ENVA vs. BRK-A
ENVA (Enova International, Inc.) and BRK-A (Berkshire Hathaway Inc. Class A) are both stocks. Both are in the Financial Services sector — ENVA in Credit Services, BRK-A in Insurance - Diversified. Over the past 10 years, ENVA returned 39.63%/yr vs 13.56%/yr for BRK-A. Their 0.40 correlation means their historical movements had little consistent relationship.
Performance
ENVA vs. BRK-A - Performance Comparison
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Returns By Period
In the year-to-date period, ENVA achieves a 61.67% return, which is significantly higher than BRK-A's 1.56% return. Over the past 10 years, ENVA has outperformed BRK-A with an annualized return of 39.63%, while BRK-A has yielded a comparatively lower 13.56% annualized return.
ENVA
- 1D
- 0.31%
- 1M
- 8.06%
- 6M
- 53.87%
- YTD
- 61.67%
- 1Y
- 152.72%
- 3Y*
- 66.34%
- 5Y*
- 50.34%
- 10Y*
- 39.63%
- ALL TIME*
- 19.49%
BRK-A
- 1D
- 0.21%
- 1M
- 0.66%
- 6M
- 6.10%
- YTD
- 1.56%
- 1Y
- 7.75%
- 3Y*
- 12.78%
- 5Y*
- 12.85%
- 10Y*
- 13.56%
- ALL TIME*
- 18.52%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $120.27M | $121.67M | $153.51M | |
| $103.70M | $92.49M | $73.43M |
ENVA vs. BRK-A - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
ENVA Enova International, Inc. | 61.67% | 63.95% | 73.19% | 44.28% | -6.32% | 65.36% | 2.95% | 23.64% | 28.03% | 21.12% |
BRK-A Berkshire Hathaway Inc. Class A | 1.56% | 10.85% | 25.49% | 15.77% | 4.00% | 29.57% | 2.42% | 10.98% | 2.82% | 21.91% |
Correlation
The correlation between ENVA and BRK-A is 0.18, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.18 |
Correlation (3Y) Balances recent behavior with more history. | 0.32 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.42 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.41 |
Correlation (All Time) Calculated using the full available price history since Nov 13, 2014 | 0.40 |
Over the past year, the correlation between ENVA and BRK-A has dropped to 0.18 - well below their long-term average of 0.40, suggesting their price drivers have been diverging.
Fundamentals
ENVA:
$6.33B
BRK-A:
$1.10T
ENVA:
$6.04
BRK-A:
$33.59
ENVA:
42.09
BRK-A:
22.82K
ENVA:
2.28
BRK-A:
885.86
ENVA:
1.95
BRK-A:
4.41K
ENVA:
4.47
BRK-A:
2.27K
ENVA:
$3.45B
BRK-A:
$375.39B
ENVA:
$875.65M
BRK-A:
$89.84B
ENVA:
$583.25M
BRK-A:
$71.10B
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Return for Risk
ENVA vs. BRK-A — Risk / Return Rank
ENVA
BRK-A
ENVA vs. BRK-A - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Enova International, Inc. (ENVA) and Berkshire Hathaway Inc. Class A (BRK-A). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| ENVA | BRK-A | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +3.13 | ||
| Sortino ratioReturn per unit of downside risk | +3.35 | ||
| Omega ratioGain probability vs. loss probability | 1.51 | 1.09 | +0.42 |
| Calmar ratioReturn relative to maximum drawdown | 5.82 | 0.72 | +5.10 |
| Martin ratioReturn relative to average drawdown | 15.65 | 1.47 | +14.18 |
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Drawdowns
ENVA vs. BRK-A - Drawdown Comparison
The maximum ENVA drawdown since its inception was -84.26%, which is greater than BRK-A's maximum drawdown of -51.47%. Use the drawdown chart below to compare losses from any high point for ENVA and BRK-A.
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Drawdown Indicators
| ENVA | BRK-A | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -84.26% | -51.47% | -32.79% |
Max Drawdown (1Y)Largest decline over 1 year | -24.75% | -9.12% | -15.63% |
Max Drawdown (3Y)Largest decline over 3 years | -35.11% | -14.43% | -20.68% |
Max Drawdown (5Y)Largest decline over 5 years | -42.84% | -25.98% | -16.86% |
Max Drawdown (10Y)Largest decline over 10 years | -77.57% | -30.43% | -47.14% |
Current DrawdownCurrent decline from peak | 0.00% | -5.28% | +5.28% |
Average DrawdownAverage peak-to-trough decline | -31.49% | -9.51% | -21.98% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 9.18% | 4.44% | +4.74% |
Volatility
ENVA vs. BRK-A - Volatility Comparison
Enova International, Inc. (ENVA) has a higher volatility of 14.98% compared to Berkshire Hathaway Inc. Class A (BRK-A) at 4.28%. This indicates that ENVA's price experiences larger fluctuations and is considered to be riskier than BRK-A based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| ENVA | BRK-A | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 14.98% | 4.28% | +10.70% |
Volatility (6M)Calculated over the trailing 6-month period | 29.61% | 10.70% | +18.91% |
Volatility (1Y)Calculated over the trailing 1-year period | 40.15% | 14.22% | +25.93% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 40.48% | 17.14% | +23.34% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 48.90% | 18.95% | +29.95% |
Dividends
ENVA vs. BRK-A - Dividend Comparison
Neither ENVA nor BRK-A has paid dividends to shareholders.
Financials
ENVA vs. BRK-A - Financials Comparison
This section allows you to compare key financial metrics between Enova International, Inc. and Berkshire Hathaway Inc. Class A. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
ENVA vs. BRK-A - Profitability Comparison
ENVA - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Enova International, Inc. reported a gross profit of -866.23M and revenue of 928.93M. Therefore, the gross margin over that period was -93.3%.
BRK-A - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Berkshire Hathaway Inc. Class A reported a gross profit of 22.46B and revenue of 93.68B. Therefore, the gross margin over that period was 24.0%.
ENVA - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Enova International, Inc. reported an operating income of 237.15M and revenue of 928.93M, resulting in an operating margin of 25.5%.
BRK-A - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Berkshire Hathaway Inc. Class A reported an operating income of 12.14B and revenue of 93.68B, resulting in an operating margin of 13.0%.
ENVA - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Enova International, Inc. reported a net income of -91.10M and revenue of 928.93M, resulting in a net margin of -9.8%.
BRK-A - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Berkshire Hathaway Inc. Class A reported a net income of 10.11B and revenue of 93.68B, resulting in a net margin of 10.8%.
Frequently Asked Questions
ENVA and BRK-A have a correlation of 0.18, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
ENVA has higher volatility (14.98%) compared to BRK-A (4.28%). In terms of maximum drawdown, ENVA dropped -84.26% vs BRK-A's -51.47%.
ENVA currently has the higher Sharpe Ratio (3.58 vs 0.46), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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