BIV vs. VFIUX
Compare and contrast key facts about Vanguard Intermediate-Term Bond Index ETF (BIV) and Vanguard Intermediate-Term Treasury Fund Admiral Shares (VFIUX).
BIV is a passively managed fund by Vanguard that tracks the performance of the Bloomberg U.S. 5–10 Year Government/Credit Float Adjusted Bond Index. It was launched on Apr 3, 2007. VFIUX is managed by Vanguard. It was launched on Feb 12, 2001.
Performance
BIV vs. VFIUX - Performance Comparison
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BIV vs. VFIUX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
BIV Vanguard Intermediate-Term Bond Index ETF | -0.23% | 8.52% | 1.57% | 6.07% | -13.21% | -2.40% | 9.67% | 10.34% | -0.19% | 3.65% |
VFIUX Vanguard Intermediate-Term Treasury Fund Admiral Shares | -0.46% | 7.65% | 1.49% | 3.85% | -10.34% | -2.30% | 8.31% | 6.40% | 1.11% | 1.67% |
Returns By Period
In the year-to-date period, BIV achieves a -0.23% return, which is significantly higher than VFIUX's -0.46% return. Over the past 10 years, BIV has outperformed VFIUX with an annualized return of 2.04%, while VFIUX has yielded a comparatively lower 1.39% annualized return.
BIV
- 1D
- 0.00%
- 1M
- -1.57%
- YTD
- -0.23%
- 6M
- 0.54%
- 1Y
- 4.69%
- 3Y*
- 3.99%
- 5Y*
- 0.54%
- 10Y*
- 2.04%
VFIUX
- 1D
- 0.10%
- 1M
- -1.68%
- YTD
- -0.46%
- 6M
- 0.42%
- 1Y
- 3.62%
- 3Y*
- 3.17%
- 5Y*
- 0.31%
- 10Y*
- 1.39%
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BIV vs. VFIUX - Expense Ratio Comparison
BIV has a 0.03% expense ratio, which is lower than VFIUX's 0.10% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
BIV vs. VFIUX — Risk / Return Rank
BIV
VFIUX
BIV vs. VFIUX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Intermediate-Term Bond Index ETF (BIV) and Vanguard Intermediate-Term Treasury Fund Admiral Shares (VFIUX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| BIV | VFIUX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.04 | 0.90 | +0.14 |
Sortino ratioReturn per unit of downside risk | 1.50 | 1.36 | +0.14 |
Omega ratioGain probability vs. loss probability | 1.18 | 1.16 | +0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.74 | 1.54 | +0.20 |
Martin ratioReturn relative to average drawdown | 5.57 | 4.71 | +0.86 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| BIV | VFIUX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.04 | 0.90 | +0.14 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.09 | 0.05 | +0.03 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.37 | 0.30 | +0.07 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.65 | 0.69 | -0.04 |
Correlation
The correlation between BIV and VFIUX is 0.90, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
BIV vs. VFIUX - Dividend Comparison
BIV's dividend yield for the trailing twelve months is around 4.14%, more than VFIUX's 3.67% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BIV Vanguard Intermediate-Term Bond Index ETF | 4.14% | 4.01% | 3.79% | 3.09% | 2.41% | 3.42% | 2.95% | 2.75% | 2.88% | 2.69% | 3.01% | 3.02% |
VFIUX Vanguard Intermediate-Term Treasury Fund Admiral Shares | 3.67% | 3.99% | 4.16% | 3.25% | 2.07% | 1.07% | 4.94% | 2.40% | 2.44% | 1.86% | 2.87% | 2.60% |
Drawdowns
BIV vs. VFIUX - Drawdown Comparison
The maximum BIV drawdown since its inception was -18.95%, which is greater than VFIUX's maximum drawdown of -15.41%. Use the drawdown chart below to compare losses from any high point for BIV and VFIUX.
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Drawdown Indicators
| BIV | VFIUX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -18.95% | -15.41% | -3.54% |
Max Drawdown (1Y)Largest decline over 1 year | -2.87% | -2.85% | -0.02% |
Max Drawdown (5Y)Largest decline over 5 years | -18.74% | -14.88% | -3.86% |
Max Drawdown (10Y)Largest decline over 10 years | -18.95% | -15.41% | -3.54% |
Current DrawdownCurrent decline from peak | -2.03% | -2.16% | +0.13% |
Average DrawdownAverage peak-to-trough decline | -3.40% | -2.80% | -0.60% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.90% | 0.93% | -0.03% |
Volatility
BIV vs. VFIUX - Volatility Comparison
Vanguard Intermediate-Term Bond Index ETF (BIV) has a higher volatility of 1.77% compared to Vanguard Intermediate-Term Treasury Fund Admiral Shares (VFIUX) at 1.44%. This indicates that BIV's price experiences larger fluctuations and is considered to be riskier than VFIUX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| BIV | VFIUX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.77% | 1.44% | +0.33% |
Volatility (6M)Calculated over the trailing 6-month period | 2.74% | 2.57% | +0.17% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.55% | 4.30% | +0.25% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.39% | 5.59% | +0.80% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.50% | 4.66% | +0.84% |