EFX vs. FICO
Compare and contrast key facts about Equifax Inc. (EFX) and Fair Isaac Corporation (FICO).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: EFX or FICO.
Correlation
The correlation between EFX and FICO is 0.51, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Performance
EFX vs. FICO - Performance Comparison
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Key characteristics
EFX:
0.36
FICO:
1.73
EFX:
0.81
FICO:
2.45
EFX:
1.11
FICO:
1.32
EFX:
0.41
FICO:
2.11
EFX:
0.98
FICO:
4.64
EFX:
13.62%
FICO:
13.49%
EFX:
34.06%
FICO:
33.20%
EFX:
-56.83%
FICO:
-79.26%
EFX:
-8.86%
FICO:
-7.58%
Fundamentals
EFX:
$34.17B
FICO:
$53.08B
EFX:
$4.91
FICO:
$23.17
EFX:
56.04
FICO:
94.11
EFX:
1.41
FICO:
2.10
EFX:
5.96
FICO:
28.84
EFX:
6.86
FICO:
82.33
EFX:
$5.73B
FICO:
$1.84B
EFX:
$3.19B
FICO:
$1.49B
EFX:
$1.74B
FICO:
$829.07M
Returns By Period
In the year-to-date period, EFX achieves a 9.53% return, which is significantly lower than FICO's 10.60% return. Over the past 10 years, EFX has underperformed FICO with an annualized return of 11.87%, while FICO has yielded a comparatively higher 38.13% annualized return.
EFX
9.53%
27.09%
12.60%
12.18%
14.93%
11.87%
FICO
10.60%
15.90%
-2.61%
56.78%
44.39%
38.13%
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Risk-Adjusted Performance
EFX vs. FICO — Risk-Adjusted Performance Rank
EFX
FICO
EFX vs. FICO - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Equifax Inc. (EFX) and Fair Isaac Corporation (FICO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
EFX vs. FICO - Dividend Comparison
EFX's dividend yield for the trailing twelve months is around 0.56%, while FICO has not paid dividends to shareholders.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
EFX Equifax Inc. | 0.56% | 0.61% | 0.63% | 0.80% | 0.53% | 0.81% | 1.11% | 1.68% | 1.32% | 1.12% | 1.04% | 1.24% |
FICO Fair Isaac Corporation | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.01% | 0.07% | 0.08% | 0.11% |
Drawdowns
EFX vs. FICO - Drawdown Comparison
The maximum EFX drawdown since its inception was -56.83%, smaller than the maximum FICO drawdown of -79.26%. Use the drawdown chart below to compare losses from any high point for EFX and FICO. For additional features, visit the drawdowns tool.
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Volatility
EFX vs. FICO - Volatility Comparison
Equifax Inc. (EFX) has a higher volatility of 13.85% compared to Fair Isaac Corporation (FICO) at 7.95%. This indicates that EFX's price experiences larger fluctuations and is considered to be riskier than FICO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Financials
EFX vs. FICO - Financials Comparison
This section allows you to compare key financial metrics between Equifax Inc. and Fair Isaac Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
EFX vs. FICO - Profitability Comparison
EFX - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Equifax Inc. reported a gross profit of 785.30M and revenue of 1.44B. Therefore, the gross margin over that period was 54.5%.
FICO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Fair Isaac Corporation reported a gross profit of 411.11M and revenue of 498.74M. Therefore, the gross margin over that period was 82.4%.
EFX - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Equifax Inc. reported an operating income of 235.80M and revenue of 1.44B, resulting in an operating margin of 16.4%.
FICO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Fair Isaac Corporation reported an operating income of 245.65M and revenue of 498.74M, resulting in an operating margin of 49.3%.
EFX - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Equifax Inc. reported a net income of 133.10M and revenue of 1.44B, resulting in a net margin of 9.2%.
FICO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Fair Isaac Corporation reported a net income of 162.62M and revenue of 498.74M, resulting in a net margin of 32.6%.