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ENVA vs. AGM
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Performance

ENVA vs. AGM - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Enova International, Inc. (ENVA) and Federal Agricultural Mortgage Corporation (AGM). The values are adjusted to include any dividend payments, if applicable.

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ENVA vs. AGM - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
ENVA
Enova International, Inc.
-12.92%63.95%73.19%44.28%-6.32%65.36%2.95%23.64%28.03%21.12%
AGM
Federal Agricultural Mortgage Corporation
-14.44%-7.96%6.08%74.61%-5.83%72.62%-6.60%43.16%-20.38%39.64%

Fundamentals

EPS

ENVA:

$11.58

AGM:

$24.96

PE Ratio

ENVA:

11.82

AGM:

5.96

PEG Ratio

ENVA:

0.64

AGM:

0.44

PS Ratio

ENVA:

1.16

AGM:

0.67

Total Revenue (TTM)

ENVA:

$3.15B

AGM:

$1.61B

Gross Profit (TTM)

ENVA:

$1.58B

AGM:

$0.00

EBITDA (TTM)

ENVA:

$529.82M

AGM:

$0.00

Returns By Period

In the year-to-date period, ENVA achieves a -12.92% return, which is significantly higher than AGM's -14.44% return. Over the past 10 years, ENVA has outperformed AGM with an annualized return of 36.63%, while AGM has yielded a comparatively lower 18.55% annualized return.


ENVA

1D
0.78%
1M
-3.32%
YTD
-12.92%
6M
21.99%
1Y
37.00%
3Y*
45.51%
5Y*
30.56%
10Y*
36.63%

AGM

1D
0.20%
1M
-5.77%
YTD
-14.44%
6M
-7.85%
1Y
-17.57%
3Y*
6.96%
5Y*
11.41%
10Y*
18.55%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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Return for Risk

ENVA vs. AGM — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ENVA
ENVA Risk / Return Rank: 6969
Overall Rank
ENVA Sharpe Ratio Rank: 7070
Sharpe Ratio Rank
ENVA Sortino Ratio Rank: 6565
Sortino Ratio Rank
ENVA Omega Ratio Rank: 6464
Omega Ratio Rank
ENVA Calmar Ratio Rank: 7373
Calmar Ratio Rank
ENVA Martin Ratio Rank: 7373
Martin Ratio Rank

AGM
AGM Risk / Return Rank: 1919
Overall Rank
AGM Sharpe Ratio Rank: 1717
Sharpe Ratio Rank
AGM Sortino Ratio Rank: 1818
Sortino Ratio Rank
AGM Omega Ratio Rank: 1717
Omega Ratio Rank
AGM Calmar Ratio Rank: 2222
Calmar Ratio Rank
AGM Martin Ratio Rank: 1919
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ENVA vs. AGM - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Enova International, Inc. (ENVA) and Federal Agricultural Mortgage Corporation (AGM). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


ENVAAGMDifference

Sharpe ratio

Return per unit of total volatility

0.88

-0.54

+1.42

Sortino ratio

Return per unit of downside risk

1.42

-0.53

+1.95

Omega ratio

Gain probability vs. loss probability

1.19

0.93

+0.26

Calmar ratio

Return relative to maximum drawdown

1.69

-0.56

+2.25

Martin ratio

Return relative to average drawdown

4.20

-1.14

+5.35

ENVA vs. AGM - Sharpe Ratio Comparison

The current ENVA Sharpe Ratio is 0.88, which is higher than the AGM Sharpe Ratio of -0.54. The chart below compares the historical Sharpe Ratios of ENVA and AGM, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


ENVAAGMDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.88

-0.54

+1.42

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.76

0.38

+0.38

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.73

0.54

+0.20

Sharpe Ratio (All Time)

Calculated using the full available price history

0.30

0.31

-0.02

Correlation

The correlation between ENVA and AGM is 0.46, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.


Dividends

ENVA vs. AGM - Dividend Comparison

ENVA has not paid dividends to shareholders, while AGM's dividend yield for the trailing twelve months is around 4.10%.


TTM20252024202320222021202020192018201720162015
ENVA
Enova International, Inc.
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
AGM
Federal Agricultural Mortgage Corporation
4.10%3.42%2.84%2.30%3.37%2.84%4.31%3.35%3.84%1.84%1.82%2.03%

Drawdowns

ENVA vs. AGM - Drawdown Comparison

The maximum ENVA drawdown since its inception was -81.56%, smaller than the maximum AGM drawdown of -94.63%. Use the drawdown chart below to compare losses from any high point for ENVA and AGM.


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Drawdown Indicators


ENVAAGMDifference

Max Drawdown

Largest peak-to-trough decline

-81.56%

-94.63%

+13.07%

Max Drawdown (1Y)

Largest decline over 1 year

-24.75%

-31.94%

+7.19%

Max Drawdown (5Y)

Largest decline over 5 years

-42.84%

-32.54%

-10.30%

Max Drawdown (10Y)

Largest decline over 10 years

-77.57%

-53.30%

-24.27%

Current Drawdown

Current decline from peak

-20.58%

-27.86%

+7.28%

Average Drawdown

Average peak-to-trough decline

-29.97%

-27.93%

-2.04%

Ulcer Index

Depth and duration of drawdowns from previous peaks

9.94%

15.67%

-5.73%

Volatility

ENVA vs. AGM - Volatility Comparison

Enova International, Inc. (ENVA) and Federal Agricultural Mortgage Corporation (AGM) have volatilities of 8.54% and 8.45%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


ENVAAGMDifference

Volatility (1M)

Calculated over the trailing 1-month period

8.54%

8.45%

+0.09%

Volatility (6M)

Calculated over the trailing 6-month period

29.02%

24.80%

+4.22%

Volatility (1Y)

Calculated over the trailing 1-year period

42.20%

32.94%

+9.26%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

40.28%

30.03%

+10.25%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

50.08%

34.64%

+15.44%

Financials

ENVA vs. AGM - Financials Comparison

This section allows you to compare key financial metrics between Enova International, Inc. and Federal Agricultural Mortgage Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


200.00M400.00M600.00M800.00MAprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
839.39M
401.81M
(ENVA) Total Revenue
(AGM) Total Revenue
Values in USD except per share items

ENVA vs. AGM - Profitability Comparison

The chart below illustrates the profitability comparison between Enova International, Inc. and Federal Agricultural Mortgage Corporation over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

-50.0%0.0%50.0%100.0%AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
59.8%
-70.7%
Portfolio components
ENVA - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Enova International, Inc. reported a gross profit of 501.89M and revenue of 839.39M. Therefore, the gross margin over that period was 59.8%.

AGM - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Federal Agricultural Mortgage Corporation reported a gross profit of -284.04M and revenue of 401.81M. Therefore, the gross margin over that period was -70.7%.

ENVA - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Enova International, Inc. reported an operating income of 186.65M and revenue of 839.39M, resulting in an operating margin of 22.2%.

AGM - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Federal Agricultural Mortgage Corporation reported an operating income of -195.25M and revenue of 401.81M, resulting in an operating margin of -48.6%.

ENVA - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Enova International, Inc. reported a net income of 78.98M and revenue of 839.39M, resulting in a net margin of 9.4%.

AGM - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Federal Agricultural Mortgage Corporation reported a net income of 23.00M and revenue of 401.81M, resulting in a net margin of 5.7%.