CAKE vs. SOFI

Last updated Apr 2, 2026

Compare and contrast key facts about The Cheesecake Factory Incorporated (CAKE) and SoFi Technologies, Inc. (SOFI).

Performance

CAKE vs. SOFI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in The Cheesecake Factory Incorporated (CAKE) and SoFi Technologies, Inc. (SOFI). The values are adjusted to include any dividend payments, if applicable.

CAKE vs. SOFI - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020
CAKE The Cheesecake Factory Incorporated	10.07%	8.61%	39.33%	14.01%	-17.02%	5.64%	-1.12%
SOFI SoFi Technologies, Inc.	-40.30%	70.00%	54.77%	115.84%	-70.84%	27.09%	18.70%

Fundamentals

Market Cap CAKE : $2.67B SOFI : $21.04B
EPS CAKE : $3.07 SOFI : $0.38
PE Ratio CAKE : 18.02 SOFI : 41.36
PS Ratio CAKE : 0.71 SOFI : 4.56
Total Revenue (TTM) CAKE : $3.75B SOFI : $4.36B
Gross Profit (TTM) CAKE : $2.94B SOFI : $2.56B
EBITDA (TTM) CAKE : $261.48M SOFI : $818.24M

Returns By Period

In the year-to-date period, CAKE achieves a 10.07% return, which is significantly higher than SOFI's -40.30% return.

CAKE

• 1D: 1.00%
• 1M: -11.74%
• YTD: 10.07%
• 6M: 2.21%
• 1Y: 10.91%
• 3Y*: 19.47%
• 5Y*: 0.87%
• 10Y*: 2.48%

SOFI

• 1D: -1.57%
• 1M: -15.01%
• YTD: -40.30%
• 6M: -39.32%
• 1Y: 31.23%
• 3Y*: 37.06%
• 5Y*: -1.98%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

CAKE vs. SOFI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

CAKE

CAKE Risk / Return Rank: 49
CAKE Sharpe Ratio Rank: 52
CAKE Sortino Ratio Rank: 45
CAKE Omega Ratio Rank: 44
CAKE Calmar Ratio Rank: 51
CAKE Martin Ratio Rank: 52

SOFI

SOFI Risk / Return Rank: 57
SOFI Sharpe Ratio Rank: 59
SOFI Sortino Ratio Rank: 57
SOFI Omega Ratio Rank: 54
SOFI Calmar Ratio Rank: 56
SOFI Martin Ratio Rank: 58

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

CAKE vs. SOFI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for The Cheesecake Factory Incorporated (CAKE) and SoFi Technologies, Inc. (SOFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	CAKE	SOFI	Difference
Sharpe ratio Return per unit of total volatility	0.31	0.52	-0.22
Sortino ratio Return per unit of downside risk	0.66	1.10	-0.44
Omega ratio Gain probability vs. loss probability	1.08	1.13	-0.05
Calmar ratio Return relative to maximum drawdown	0.44	0.65	-0.21
Martin ratio Return relative to average drawdown	0.98	1.73	-0.75
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

CAKE vs. SOFI - Sharpe Ratio Comparison

The current CAKE Sharpe Ratio is 0.31, which is lower than the SOFI Sharpe Ratio of 0.52. The chart below compares the historical Sharpe Ratios of CAKE and SOFI, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	CAKE	SOFI	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.31	0.52	-0.22
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.02	-0.03	+0.05
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.06	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.22	0.11	+0.11

Correlation

The correlation between CAKE and SOFI is 0.32, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

CAKE vs. SOFI - Dividend Comparison

CAKE's dividend yield for the trailing twelve months is around 2.01%, while SOFI has not paid dividends to shareholders.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
CAKE The Cheesecake Factory Incorporated	2.01%	2.14%	2.28%	3.08%	2.55%	0.00%	0.97%	3.55%	2.85%	2.20%	1.47%	1.58%
SOFI SoFi Technologies, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Drawdowns

CAKE vs. SOFI - Drawdown Comparison

The maximum CAKE drawdown since its inception was -86.17%, roughly equal to the maximum SOFI drawdown of -83.32%. Use the drawdown chart below to compare losses from any high point for CAKE and SOFI.

Drawdown Indicators

	CAKE	SOFI	Difference
Max Drawdown Largest peak-to-trough decline	-86.17%	-83.32%	-2.85%
Max Drawdown (1Y) Largest decline over 1 year	-36.39%	-52.96%	+16.57%
Max Drawdown (5Y) Largest decline over 5 years	-58.24%	-82.00%	+23.76%
Max Drawdown (10Y) Largest decline over 10 years	-75.50%	—	—
Current Drawdown Current decline from peak	-18.08%	-51.47%	+33.39%
Average Drawdown Average peak-to-trough decline	-22.90%	-51.35%	+28.45%
Ulcer Index Depth and duration of drawdowns from previous peaks	16.18%	19.84%	-3.66%

Volatility

CAKE vs. SOFI - Volatility Comparison

The Cheesecake Factory Incorporated (CAKE) and SoFi Technologies, Inc. (SOFI) have volatilities of 10.37% and 10.41%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	CAKE	SOFI	Difference
Volatility (1M) Calculated over the trailing 1-month period	10.37%	10.41%	-0.04%
Volatility (6M) Calculated over the trailing 6-month period	25.51%	41.85%	-16.34%
Volatility (1Y) Calculated over the trailing 1-year period	36.19%	59.88%	-23.69%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	40.33%	67.13%	-26.80%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	44.23%	72.31%	-28.08%

Financials

CAKE vs. SOFI - Profitability Comparison

The chart below illustrates the profitability comparison between The Cheesecake Factory Incorporated and SoFi Technologies, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

CAKE - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, The Cheesecake Factory Incorporated reported a gross profit of 754.17M and revenue of 961.56M. Therefore, the gross margin over that period was 78.4%.

SOFI - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, SoFi Technologies, Inc. reported a gross profit of 0.00 and revenue of 927.42M. Therefore, the gross margin over that period was 0.0%.

CAKE - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, The Cheesecake Factory Incorporated reported an operating income of 33.24M and revenue of 961.56M, resulting in an operating margin of 3.5%.

SOFI - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, SoFi Technologies, Inc. reported an operating income of 0.00 and revenue of 927.42M, resulting in an operating margin of 0.0%.

CAKE - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, The Cheesecake Factory Incorporated reported a net income of 28.78M and revenue of 961.56M, resulting in a net margin of 3.0%.

SOFI - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, SoFi Technologies, Inc. reported a net income of 173.55M and revenue of 927.42M, resulting in a net margin of 18.7%.