CVBF vs. BAC
CVBF (CVB Financial Corp.) and BAC (Bank of America Corporation) are both stocks. Both are in the Financial Services sector — CVBF in Banks - Regional, BAC in Banks - Diversified. Over the past 10 years, CVBF returned 7.01%/yr vs 18.54%/yr for BAC. Their 0.46 correlation means their historical movements had little consistent relationship.
Performance
CVBF vs. BAC - Performance Comparison
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Returns By Period
In the year-to-date period, CVBF achieves a 22.63% return, which is significantly higher than BAC's 13.86% return. Over the past 10 years, CVBF has underperformed BAC with an annualized return of 7.01%, while BAC has yielded a comparatively higher 18.54% annualized return.
CVBF
- 1D
- -1.32%
- 1M
- -1.04%
- 6M
- 15.72%
- YTD
- 22.63%
- 1Y
- 26.79%
- 3Y*
- 10.74%
- 5Y*
- 7.51%
- 10Y*
- 7.01%
- ALL TIME*
- 10.27%
BAC
- 1D
- 0.36%
- 1M
- 5.48%
- 6M
- 17.71%
- YTD
- 13.86%
- 1Y
- 38.63%
- 3Y*
- 28.30%
- 5Y*
- 12.79%
- 10Y*
- 18.54%
- ALL TIME*
- 8.33%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $2.02B | $2.04B | $2.03B | |
| $36.51M | $34.46M | $34.59M |
CVBF vs. BAC - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CVBF CVB Financial Corp. | 22.63% | -9.45% | 11.94% | -18.47% | 24.02% | 13.58% | -5.25% | 10.19% | -11.98% | 5.10% |
BAC Bank of America Corporation | 13.86% | 28.04% | 33.85% | 4.83% | -23.82% | 49.61% | -11.63% | 46.19% | -15.00% | 35.69% |
Correlation
The correlation between CVBF and BAC is 0.48, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.48 |
Correlation (3Y) Balances recent behavior with more history. | 0.57 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.57 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.64 |
Correlation (All Time) Calculated using the full available price history since Mar 17, 1992 | 0.46 |
The correlation between CVBF and BAC shifts across timeframes, from 0.46 (all time) to 0.64 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
CVBF:
$3.21B
BAC:
$439.63B
CVBF:
$1.52
BAC:
$4.50
CVBF:
14.76
BAC:
13.75
CVBF:
4.33
BAC:
2.61
CVBF:
0.96
BAC:
1.64
CVBF:
$705.95M
BAC:
$177.58B
CVBF:
$565.11M
BAC:
$115.79B
CVBF:
$287.60M
BAC:
$45.64B
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Return for Risk
CVBF vs. BAC — Risk / Return Rank
CVBF
BAC
CVBF vs. BAC - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for CVB Financial Corp. (CVBF) and Bank of America Corporation (BAC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CVBF | BAC | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.58 | ||
| Sortino ratioReturn per unit of downside risk | -0.53 | ||
| Omega ratioGain probability vs. loss probability | 1.18 | 1.27 | -0.09 |
| Calmar ratioReturn relative to maximum drawdown | 1.87 | 1.90 | -0.03 |
| Martin ratioReturn relative to average drawdown | 4.47 | 5.00 | -0.53 |
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Drawdowns
CVBF vs. BAC - Drawdown Comparison
The maximum CVBF drawdown since its inception was -63.35%, smaller than the maximum BAC drawdown of -93.10%. Use the drawdown chart below to compare losses from any high point for CVBF and BAC.
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Drawdown Indicators
| CVBF | BAC | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -63.35% | -93.10% | +29.75% |
Max Drawdown (1Y)Largest decline over 1 year | -13.25% | -17.93% | +4.68% |
Max Drawdown (3Y)Largest decline over 3 years | -30.23% | -27.51% | -2.72% |
Max Drawdown (5Y)Largest decline over 5 years | -61.74% | -46.64% | -15.10% |
Max Drawdown (10Y)Largest decline over 10 years | -61.74% | -48.95% | -12.79% |
Current DrawdownCurrent decline from peak | -9.16% | -1.07% | -8.09% |
Average DrawdownAverage peak-to-trough decline | -16.09% | -28.21% | +12.12% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.52% | 6.82% | -1.30% |
Volatility
CVBF vs. BAC - Volatility Comparison
The current volatility for CVB Financial Corp. (CVBF) is 5.48%, while Bank of America Corporation (BAC) has a volatility of 5.89%. This indicates that CVBF experiences smaller price fluctuations and is considered to be less risky than BAC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CVBF | BAC | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.48% | 5.89% | -0.41% |
Volatility (6M)Calculated over the trailing 6-month period | 16.38% | 16.31% | +0.07% |
Volatility (1Y)Calculated over the trailing 1-year period | 25.09% | 21.85% | +3.24% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 32.48% | 26.67% | +5.81% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 32.26% | 30.46% | +1.80% |
Dividends
CVBF vs. BAC - Dividend Comparison
CVBF's dividend yield for the trailing twelve months is around 3.58%, more than BAC's 1.81% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BAC Bank of America Corporation | 1.81% | 1.96% | 2.28% | 2.73% | 2.60% | 1.75% | 2.38% | 1.87% | 2.19% | 1.32% | 1.13% | 1.19% |
CVBF CVB Financial Corp. | 3.58% | 4.30% | 4.67% | 2.97% | 2.99% | 3.36% | 4.62% | 3.15% | 2.77% | 2.21% | 1.57% | 2.84% |
Financials
CVBF vs. BAC - Financials Comparison
This section allows you to compare key financial metrics between CVB Financial Corp. and Bank of America Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CVBF vs. BAC - Profitability Comparison
CVBF - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, CVB Financial Corp. reported a gross profit of 179.43M and revenue of 219.14M. Therefore, the gross margin over that period was 81.9%.
BAC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Bank of America Corporation reported a gross profit of 30.19B and revenue of 49.39B. Therefore, the gross margin over that period was 61.1%.
CVBF - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, CVB Financial Corp. reported an operating income of 65.05M and revenue of 219.14M, resulting in an operating margin of 29.7%.
BAC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Bank of America Corporation reported an operating income of 11.57B and revenue of 49.39B, resulting in an operating margin of 23.4%.
CVBF - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, CVB Financial Corp. reported a net income of 48.26M and revenue of 219.14M, resulting in a net margin of 22.0%.
BAC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Bank of America Corporation reported a net income of 9.07B and revenue of 49.39B, resulting in a net margin of 18.4%.
Frequently Asked Questions
CVBF and BAC have a correlation of 0.48, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
BAC has higher volatility (5.89%) compared to CVBF (5.48%). In terms of maximum drawdown, CVBF dropped -63.35% vs BAC's -93.10%.
BAC currently has the higher Sharpe Ratio (1.56 vs 0.99), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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