CGGR vs. VFIFX

Last updated Jun 24, 2026

CGGR (Capital Group Growth ETF) and VFIFX (Vanguard Target Retirement 2050 Fund) are both funds - CGGR is a Large Cap Growth Equities fund actively managed by Capital Group, while VFIFX is a Target Retirement Date fund managed by Vanguard. Over the past 3 years, CGGR returned 22.96%/yr vs 19.14%/yr for VFIFX. Their correlation of 0.92 suggests significant overlap in exposure. CGGR charges 0.39%/yr vs 0.08%/yr for VFIFX.

Performance

CGGR vs. VFIFX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Capital Group Growth ETF (CGGR) and Vanguard Target Retirement 2050 Fund (VFIFX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, CGGR achieves a 2.45% return, which is significantly lower than VFIFX's 11.34% return.

CGGR

• 1D: -2.44%
• 1M: -1.09%
• YTD: 2.45%
• 6M: 1.27%
• 1Y: 16.51%
• 3Y*: 22.96%
• 5Y*: —
• 10Y*: —

VFIFX

• 1D: -0.14%
• 1M: 1.55%
• YTD: 11.34%
• 6M: 10.70%
• 1Y: 26.39%
• 3Y*: 19.14%
• 5Y*: 10.10%
• 10Y*: 12.05%

*Multi-year figures are annualized to reflect compound growth (CAGR)

CGGR vs. VFIFX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022
CGGR Capital Group Growth ETF	2.45%	19.75%	32.12%	42.18%	-14.68%
VFIFX Vanguard Target Retirement 2050 Fund	11.34%	21.42%	14.45%	20.39%	-9.62%

Correlation

The correlation between CGGR and VFIFX is 0.91, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.91
Correlation (3Y) Calculated over the trailing 3-year period	0.90
Correlation (All Time) Calculated using the full available price history since Feb 24, 2022	0.92

The correlation between CGGR and VFIFX has been stable across timeframes, ranging from 0.90 to 0.92 - a consistent structural relationship.

Return for Risk

CGGR vs. VFIFX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

CGGR

CGGR Risk / Return Rank: 27
CGGR Sharpe Ratio Rank: 27
CGGR Sortino Ratio Rank: 26
CGGR Omega Ratio Rank: 26
CGGR Calmar Ratio Rank: 24
CGGR Martin Ratio Rank: 29

VFIFX

VFIFX Risk / Return Rank: 71
VFIFX Sharpe Ratio Rank: 73
VFIFX Sortino Ratio Rank: 68
VFIFX Omega Ratio Rank: 68
VFIFX Calmar Ratio Rank: 71
VFIFX Martin Ratio Rank: 77

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

CGGR vs. VFIFX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Capital Group Growth ETF (CGGR) and Vanguard Target Retirement 2050 Fund (VFIFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	CGGR	VFIFX	Difference
Sharpe ratio: Return per unit of total volatility	0.95	2.28	-1.33
Sortino ratio: Return per unit of downside risk	1.36	3.12	-1.76
Omega ratio: Gain probability vs. loss probability	1.18	1.42	-0.24
Calmar ratio: Return relative to maximum drawdown	1.10	3.10	-2.00
Martin ratio: Return relative to average drawdown	3.96	13.41	-9.45

CGGR vs. VFIFX - Sharpe Ratio Comparison

The current CGGR Sharpe Ratio is 0.95, which is lower than the VFIFX Sharpe Ratio of 2.28. The chart below compares the historical Sharpe Ratios of CGGR and VFIFX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

CGGR vs. VFIFX - Drawdown Comparison

The maximum CGGR drawdown since its inception was -28.90%, smaller than the maximum VFIFX drawdown of -51.68%. Use the drawdown chart below to compare losses from any high point for CGGR and VFIFX.

Drawdown Indicators

	CGGR	VFIFX	Difference
Max Drawdown Largest peak-to-trough decline	-28.90%	-51.68%	+22.78%
Max Drawdown (1Y) Largest decline over 1 year	-15.13%	-8.87%	-6.26%
Max Drawdown (3Y) Largest decline over 3 years	-23.37%	-14.54%	-8.83%
Max Drawdown (5Y) Largest decline over 5 years	—	-25.40%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-31.36%	—
Current Drawdown Current decline from peak	-4.63%	-0.65%	-3.98%
Average Drawdown Average peak-to-trough decline	-7.67%	-6.87%	-0.80%
Ulcer Index Depth and duration of drawdowns from previous peaks	4.18%	2.04%	+2.14%

Volatility

CGGR vs. VFIFX - Volatility Comparison

Capital Group Growth ETF (CGGR) has a higher volatility of 7.67% compared to Vanguard Target Retirement 2050 Fund (VFIFX) at 4.75%. This indicates that CGGR's price experiences larger fluctuations and is considered to be riskier than VFIFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	CGGR	VFIFX	Difference
Volatility (1M) Calculated over the trailing 1-month period	7.67%	4.75%	+2.92%
Volatility (6M) Calculated over the trailing 6-month period	14.06%	9.93%	+4.13%
Volatility (1Y) Calculated over the trailing 1-year period	17.58%	12.07%	+5.51%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	22.03%	14.29%	+7.74%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	22.03%	15.15%	+6.88%

CGGR vs. VFIFX - Expense Ratio Comparison

CGGR has a 0.39% expense ratio, which is higher than VFIFX's 0.08% expense ratio.

Dividends

CGGR vs. VFIFX - Dividend Comparison

CGGR's dividend yield for the trailing twelve months is around 0.09%, less than VFIFX's 1.88% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
CGGR Capital Group Growth ETF	0.09%	0.10%	0.33%	0.40%	0.33%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
VFIFX Vanguard Target Retirement 2050 Fund	1.88%	2.09%	2.26%	2.21%	2.38%	12.83%	1.84%	2.20%	2.51%	0.03%	2.04%	2.36%

Frequently Asked Questions

Can I hold both CGGR and VFIFX in my portfolio?

With a correlation of 0.91, CGGR and VFIFX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which is riskier, CGGR or VFIFX?

CGGR has higher volatility (7.67%) compared to VFIFX (4.75%). In terms of maximum drawdown, CGGR dropped -28.90% vs VFIFX's -51.68%.

Which has better risk-adjusted returns?

VFIFX currently has the higher Sharpe Ratio (2.28 vs 0.95), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.