ERIE vs. CINF
Compare and contrast key facts about Erie Indemnity Company (ERIE) and Cincinnati Financial Corporation (CINF).
Performance
ERIE vs. CINF - Performance Comparison
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ERIE vs. CINF - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
ERIE Erie Indemnity Company | -13.39% | -29.40% | 24.67% | 37.35% | 32.03% | -19.98% | 52.39% | 27.08% | 12.54% | 11.23% |
CINF Cincinnati Financial Corporation | -2.90% | 16.27% | 42.48% | 4.00% | -7.89% | 33.28% | -14.15% | 38.87% | 6.25% | 2.34% |
Fundamentals
ERIE:
$15.98
CINF:
$22.75
ERIE:
15.45
CINF:
6.93
ERIE:
0.72
CINF:
0.30
ERIE:
2.13
CINF:
1.31
ERIE:
$4.07B
CINF:
$12.63B
ERIE:
$796.81M
CINF:
$4.37B
ERIE:
$776.91M
CINF:
$2.31B
Returns By Period
In the year-to-date period, ERIE achieves a -13.39% return, which is significantly lower than CINF's -2.90% return. Both investments have delivered pretty close results over the past 10 years, with ERIE having a 12.64% annualized return and CINF not far behind at 12.05%.
ERIE
- 1D
- -1.72%
- 1M
- -7.41%
- YTD
- -13.39%
- 6M
- -20.09%
- 1Y
- -38.88%
- 3Y*
- 3.81%
- 5Y*
- 3.90%
- 10Y*
- 12.64%
CINF
- 1D
- 0.20%
- 1M
- -6.70%
- YTD
- -2.90%
- 6M
- -0.23%
- 1Y
- 9.38%
- 3Y*
- 14.92%
- 5Y*
- 11.37%
- 10Y*
- 12.05%
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Return for Risk
ERIE vs. CINF — Risk / Return Rank
ERIE
CINF
ERIE vs. CINF - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Erie Indemnity Company (ERIE) and Cincinnati Financial Corporation (CINF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| ERIE | CINF | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | -1.22 | 0.40 | -1.61 |
Sortino ratioReturn per unit of downside risk | -1.68 | 0.69 | -2.36 |
Omega ratioGain probability vs. loss probability | 0.79 | 1.09 | -0.30 |
Calmar ratioReturn relative to maximum drawdown | -0.92 | 0.65 | -1.57 |
Martin ratioReturn relative to average drawdown | -1.54 | 2.07 | -3.61 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| ERIE | CINF | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -1.22 | 0.40 | -1.61 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.14 | 0.44 | -0.31 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.44 | 0.42 | +0.02 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.25 | 0.42 | -0.17 |
Correlation
The correlation between ERIE and CINF is 0.40, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
ERIE vs. CINF - Dividend Comparison
ERIE's dividend yield for the trailing twelve months is around 2.25%, which matches CINF's 2.25% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ERIE Erie Indemnity Company | 2.25% | 1.90% | 1.24% | 1.42% | 1.79% | 2.15% | 2.39% | 2.17% | 2.52% | 2.57% | 1.95% | 3.61% |
CINF Cincinnati Financial Corporation | 2.25% | 2.13% | 2.25% | 2.90% | 2.70% | 2.21% | 2.75% | 2.13% | 2.74% | 3.33% | 2.53% | 3.89% |
Drawdowns
ERIE vs. CINF - Drawdown Comparison
The maximum ERIE drawdown since its inception was -78.28%, which is greater than CINF's maximum drawdown of -59.64%. Use the drawdown chart below to compare losses from any high point for ERIE and CINF.
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Drawdown Indicators
| ERIE | CINF | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -78.28% | -59.64% | -18.64% |
Max Drawdown (1Y)Largest decline over 1 year | -43.55% | -14.22% | -29.33% |
Max Drawdown (5Y)Largest decline over 5 years | -55.67% | -35.77% | -19.90% |
Max Drawdown (10Y)Largest decline over 10 years | -55.67% | -58.12% | +2.45% |
Current DrawdownCurrent decline from peak | -53.63% | -8.14% | -45.49% |
Average DrawdownAverage peak-to-trough decline | -33.42% | -12.23% | -21.19% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 25.95% | 4.44% | +21.51% |
Volatility
ERIE vs. CINF - Volatility Comparison
Erie Indemnity Company (ERIE) has a higher volatility of 9.01% compared to Cincinnati Financial Corporation (CINF) at 5.86%. This indicates that ERIE's price experiences larger fluctuations and is considered to be riskier than CINF based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| ERIE | CINF | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 9.01% | 5.86% | +3.15% |
Volatility (6M)Calculated over the trailing 6-month period | 22.17% | 14.29% | +7.88% |
Volatility (1Y)Calculated over the trailing 1-year period | 32.14% | 23.60% | +8.54% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 28.70% | 25.74% | +2.96% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 28.81% | 28.78% | +0.03% |
Financials
ERIE vs. CINF - Financials Comparison
This section allows you to compare key financial metrics between Erie Indemnity Company and Cincinnati Financial Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
ERIE vs. CINF - Profitability Comparison
ERIE - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Erie Indemnity Company reported a gross profit of 0.00 and revenue of 713.69M. Therefore, the gross margin over that period was 0.0%.
CINF - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Cincinnati Financial Corporation reported a gross profit of 0.00 and revenue of 3.09B. Therefore, the gross margin over that period was 0.0%.
ERIE - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Erie Indemnity Company reported an operating income of 156.38M and revenue of 713.69M, resulting in an operating margin of 21.9%.
CINF - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Cincinnati Financial Corporation reported an operating income of 0.00 and revenue of 3.09B, resulting in an operating margin of 0.0%.
ERIE - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Erie Indemnity Company reported a net income of 63.38M and revenue of 713.69M, resulting in a net margin of 8.9%.
CINF - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Cincinnati Financial Corporation reported a net income of 676.00M and revenue of 3.09B, resulting in a net margin of 21.9%.