CRARY vs. BNPQY
CRARY (Credit Agricole SA PK) and BNPQY (BNP Paribas SA ADR) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, CRARY returned 16.01%/yr vs 16.55%/yr for BNPQY. A 0.75 correlation means they provide meaningful diversification when combined.
Performance
CRARY vs. BNPQY - Performance Comparison
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Returns By Period
In the year-to-date period, CRARY achieves a 5.15% return, which is significantly lower than BNPQY's 25.98% return. Both investments have delivered pretty close results over the past 10 years, with CRARY having a 16.01% annualized return and BNPQY not far ahead at 16.55%.
CRARY
- 1D
- 0.20%
- 1M
- 7.15%
- YTD
- 5.15%
- 6M
- 4.47%
- 1Y
- 21.04%
- 3Y*
- 29.51%
- 5Y*
- 16.44%
- 10Y*
- 16.01%
BNPQY
- 1D
- 0.57%
- 1M
- 12.00%
- YTD
- 25.98%
- 6M
- 26.68%
- 1Y
- 44.77%
- 3Y*
- 32.90%
- 5Y*
- 21.08%
- 10Y*
- 16.55%
CRARY vs. BNPQY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CRARY Credit Agricole SA PK | 5.15% | 59.48% | 3.66% | 48.97% | -18.65% | 20.76% | -13.69% | 44.59% | -31.83% | 39.60% |
BNPQY BNP Paribas SA ADR | 25.98% | 69.69% | -5.62% | 30.70% | -11.93% | 37.32% | -10.37% | 41.54% | -36.39% | 22.21% |
Correlation
The correlation between CRARY and BNPQY is 0.82, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.82 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.79 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.81 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.83 |
Correlation (All Time) Calculated using the full available price history since Oct 27, 2008 | 0.75 |
The correlation between CRARY and BNPQY has been stable across timeframes, ranging from 0.75 to 0.83 - a consistent structural relationship.
Fundamentals
CRARY:
$60.74B
BNPQY:
$127.77B
CRARY:
€1.14
BNPQY:
€8.83
CRARY:
7.69
BNPQY:
5.75
CRARY:
1.52
BNPQY:
0.62
CRARY:
19.97
BNPQY:
0.60
CRARY:
0.67
BNPQY:
0.89
CRARY:
€2.66B
BNPQY:
€188.04B
CRARY:
€2.66B
BNPQY:
€43.04B
CRARY:
-€8.02B
BNPQY:
€24.17B
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Return for Risk
CRARY vs. BNPQY — Risk / Return Rank
CRARY
BNPQY
CRARY vs. BNPQY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Credit Agricole SA PK (CRARY) and BNP Paribas SA ADR (BNPQY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CRARY | BNPQY | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.59 | ||
| Sortino ratioReturn per unit of downside risk | -0.66 | ||
| Omega ratioGain probability vs. loss probability | 1.16 | 1.25 | -0.09 |
| Calmar ratioReturn relative to maximum drawdown | 1.06 | 2.15 | -1.10 |
| Martin ratioReturn relative to average drawdown | 2.77 | 5.31 | -2.54 |
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Drawdowns
CRARY vs. BNPQY - Drawdown Comparison
The maximum CRARY drawdown since its inception was -84.21%, which is greater than BNPQY's maximum drawdown of -77.11%. Use the drawdown chart below to compare losses from any high point for CRARY and BNPQY.
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Drawdown Indicators
| CRARY | BNPQY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -84.21% | -77.11% | -7.10% |
Max Drawdown (1Y)Largest decline over 1 year | -19.98% | -20.89% | +0.91% |
Max Drawdown (3Y)Largest decline over 3 years | -21.02% | -21.83% | +0.81% |
Max Drawdown (5Y)Largest decline over 5 years | -45.46% | -42.53% | -2.93% |
Max Drawdown (10Y)Largest decline over 10 years | -62.72% | -64.70% | +1.98% |
Current DrawdownCurrent decline from peak | -4.01% | 0.00% | -4.01% |
Average DrawdownAverage peak-to-trough decline | -29.59% | -22.68% | -6.91% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.61% | 8.45% | -0.84% |
Volatility
CRARY vs. BNPQY - Volatility Comparison
The current volatility for Credit Agricole SA PK (CRARY) is 4.57%, while BNP Paribas SA ADR (BNPQY) has a volatility of 8.31%. This indicates that CRARY experiences smaller price fluctuations and is considered to be less risky than BNPQY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CRARY | BNPQY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.57% | 8.31% | -3.74% |
Volatility (6M)Calculated over the trailing 6-month period | 18.34% | 23.31% | -4.97% |
Volatility (1Y)Calculated over the trailing 1-year period | 24.57% | 31.01% | -6.44% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 27.66% | 31.48% | -3.82% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 33.06% | 34.27% | -1.21% |
Dividends
CRARY vs. BNPQY - Dividend Comparison
CRARY's dividend yield for the trailing twelve months is around 6.62%, more than BNPQY's 5.19% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BNPQY BNP Paribas SA ADR | 5.19% | 8.76% | 8.11% | 6.18% | 6.96% | 4.59% | 0.00% | 5.73% | 8.25% | 4.05% | 4.11% | 2.92% |
CRARY Credit Agricole SA PK | 6.62% | 5.88% | 8.28% | 8.19% | 10.60% | 6.82% | 0.00% | 5.37% | 7.31% | 4.10% | 11.69% | 3.41% |
Financials
CRARY vs. BNPQY - Financials Comparison
This section allows you to compare key financial metrics between Credit Agricole SA PK and BNP Paribas SA ADR. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CRARY vs. BNPQY - Profitability Comparison
CRARY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Credit Agricole SA PK reported a gross profit of 6.99B and revenue of 6.99B. Therefore, the gross margin over that period was 100.0%.
BNPQY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, BNP Paribas SA ADR reported a gross profit of 0.00 and revenue of 75.80B. Therefore, the gross margin over that period was 0.0%.
CRARY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Credit Agricole SA PK reported an operating income of 2.71B and revenue of 6.99B, resulting in an operating margin of 38.7%.
BNPQY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, BNP Paribas SA ADR reported an operating income of 3.77B and revenue of 75.80B, resulting in an operating margin of 5.0%.
CRARY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Credit Agricole SA PK reported a net income of 1.68B and revenue of 6.99B, resulting in a net margin of 24.0%.
BNPQY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, BNP Paribas SA ADR reported a net income of 5.64B and revenue of 75.80B, resulting in a net margin of 7.5%.
Frequently Asked Questions
CRARY and BNPQY have a correlation of 0.82, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
BNPQY has higher volatility (8.31%) compared to CRARY (4.57%). In terms of maximum drawdown, CRARY dropped -84.21% vs BNPQY's -77.11%.
BNPQY currently has the higher Sharpe Ratio (1.45 vs 0.86), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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