DIN vs. SWLGX

Last updated Jun 24, 2026

DIN (Dine Brands Global, Inc.) is a stock, while SWLGX (Schwab U.S. Large-Cap Growth Index Fund) is Large Cap Growth Equities fund tracking the Russell 1000 Growth Index. Over the past 5 years, DIN returned -14.81%/yr vs 13.59%/yr for SWLGX. At a 0.29 correlation, their price movements are largely independent.

Performance

DIN vs. SWLGX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Dine Brands Global, Inc. (DIN) and Schwab U.S. Large-Cap Growth Index Fund (SWLGX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, DIN achieves a 4.24% return, which is significantly higher than SWLGX's 3.19% return.

DIN

• 1D: -0.30%
• 1M: 9.58%
• YTD: 4.24%
• 6M: 1.68%
• 1Y: 26.75%
• 3Y*: -12.38%
• 5Y*: -14.81%
• 10Y*: -4.85%

SWLGX

• 1D: -1.26%
• 1M: -2.48%
• YTD: 3.19%
• 6M: 1.92%
• 1Y: 19.96%
• 3Y*: 22.61%
• 5Y*: 13.59%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

DIN vs. SWLGX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
DIN Dine Brands Global, Inc.	4.24%	14.14%	-35.73%	-20.32%	-12.36%	31.43%	-27.31%	28.20%	37.27%	4.02%
SWLGX Schwab U.S. Large-Cap Growth Index Fund	3.19%	18.55%	33.30%	42.67%	-29.17%	27.55%	38.43%	36.30%	-1.59%	-0.60%

Correlation

The correlation between DIN and SWLGX is 0.11, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.11
Correlation (3Y) Calculated over the trailing 3-year period	0.15
Correlation (5Y) Calculated over the trailing 5-year period	0.31
Correlation (All Time) Calculated using the full available price history since Dec 19, 2017	0.29

The correlation between DIN and SWLGX shifts across timeframes, from 0.11 (1 year) to 0.31 (5 years), reflecting how their relationship changes across market environments.

Return for Risk

DIN vs. SWLGX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

DIN

DIN Risk / Return Rank: 59
DIN Sharpe Ratio Rank: 62
DIN Sortino Ratio Rank: 59
DIN Omega Ratio Rank: 55
DIN Calmar Ratio Rank: 60
DIN Martin Ratio Rank: 59

SWLGX

SWLGX Risk / Return Rank: 21
SWLGX Sharpe Ratio Rank: 25
SWLGX Sortino Ratio Rank: 22
SWLGX Omega Ratio Rank: 23
SWLGX Calmar Ratio Rank: 16
SWLGX Martin Ratio Rank: 18

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

DIN vs. SWLGX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Dine Brands Global, Inc. (DIN) and Schwab U.S. Large-Cap Growth Index Fund (SWLGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	DIN	SWLGX	Difference
Sharpe ratio: Return per unit of total volatility	0.59	1.32	-0.73
Sortino ratio: Return per unit of downside risk	1.14	1.83	-0.69
Omega ratio: Gain probability vs. loss probability	1.13	1.23	-0.11
Calmar ratio: Return relative to maximum drawdown	0.77	1.32	-0.55
Martin ratio: Return relative to average drawdown	1.61	4.34	-2.73

DIN vs. SWLGX - Sharpe Ratio Comparison

The current DIN Sharpe Ratio is 0.59, which is lower than the SWLGX Sharpe Ratio of 1.32. The chart below compares the historical Sharpe Ratios of DIN and SWLGX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

DIN vs. SWLGX - Drawdown Comparison

The maximum DIN drawdown since its inception was -91.50%, which is greater than SWLGX's maximum drawdown of -32.69%. Use the drawdown chart below to compare losses from any high point for DIN and SWLGX.

Drawdown Indicators

	DIN	SWLGX	Difference
Max Drawdown Largest peak-to-trough decline	-91.50%	-32.69%	-58.81%
Max Drawdown (1Y) Largest decline over 1 year	-34.69%	-16.16%	-18.53%
Max Drawdown (3Y) Largest decline over 3 years	-65.64%	-23.30%	-42.34%
Max Drawdown (5Y) Largest decline over 5 years	-76.69%	-32.69%	-44.00%
Max Drawdown (10Y) Largest decline over 10 years	-83.26%	—	—
Current Drawdown Current decline from peak	-58.93%	-5.34%	-53.59%
Average Drawdown Average peak-to-trough decline	-24.39%	-7.04%	-17.35%
Ulcer Index Depth and duration of drawdowns from previous peaks	16.89%	4.91%	+11.98%

Volatility

DIN vs. SWLGX - Volatility Comparison

Dine Brands Global, Inc. (DIN) has a higher volatility of 12.99% compared to Schwab U.S. Large-Cap Growth Index Fund (SWLGX) at 5.91%. This indicates that DIN's price experiences larger fluctuations and is considered to be riskier than SWLGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	DIN	SWLGX	Difference
Volatility (1M) Calculated over the trailing 1-month period	12.99%	5.91%	+7.08%
Volatility (6M) Calculated over the trailing 6-month period	32.86%	12.60%	+20.26%
Volatility (1Y) Calculated over the trailing 1-year period	45.87%	16.21%	+29.66%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	44.22%	21.61%	+22.61%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	54.93%	22.68%	+32.25%

Dividends

DIN vs. SWLGX - Dividend Comparison

DIN's dividend yield for the trailing twelve months is around 2.67%, more than SWLGX's 0.44% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
DIN Dine Brands Global, Inc.	2.67%	5.35%	6.78%	4.11%	3.08%	0.53%	1.31%	3.30%	3.74%	7.65%	4.84%	4.19%
SWLGX Schwab U.S. Large-Cap Growth Index Fund	0.44%	0.46%	0.52%	0.67%	0.93%	1.76%	0.67%	0.96%	1.03%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both DIN and SWLGX in my portfolio?

DIN and SWLGX have a correlation of 0.11, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, DIN or SWLGX?

DIN has higher volatility (12.99%) compared to SWLGX (5.91%). In terms of maximum drawdown, DIN dropped -91.50% vs SWLGX's -32.69%.

Which has better risk-adjusted returns?

SWLGX currently has the higher Sharpe Ratio (1.32 vs 0.59), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.