BKYI vs. VFORX
BKYI (BIO-key International, Inc.) is a stock, while VFORX (Vanguard Target Retirement 2040 Fund) is Target Retirement Date fund managed by Vanguard. Over the past 10 years, BKYI returned -49.60%/yr vs 10.15%/yr for VFORX. Their 0.09 correlation means their historical movements had little consistent relationship.
Performance
BKYI vs. VFORX - Performance Comparison
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Returns By Period
In the year-to-date period, BKYI achieves a -18.57% return, which is significantly lower than VFORX's 8.23% return. Over the past 10 years, BKYI has underperformed VFORX with an annualized return of -49.60%, while VFORX has yielded a comparatively higher 10.15% annualized return.
BKYI
- 1D
- 1.39%
- 1M
- 7.07%
- 6M
- -39.49%
- YTD
- -18.57%
- 1Y
- -42.16%
- 3Y*
- -67.18%
- 5Y*
- -62.29%
- 10Y*
- -49.60%
- ALL TIME*
- -30.43%
VFORX
- 1D
- 1.58%
- 1M
- -0.53%
- 6M
- 5.57%
- YTD
- 8.23%
- 1Y
- 18.10%
- 3Y*
- 14.62%
- 5Y*
- 8.09%
- 10Y*
- 10.15%
- ALL TIME*
- 8.12%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $1.28M | $674.55K | $279.23K | |
| $0.00 | $0.00 | $0.00 |
BKYI vs. VFORX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
BKYI BIO-key International, Inc. | -18.57% | -68.47% | -43.00% | -71.51% | -73.52% | -37.22% | -12.00% | -33.33% | -57.63% | -33.21% |
VFORX Vanguard Target Retirement 2040 Fund | 8.23% | 18.77% | 12.90% | 18.56% | -17.00% | 14.55% | 15.48% | 23.86% | -7.32% | 18.45% |
Correlation
The correlation between BKYI and VFORX is 0.11, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.11 |
Correlation (3Y) Balances recent behavior with more history. | 0.14 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.15 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.12 |
Correlation (All Time) Calculated using the full available price history since Jun 7, 2006 | 0.09 |
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Return for Risk
BKYI vs. VFORX — Risk / Return Rank
BKYI
VFORX
BKYI vs. VFORX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for BIO-key International, Inc. (BKYI) and Vanguard Target Retirement 2040 Fund (VFORX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| BKYI | VFORX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.94 | ||
| Sortino ratioReturn per unit of downside risk | -2.11 | ||
| Omega ratioGain probability vs. loss probability | 1.01 | 1.29 | -0.27 |
| Calmar ratioReturn relative to maximum drawdown | -0.65 | 2.19 | -2.83 |
| Martin ratioReturn relative to average drawdown | -1.11 | 9.06 | -10.17 |
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Drawdowns
BKYI vs. VFORX - Drawdown Comparison
The maximum BKYI drawdown since its inception was -100.00%, which is greater than VFORX's maximum drawdown of -51.63%. Use the drawdown chart below to compare losses from any high point for BKYI and VFORX.
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Drawdown Indicators
| BKYI | VFORX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -100.00% | -51.63% | -48.37% |
Max Drawdown (1Y)Largest decline over 1 year | -66.41% | -7.70% | -58.71% |
Max Drawdown (3Y)Largest decline over 3 years | -97.25% | -12.12% | -85.13% |
Max Drawdown (5Y)Largest decline over 5 years | -99.47% | -24.32% | -75.15% |
Max Drawdown (10Y)Largest decline over 10 years | -99.93% | -29.35% | -70.58% |
Current DrawdownCurrent decline from peak | -100.00% | -1.71% | -98.29% |
Average DrawdownAverage peak-to-trough decline | -88.60% | -6.73% | -81.87% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 38.69% | 1.86% | +36.83% |
Volatility
BKYI vs. VFORX - Volatility Comparison
BIO-key International, Inc. (BKYI) has a higher volatility of 44.35% compared to Vanguard Target Retirement 2040 Fund (VFORX) at 3.18%. This indicates that BKYI's price experiences larger fluctuations and is considered to be riskier than VFORX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| BKYI | VFORX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 44.35% | 3.18% | +41.17% |
Volatility (6M)Calculated over the trailing 6-month period | 81.78% | 8.97% | +72.81% |
Volatility (1Y)Calculated over the trailing 1-year period | 118.15% | 10.70% | +107.45% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 118.13% | 12.56% | +105.57% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 123.42% | 13.62% | +109.80% |
Dividends
BKYI vs. VFORX - Dividend Comparison
BKYI has not paid dividends to shareholders, while VFORX's dividend yield for the trailing twelve months is around 2.56%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BKYI BIO-key International, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VFORX Vanguard Target Retirement 2040 Fund | 2.56% | 2.77% | 2.86% | 2.38% | 2.60% | 20.68% | 2.06% | 2.28% | 2.58% | 0.04% | 2.40% | 2.99% |
Frequently Asked Questions
BKYI and VFORX have a correlation of 0.11, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
BKYI has higher volatility (44.35%) compared to VFORX (3.18%). In terms of maximum drawdown, BKYI dropped -100.00% vs VFORX's -51.63%.
VFORX currently has the higher Sharpe Ratio (1.57 vs -0.36), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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