BNPQY vs. CRARY
BNPQY (BNP Paribas SA ADR) and CRARY (Credit Agricole SA PK) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, BNPQY returned 15.79%/yr vs 15.87%/yr for CRARY. A 0.75 correlation means they provide meaningful diversification when combined.
Performance
BNPQY vs. CRARY - Performance Comparison
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Returns By Period
In the year-to-date period, BNPQY achieves a 27.50% return, which is significantly higher than CRARY's 6.56% return. Both investments have delivered pretty close results over the past 10 years, with BNPQY having a 15.79% annualized return and CRARY not far ahead at 15.87%.
BNPQY
- 1D
- -0.44%
- 1M
- 1.54%
- 6M
- 19.53%
- YTD
- 27.50%
- 1Y
- 39.65%
- 3Y*
- 30.48%
- 5Y*
- 23.52%
- 10Y*
- 15.79%
CRARY
- 1D
- 0.54%
- 1M
- 2.26%
- 6M
- 7.22%
- YTD
- 6.56%
- 1Y
- 17.50%
- 3Y*
- 26.46%
- 5Y*
- 17.72%
- 10Y*
- 15.87%
BNPQY vs. CRARY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
BNPQY BNP Paribas SA ADR | 27.50% | 69.69% | -5.62% | 30.70% | -11.93% | 37.32% | -10.37% | 41.54% | -36.39% | 22.21% |
CRARY Credit Agricole SA PK | 6.56% | 59.48% | 3.66% | 48.97% | -18.65% | 20.76% | -13.69% | 44.59% | -31.83% | 39.60% |
Correlation
The correlation between BNPQY and CRARY is 0.82, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.82 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.79 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.81 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.83 |
Correlation (All Time) Calculated using the full available price history since Oct 27, 2008 | 0.75 |
The correlation between BNPQY and CRARY has been stable across timeframes, ranging from 0.75 to 0.83 - a consistent structural relationship.
Fundamentals
BNPQY:
$129.28B
CRARY:
$61.56B
BNPQY:
€8.94
CRARY:
€1.14
BNPQY:
5.74
CRARY:
7.78
BNPQY:
0.62
CRARY:
1.54
BNPQY:
0.60
CRARY:
20.21
BNPQY:
0.90
CRARY:
0.68
BNPQY:
€188.04B
CRARY:
€2.66B
BNPQY:
€43.04B
CRARY:
€2.66B
BNPQY:
€24.17B
CRARY:
-€8.02B
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Return for Risk
BNPQY vs. CRARY — Risk / Return Rank
BNPQY
CRARY
BNPQY vs. CRARY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for BNP Paribas SA ADR (BNPQY) and Credit Agricole SA PK (CRARY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| BNPQY | CRARY | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.58 | ||
| Sortino ratioReturn per unit of downside risk | +0.67 | ||
| Omega ratioGain probability vs. loss probability | 1.23 | 1.14 | +0.09 |
| Calmar ratioReturn relative to maximum drawdown | 1.91 | 0.88 | +1.03 |
| Martin ratioReturn relative to average drawdown | 4.70 | 2.28 | +2.42 |
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Drawdowns
BNPQY vs. CRARY - Drawdown Comparison
The maximum BNPQY drawdown since its inception was -77.11%, smaller than the maximum CRARY drawdown of -84.21%. Use the drawdown chart below to compare losses from any high point for BNPQY and CRARY.
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Drawdown Indicators
| BNPQY | CRARY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -77.11% | -84.21% | +7.10% |
Max Drawdown (1Y)Largest decline over 1 year | -20.89% | -19.98% | -0.91% |
Max Drawdown (3Y)Largest decline over 3 years | -21.83% | -21.02% | -0.81% |
Max Drawdown (5Y)Largest decline over 5 years | -42.53% | -45.46% | +2.93% |
Max Drawdown (10Y)Largest decline over 10 years | -64.70% | -62.72% | -1.98% |
Current DrawdownCurrent decline from peak | -1.16% | -2.73% | +1.57% |
Average DrawdownAverage peak-to-trough decline | -22.62% | -29.49% | +6.87% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.45% | 7.69% | +0.76% |
Volatility
BNPQY vs. CRARY - Volatility Comparison
BNP Paribas SA ADR (BNPQY) and Credit Agricole SA PK (CRARY) have volatilities of 5.96% and 5.71%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| BNPQY | CRARY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.96% | 5.71% | +0.25% |
Volatility (6M)Calculated over the trailing 6-month period | 23.00% | 18.68% | +4.32% |
Volatility (1Y)Calculated over the trailing 1-year period | 30.67% | 24.35% | +6.32% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.40% | 27.61% | +3.79% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 33.45% | 32.37% | +1.08% |
Dividends
BNPQY vs. CRARY - Dividend Comparison
BNPQY's dividend yield for the trailing twelve months is around 5.12%, less than CRARY's 6.53% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BNPQY BNP Paribas SA ADR | 5.12% | 8.76% | 8.11% | 6.18% | 6.96% | 4.59% | 0.00% | 5.73% | 8.25% | 4.05% | 4.11% | 2.92% |
CRARY Credit Agricole SA PK | 6.53% | 5.88% | 8.28% | 8.19% | 10.60% | 6.82% | 0.00% | 5.37% | 7.31% | 4.10% | 11.69% | 3.41% |
Financials
BNPQY vs. CRARY - Financials Comparison
This section allows you to compare key financial metrics between BNP Paribas SA ADR and Credit Agricole SA PK. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
BNPQY vs. CRARY - Profitability Comparison
BNPQY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, BNP Paribas SA ADR reported a gross profit of 0.00 and revenue of 75.80B. Therefore, the gross margin over that period was 0.0%.
CRARY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Credit Agricole SA PK reported a gross profit of 6.99B and revenue of 6.99B. Therefore, the gross margin over that period was 100.0%.
BNPQY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, BNP Paribas SA ADR reported an operating income of 3.77B and revenue of 75.80B, resulting in an operating margin of 5.0%.
CRARY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Credit Agricole SA PK reported an operating income of 2.71B and revenue of 6.99B, resulting in an operating margin of 38.7%.
BNPQY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, BNP Paribas SA ADR reported a net income of 5.64B and revenue of 75.80B, resulting in a net margin of 7.5%.
CRARY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Credit Agricole SA PK reported a net income of 1.68B and revenue of 6.99B, resulting in a net margin of 24.0%.
Frequently Asked Questions
BNPQY and CRARY have a correlation of 0.82, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
BNPQY has higher volatility (5.96%) compared to CRARY (5.71%). In terms of maximum drawdown, BNPQY dropped -77.11% vs CRARY's -84.21%.
BNPQY currently has the higher Sharpe Ratio (1.30 vs 0.72), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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