EVTC vs. FIVN

Last updated Apr 1, 2026

Compare and contrast key facts about EVERTEC, Inc. (EVTC) and Five9, Inc. (FIVN).

Performance

EVTC vs. FIVN - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in EVERTEC, Inc. (EVTC) and Five9, Inc. (FIVN). The values are adjusted to include any dividend payments, if applicable.

EVTC vs. FIVN - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
EVTC EVERTEC, Inc.	-2.82%	-15.26%	-15.19%	27.14%	-34.88%	27.72%	16.28%	19.37%	111.09%	-21.72%
FIVN Five9, Inc.	-24.34%	-50.66%	-48.35%	15.96%	-50.58%	-21.26%	165.93%	50.00%	75.72%	75.33%

Fundamentals

Market Cap EVTC : $1.80B FIVN : $1.32B
EPS EVTC : $552.81 FIVN : $0.45
PE Ratio EVTC : 0.05 FIVN : 33.82
PS Ratio EVTC : 0.00 FIVN : 1.16
PB Ratio EVTC : 0.00 FIVN : 1.68
Total Revenue (TTM) EVTC : $1.62T FIVN : $1.15B
Gross Profit (TTM) EVTC : $810.26B FIVN : $632.85M
EBITDA (TTM) EVTC : $56.29B FIVN : $104.98M

Returns By Period

In the year-to-date period, EVTC achieves a -2.82% return, which is significantly higher than FIVN's -24.34% return. Over the past 10 years, EVTC has outperformed FIVN with an annualized return of 8.13%, while FIVN has yielded a comparatively lower 5.36% annualized return.

EVTC

• 1D: 1.07%
• 1M: -0.14%
• YTD: -2.82%
• 6M: -16.16%
• 1Y: -22.77%
• 3Y*: -5.24%
• 5Y*: -5.35%
• 10Y*: 8.13%

FIVN

• 1D: 2.71%
• 1M: -13.02%
• YTD: -24.34%
• 6M: -37.31%
• 1Y: -44.13%
• 3Y*: -40.58%
• 5Y*: -37.90%
• 10Y*: 5.36%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

EVTC vs. FIVN — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

EVTC

EVTC Risk / Return Rank: 15
EVTC Sharpe Ratio Rank: 12
EVTC Sortino Ratio Rank: 13
EVTC Omega Ratio Rank: 14
EVTC Calmar Ratio Rank: 19
EVTC Martin Ratio Rank: 18

FIVN

FIVN Risk / Return Rank: 9
FIVN Sharpe Ratio Rank: 9
FIVN Sortino Ratio Rank: 10
FIVN Omega Ratio Rank: 12
FIVN Calmar Ratio Rank: 9
FIVN Martin Ratio Rank: 5

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

EVTC vs. FIVN - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for EVERTEC, Inc. (EVTC) and Five9, Inc. (FIVN). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	EVTC	FIVN	Difference
Sharpe ratio Return per unit of total volatility	-0.69	-0.81	+0.12
Sortino ratio Return per unit of downside risk	-0.91	-1.13	+0.22
Omega ratio Gain probability vs. loss probability	0.90	0.87	+0.03
Calmar ratio Return relative to maximum drawdown	-0.66	-0.89	+0.23
Martin ratio Return relative to average drawdown	-1.24	-1.74	+0.50
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

EVTC vs. FIVN - Sharpe Ratio Comparison

The current EVTC Sharpe Ratio is -0.69, which is comparable to the FIVN Sharpe Ratio of -0.81. The chart below compares the historical Sharpe Ratios of EVTC and FIVN, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	EVTC	FIVN	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.69	-0.81	+0.12
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.18	-0.71	+0.53
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.25	0.11	+0.15
Sharpe Ratio (All Time) Calculated using the full available price history	0.12	0.12	0.00

Correlation

The correlation between EVTC and FIVN is 0.29, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

EVTC vs. FIVN - Dividend Comparison

EVTC's dividend yield for the trailing twelve months is around 0.71%, while FIVN has not paid dividends to shareholders.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
EVTC EVERTEC, Inc.	0.71%	0.69%	0.58%	0.49%	0.62%	0.40%	0.51%	0.59%	0.35%	2.20%	2.25%	2.39%
FIVN Five9, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Drawdowns

EVTC vs. FIVN - Drawdown Comparison

The maximum EVTC drawdown since its inception was -54.98%, smaller than the maximum FIVN drawdown of -93.12%. Use the drawdown chart below to compare losses from any high point for EVTC and FIVN.

Drawdown Indicators

	EVTC	FIVN	Difference
Max Drawdown Largest peak-to-trough decline	-54.98%	-93.12%	+38.14%
Max Drawdown (1Y) Largest decline over 1 year	-34.14%	-51.18%	+17.04%
Max Drawdown (5Y) Largest decline over 5 years	-49.17%	-93.12%	+43.95%
Max Drawdown (10Y) Largest decline over 10 years	-49.17%	-93.12%	+43.95%
Current Drawdown Current decline from peak	-42.95%	-92.77%	+49.82%
Average Drawdown Average peak-to-trough decline	-21.16%	-34.40%	+13.24%
Ulcer Index Depth and duration of drawdowns from previous peaks	18.18%	26.12%	-7.94%

Volatility

EVTC vs. FIVN - Volatility Comparison

The current volatility for EVERTEC, Inc. (EVTC) is 9.38%, while Five9, Inc. (FIVN) has a volatility of 13.69%. This indicates that EVTC experiences smaller price fluctuations and is considered to be less risky than FIVN based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	EVTC	FIVN	Difference
Volatility (1M) Calculated over the trailing 1-month period	9.38%	13.69%	-4.31%
Volatility (6M) Calculated over the trailing 6-month period	24.09%	39.14%	-15.05%
Volatility (1Y) Calculated over the trailing 1-year period	32.92%	54.59%	-21.67%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	29.49%	53.56%	-24.07%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	32.29%	49.97%	-17.68%

Financials

EVTC vs. FIVN - Profitability Comparison

The chart below illustrates the profitability comparison between EVERTEC, Inc. and Five9, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

EVTC - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, EVERTEC, Inc. reported a gross profit of 809.95B and revenue of 1.62T. Therefore, the gross margin over that period was 50.1%.

FIVN - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Five9, Inc. reported a gross profit of 168.83M and revenue of 300.28M. Therefore, the gross margin over that period was 56.2%.

EVTC - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, EVERTEC, Inc. reported an operating income of 341.28B and revenue of 1.62T, resulting in an operating margin of 21.1%.

FIVN - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Five9, Inc. reported an operating income of 18.18M and revenue of 300.28M, resulting in an operating margin of 6.1%.

EVTC - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, EVERTEC, Inc. reported a net income of 35.56B and revenue of 1.62T, resulting in a net margin of 2.2%.

FIVN - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Five9, Inc. reported a net income of 19.71M and revenue of 300.28M, resulting in a net margin of 6.6%.