CRT vs. FINX

Last updated Jul 11, 2026

CRT (Cross Timbers Royalty Trust) is a stock, while FINX (Global X FinTech ETF) is Technology Equities fund tracking the Indxx Global FinTech Thematic Index. Over the past 5 years, CRT returned 4.17%/yr vs -10.36%/yr for FINX. At a 0.16 correlation, their price movements are largely independent.

Performance

CRT vs. FINX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Cross Timbers Royalty Trust (CRT) and Global X FinTech ETF (FINX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, CRT achieves a 18.55% return, which is significantly higher than FINX's -12.81% return.

CRT

• 1D: 0.93%
• 1M: -14.27%
• 6M: 14.94%
• YTD: 18.55%
• 1Y: 0.69%
• 3Y*: -17.32%
• 5Y*: 4.17%
• 10Y*: 0.65%

FINX

• 1D: -0.02%
• 1M: 5.94%
• 6M: -15.65%
• YTD: -12.81%
• 1Y: -23.79%
• 3Y*: 4.22%
• 5Y*: -10.36%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

CRT vs. FINX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
CRT Cross Timbers Royalty Trust	18.55%	-13.15%	-39.15%	-24.36%	145.90%	53.31%	5.38%	-13.04%	-17.93%	-12.70%
FINX Global X FinTech ETF	-12.81%	-5.20%	23.02%	33.15%	-51.80%	-9.65%	53.76%	37.52%	0.82%	49.96%

Correlation

The correlation between CRT and FINX is 0.08, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.08
Correlation (3Y) Calculated over the trailing 3-year period	0.12
Correlation (5Y) Calculated over the trailing 5-year period	0.16
Correlation (All Time) Calculated using the full available price history since Sep 13, 2016	0.16

Return for Risk

CRT vs. FINX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

CRT

CRT Risk / Return Rank: 43
CRT Sharpe Ratio Rank: 45
CRT Sortino Ratio Rank: 40
CRT Omega Ratio Rank: 40
CRT Calmar Ratio Rank: 46
CRT Martin Ratio Rank: 46

FINX

FINX Risk / Return Rank: 3
FINX Sharpe Ratio Rank: 2
FINX Sortino Ratio Rank: 3
FINX Omega Ratio Rank: 3
FINX Calmar Ratio Rank: 4
FINX Martin Ratio Rank: 3

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

CRT vs. FINX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Cross Timbers Royalty Trust (CRT) and Global X FinTech ETF (FINX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	CRT	FINX	Difference
Sharpe ratio: Return per unit of total volatility	0.01	-0.86	+0.87
Sortino ratio: Return per unit of downside risk	0.25	-1.08	+1.34
Omega ratio: Gain probability vs. loss probability	1.03	0.87	+0.16
Calmar ratio: Return relative to maximum drawdown	0.02	-0.70	+0.72
Martin ratio: Return relative to average drawdown	0.03	-1.21	+1.25

CRT vs. FINX - Sharpe Ratio Comparison

The current CRT Sharpe Ratio is 0.01, which is higher than the FINX Sharpe Ratio of -0.86. The chart below compares the historical Sharpe Ratios of CRT and FINX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

CRT vs. FINX - Drawdown Comparison

The maximum CRT drawdown since its inception was -83.57%, which is greater than FINX's maximum drawdown of -63.53%. Use the drawdown chart below to compare losses from any high point for CRT and FINX.

Drawdown Indicators

	CRT	FINX	Difference
Max Drawdown Largest peak-to-trough decline	-83.57%	-63.53%	-20.04%
Max Drawdown (1Y) Largest decline over 1 year	-27.18%	-36.58%	+9.40%
Max Drawdown (3Y) Largest decline over 3 years	-63.52%	-36.58%	-26.94%
Max Drawdown (5Y) Largest decline over 5 years	-71.10%	-63.53%	-7.57%
Max Drawdown (10Y) Largest decline over 10 years	-71.10%	—	—
Current Drawdown Current decline from peak	-60.41%	-47.86%	-12.55%
Average Drawdown Average peak-to-trough decline	-29.47%	-24.70%	-4.77%
Ulcer Index Depth and duration of drawdowns from previous peaks	12.82%	21.13%	-8.31%

Volatility

CRT vs. FINX - Volatility Comparison

Cross Timbers Royalty Trust (CRT) has a higher volatility of 11.48% compared to Global X FinTech ETF (FINX) at 7.94%. This indicates that CRT's price experiences larger fluctuations and is considered to be riskier than FINX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	CRT	FINX	Difference
Volatility (1M) Calculated over the trailing 1-month period	11.48%	7.94%	+3.54%
Volatility (6M) Calculated over the trailing 6-month period	21.61%	24.06%	-2.45%
Volatility (1Y) Calculated over the trailing 1-year period	32.09%	29.97%	+2.12%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	50.39%	31.63%	+18.76%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	46.07%	28.75%	+17.32%

Dividends

CRT vs. FINX - Dividend Comparison

CRT's dividend yield for the trailing twelve months is around 5.76%, more than FINX's 0.83% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
CRT Cross Timbers Royalty Trust	5.76%	9.41%	9.56%	10.96%	7.69%	9.71%	9.45%	10.04%	13.06%	6.87%	5.90%	10.41%
FINX Global X FinTech ETF	0.83%	0.58%	0.72%	0.21%	0.27%	5.40%	0.00%	0.00%	0.18%	0.11%	0.00%	0.00%

Frequently Asked Questions

Can I hold both CRT and FINX in my portfolio?

CRT and FINX have a correlation of 0.08, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, CRT or FINX?

CRT has higher volatility (11.48%) compared to FINX (7.94%). In terms of maximum drawdown, CRT dropped -83.57% vs FINX's -63.53%.

Which has better risk-adjusted returns?

CRT currently has the higher Sharpe Ratio (0.01 vs -0.86), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.