COLB vs. TBBK

Last updated Apr 2, 2026

Compare and contrast key facts about Columbia Banking System, Inc. (COLB) and The Bancorp, Inc. (TBBK).

Performance

COLB vs. TBBK - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Columbia Banking System, Inc. (COLB) and The Bancorp, Inc. (TBBK). The values are adjusted to include any dividend payments, if applicable.

COLB vs. TBBK - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
COLB Columbia Banking System, Inc.	1.12%	9.36%	8.05%	-5.86%	-4.26%	-6.24%	-8.16%	15.54%	-14.36%	-0.65%
TBBK The Bancorp, Inc.	-18.82%	28.29%	36.49%	35.87%	12.13%	85.42%	5.24%	62.94%	-19.43%	25.70%

Fundamentals

Market Cap COLB : $8.29B TBBK : $2.42B
EPS COLB : $2.21 TBBK : $4.93
PE Ratio COLB : 12.62 TBBK : 11.12
PEG Ratio COLB : 1.71 TBBK : 0.40
PS Ratio COLB : 2.22 TBBK : 3.39
PB Ratio COLB : 1.06 TBBK : 3.50
Total Revenue (TTM) COLB : $3.12B TBBK : $747.68M
Gross Profit (TTM) COLB : $1.46B TBBK : $394.96M
EBITDA (TTM) COLB : $548.31M TBBK : $231.42M

Returns By Period

In the year-to-date period, COLB achieves a 1.12% return, which is significantly higher than TBBK's -18.82% return. Over the past 10 years, COLB has underperformed TBBK with an annualized return of 3.43%, while TBBK has yielded a comparatively higher 26.46% annualized return.

COLB

• 1D: 1.79%
• 1M: -3.86%
• YTD: 1.12%
• 6M: 10.31%
• 1Y: 19.05%
• 3Y*: 16.17%
• 5Y*: -3.56%
• 10Y*: 3.43%

TBBK

• 1D: 2.01%
• 1M: 1.26%
• YTD: -18.82%
• 6M: -25.65%
• 1Y: 2.37%
• 3Y*: 25.32%
• 5Y*: 21.00%
• 10Y*: 26.46%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

COLB vs. TBBK — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

COLB

COLB Risk / Return Rank: 58
COLB Sharpe Ratio Rank: 60
COLB Sortino Ratio Rank: 53
COLB Omega Ratio Rank: 54
COLB Calmar Ratio Rank: 62
COLB Martin Ratio Rank: 64

TBBK

TBBK Risk / Return Rank: 41
TBBK Sharpe Ratio Rank: 42
TBBK Sortino Ratio Rank: 38
TBBK Omega Ratio Rank: 39
TBBK Calmar Ratio Rank: 43
TBBK Martin Ratio Rank: 43

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

COLB vs. TBBK - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Columbia Banking System, Inc. (COLB) and The Bancorp, Inc. (TBBK). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	COLB	TBBK	Difference
Sharpe ratio Return per unit of total volatility	0.54	0.05	+0.49
Sortino ratio Return per unit of downside risk	0.94	0.39	+0.55
Omega ratio Gain probability vs. loss probability	1.13	1.06	+0.07
Calmar ratio Return relative to maximum drawdown	0.99	0.10	+0.88
Martin ratio Return relative to average drawdown	2.51	0.23	+2.29
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

COLB vs. TBBK - Sharpe Ratio Comparison

The current COLB Sharpe Ratio is 0.54, which is higher than the TBBK Sharpe Ratio of 0.05. The chart below compares the historical Sharpe Ratios of COLB and TBBK, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	COLB	TBBK	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.54	0.05	+0.49
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.09	0.45	-0.55
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.09	0.52	-0.43
Sharpe Ratio (All Time) Calculated using the full available price history	0.17	0.11	+0.06

Correlation

The correlation between COLB and TBBK is 0.52, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

COLB vs. TBBK - Dividend Comparison

COLB's dividend yield for the trailing twelve months is around 5.23%, while TBBK has not paid dividends to shareholders.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
COLB Columbia Banking System, Inc.	5.23%	5.19%	5.33%	5.17%	3.98%	3.48%	3.12%	2.75%	2.76%	2.03%	3.42%	3.57%
TBBK The Bancorp, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Drawdowns

COLB vs. TBBK - Drawdown Comparison

The maximum COLB drawdown since its inception was -85.93%, smaller than the maximum TBBK drawdown of -92.68%. Use the drawdown chart below to compare losses from any high point for COLB and TBBK.

Drawdown Indicators

	COLB	TBBK	Difference
Max Drawdown Largest peak-to-trough decline	-85.93%	-92.68%	+6.75%
Max Drawdown (1Y) Largest decline over 1 year	-18.38%	-35.92%	+17.54%
Max Drawdown (5Y) Largest decline over 5 years	-55.69%	-48.94%	-6.75%
Max Drawdown (10Y) Largest decline over 10 years	-60.80%	-73.77%	+12.97%
Current Drawdown Current decline from peak	-28.61%	-31.78%	+3.17%
Average Drawdown Average peak-to-trough decline	-27.57%	-47.71%	+20.14%
Ulcer Index Depth and duration of drawdowns from previous peaks	7.22%	16.54%	-9.32%

Volatility

COLB vs. TBBK - Volatility Comparison

The current volatility for Columbia Banking System, Inc. (COLB) is 6.95%, while The Bancorp, Inc. (TBBK) has a volatility of 7.42%. This indicates that COLB experiences smaller price fluctuations and is considered to be less risky than TBBK based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	COLB	TBBK	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.95%	7.42%	-0.47%
Volatility (6M) Calculated over the trailing 6-month period	21.83%	37.23%	-15.40%
Volatility (1Y) Calculated over the trailing 1-year period	35.59%	49.41%	-13.82%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	38.23%	46.60%	-8.37%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	38.01%	51.18%	-13.17%

Financials

COLB vs. TBBK - Profitability Comparison

The chart below illustrates the profitability comparison between Columbia Banking System, Inc. and The Bancorp, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

COLB - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Columbia Banking System, Inc. reported a gross profit of 0.00 and revenue of 858.00M. Therefore, the gross margin over that period was 0.0%.

TBBK - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, The Bancorp, Inc. reported a gross profit of 0.00 and revenue of 80.53M. Therefore, the gross margin over that period was 0.0%.

COLB - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Columbia Banking System, Inc. reported an operating income of 0.00 and revenue of 858.00M, resulting in an operating margin of 0.0%.

TBBK - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, The Bancorp, Inc. reported an operating income of 0.00 and revenue of 80.53M, resulting in an operating margin of 0.0%.

COLB - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Columbia Banking System, Inc. reported a net income of 215.00M and revenue of 858.00M, resulting in a net margin of 25.1%.

TBBK - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, The Bancorp, Inc. reported a net income of 56.29M and revenue of 80.53M, resulting in a net margin of 69.9%.