicates that FAF's price experiences larger fluctuations and is considered to be riskier than HIG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FAF | HIG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 11.96% | 7.06% | +4.90% |
Volatility (6M)Calculated over the trailing 6-month period | 23.76% | 15.01% | +8.75% |
Volatility (1Y)Calculated over the trailing 1-year period | 28.90% | 19.29% | +9.61% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 27.45% | 21.91% | +5.54% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 28.91% | 28.92% | -0.01% |
Dividends
FAF vs. HIG - Dividend Comparison
FAF's dividend yield for the trailing twelve months is around 2.93%, more than HIG's 1.63% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FAF First American Financial Corporation | 2.93% | 3.55% | 3.43% | 3.26% | 3.94% | 2.48% | 3.45% | 2.88% | 3.58% | 2.57% | 3.28% | 2.79% |
HIG The Hartford Financial Services Group, Inc. | 1.63% | 1.57% | 1.76% | 2.17% | 2.08% | 2.08% | 2.65% | 1.97% | 2.47% | 1.67% | 1.80% | 1.79% |
Financials
FAF vs. HIG - Financials Comparison
This section allows you to compare key financial metrics between First American Financial Corporation and The Hartford Financial Services Group, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
FAF vs. HIG - Profitability Comparison
FAF - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, First American Financial Corporation reported a gross profit of -65.50M and revenue of 3.81B. Therefore, the gross margin over that period was -1.7%.
HIG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, The Hartford Financial Services Group, Inc. reported a gross profit of 0.00 and revenue of 7.26B. Therefore, the gross margin over that period was 0.0%.
FAF - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, First American Financial Corporation reported an operating income of -161.80M and revenue of 3.81B, resulting in an operating margin of -4.2%.
HIG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, The Hartford Financial Services Group, Inc. reported an operating income of 0.00 and revenue of 7.26B, resulting in an operating margin of 0.0%.
FAF - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, First American Financial Corporation reported a net income of 218.50M and revenue of 3.81B, resulting in a net margin of 5.7%.
HIG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, The Hartford Financial Services Group, Inc. reported a net income of 1.30B and revenue of 7.26B, resulting in a net margin of 17.9%.
Frequently Asked Questions
FAF and HIG have a correlation of 0.44, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FAF has higher volatility (11.96%) compared to HIG (7.06%). In terms of maximum drawdown, FAF dropped -50.13% vs HIG's -96.25%.
FAF currently has the higher Sharpe Ratio (1.01 vs 0.84), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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