CIA vs. SPY
Compare and contrast key facts about Citizens, Inc. (CIA) and SPDR S&P 500 ETF (SPY).
SPY is a passively managed fund by State Street that tracks the performance of the S&P 500 Index. It was launched on Jan 22, 1993.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: CIA or SPY.
Correlation
The correlation between CIA and SPY is 0.35, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Performance
CIA vs. SPY - Performance Comparison
Key characteristics
CIA:
1.02
SPY:
0.54
CIA:
1.68
SPY:
0.90
CIA:
1.21
SPY:
1.13
CIA:
0.90
SPY:
0.57
CIA:
4.03
SPY:
2.24
CIA:
18.25%
SPY:
4.82%
CIA:
69.70%
SPY:
20.02%
CIA:
-85.54%
SPY:
-55.19%
CIA:
-65.70%
SPY:
-7.53%
Returns By Period
Over the past 10 years, CIA has underperformed SPY with an annualized return of -3.06%, while SPY has yielded a comparatively higher 12.33% annualized return.
CIA
0.00%
6.93%
-20.12%
69.20%
-6.78%
-3.06%
SPY
-3.30%
13.81%
-4.52%
10.65%
15.81%
12.33%
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Risk-Adjusted Performance
CIA vs. SPY — Risk-Adjusted Performance Rank
CIA
SPY
CIA vs. SPY - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Citizens, Inc. (CIA) and SPDR S&P 500 ETF (SPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
CIA vs. SPY - Dividend Comparison
CIA has not paid dividends to shareholders, while SPY's dividend yield for the trailing twelve months is around 1.27%.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CIA Citizens, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
SPY SPDR S&P 500 ETF | 1.27% | 1.21% | 1.40% | 1.65% | 1.20% | 1.52% | 1.75% | 2.04% | 1.80% | 2.03% | 2.06% | 1.87% |
Drawdowns
CIA vs. SPY - Drawdown Comparison
The maximum CIA drawdown since its inception was -85.54%, which is greater than SPY's maximum drawdown of -55.19%. Use the drawdown chart below to compare losses from any high point for CIA and SPY. For additional features, visit the drawdowns tool.
Volatility
CIA vs. SPY - Volatility Comparison
Citizens, Inc. (CIA) has a higher volatility of 23.29% compared to SPDR S&P 500 ETF (SPY) at 12.36%. This indicates that CIA's price experiences larger fluctuations and is considered to be riskier than SPY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.