BBSC vs. SCHD

Last updated Jun 4, 2026

BBSC (JPMorgan BetaBuilders U.S. Small Cap Equity ETF) and SCHD (Schwab U.S. Dividend Equity ETF) are both exchange-traded funds - BBSC is a Small Cap Blend Equities fund tracking the Morningstar US Small Cap Target Market Exposure Extended Index, while SCHD is a Dividend fund tracking the Dow Jones U.S. Dividend 100 Index. Both are passively managed. Over the past 5 years, BBSC returned 6.64%/yr vs 8.36%/yr for SCHD. A 0.72 correlation means they provide meaningful diversification when combined. BBSC charges 0.09%/yr vs 0.06%/yr for SCHD.

Performance

BBSC vs. SCHD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in JPMorgan BetaBuilders U.S. Small Cap Equity ETF (BBSC) and Schwab U.S. Dividend Equity ETF (SCHD). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, BBSC achieves a 15.75% return, which is significantly lower than SCHD's 19.01% return.

BBSC

• 1D: -1.11%
• 1M: 2.71%
• YTD: 15.75%
• 6M: 14.20%
• 1Y: 35.98%
• 3Y*: 17.34%
• 5Y*: 6.64%
• 10Y*: —

SCHD

• 1D: 0.00%
• 1M: 2.70%
• YTD: 19.01%
• 6M: 18.63%
• 1Y: 27.16%
• 3Y*: 15.09%
• 5Y*: 8.36%
• 10Y*: 12.77%

*Multi-year figures are annualized to reflect compound growth (CAGR)

BBSC vs. SCHD - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020
BBSC JPMorgan BetaBuilders U.S. Small Cap Equity ETF	15.75%	10.38%	12.31%	20.07%	-19.75%	15.44%	11.94%
SCHD Schwab U.S. Dividend Equity ETF	19.01%	4.34%	11.66%	4.54%	-3.26%	29.87%	3.17%

Correlation

The correlation between BBSC and SCHD is 0.55, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.55
Correlation (3Y) Calculated over the trailing 3-year period	0.68
Correlation (5Y) Calculated over the trailing 5-year period	0.73
Correlation (All Time) Calculated using the full available price history since Nov 18, 2020	0.72

The correlation between BBSC and SCHD shifts across timeframes, from 0.55 (1 year) to 0.73 (5 years), reflecting how their relationship changes across market environments.

BBSC vs. SCHD - Sectors Allocation Comparison

Sectors	BBSC	SCHD
Technology	18.5%	16.4%
Financial Services	16.9%	9.3%
Healthcare	15.7%	18.8%
Industrials	14.9%	7.5%
Consumer Cyclical	9.0%	6.3%
Real Estate	7.7%	-
Energy	6.4%	16.2%
Basic Materials	4.1%	1.2%
Consumer Defensive	3.2%	19.2%
Communication Services	2.4%	6.3%
Utilities	1.2%	0.0%

Return for Risk

BBSC vs. SCHD — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

BBSC

BBSC Risk / Return Rank: 61
BBSC Sharpe Ratio Rank: 55
BBSC Sortino Ratio Rank: 56
BBSC Omega Ratio Rank: 50
BBSC Calmar Ratio Rank: 75
BBSC Martin Ratio Rank: 67

SCHD

SCHD Risk / Return Rank: 80
SCHD Sharpe Ratio Rank: 75
SCHD Sortino Ratio Rank: 84
SCHD Omega Ratio Rank: 73
SCHD Calmar Ratio Rank: 91
SCHD Martin Ratio Rank: 75

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BBSC vs. SCHD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for JPMorgan BetaBuilders U.S. Small Cap Equity ETF (BBSC) and Schwab U.S. Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	BBSC	SCHD	Difference
Sharpe ratio: Return per unit of total volatility	1.90	2.49	-0.60
Sortino ratio: Return per unit of downside risk	2.70	3.87	-1.17
Omega ratio: Gain probability vs. loss probability	1.32	1.45	-0.13
Calmar ratio: Return relative to maximum drawdown	3.79	5.91	-2.12
Martin ratio: Return relative to average drawdown	12.35	14.53	-2.18
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

BBSC vs. SCHD - Sharpe Ratio Comparison

The current BBSC Sharpe Ratio is 1.90, which is comparable to the SCHD Sharpe Ratio of 2.49. The chart below compares the historical Sharpe Ratios of BBSC and SCHD, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	BBSC	SCHD	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.90	2.49	-0.60
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.29	0.58	-0.29
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.77	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.49	0.86	-0.38

Drawdowns

BBSC vs. SCHD - Drawdown Comparison

The maximum BBSC drawdown since its inception was -30.96%, smaller than the maximum SCHD drawdown of -33.37%. Use the drawdown chart below to compare losses from any high point for BBSC and SCHD.

Drawdown Indicators

	BBSC	SCHD	Difference
Max Drawdown Largest peak-to-trough decline	-30.96%	-33.37%	+2.41%
Max Drawdown (1Y) Largest decline over 1 year	-9.54%	-4.61%	-4.93%
Max Drawdown (3Y) Largest decline over 3 years	-29.32%	-16.13%	-13.19%
Max Drawdown (5Y) Largest decline over 5 years	-30.96%	-16.85%	-14.11%
Max Drawdown (10Y) Largest decline over 10 years	—	-33.37%	—
Current Drawdown Current decline from peak	-1.48%	-1.40%	-0.08%
Average Drawdown Average peak-to-trough decline	-11.49%	-3.32%	-8.17%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.92%	1.88%	+1.04%

Volatility

BBSC vs. SCHD - Volatility Comparison

JPMorgan BetaBuilders U.S. Small Cap Equity ETF (BBSC) has a higher volatility of 4.91% compared to Schwab U.S. Dividend Equity ETF (SCHD) at 2.66%. This indicates that BBSC's price experiences larger fluctuations and is considered to be riskier than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	BBSC	SCHD	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.91%	2.66%	+2.25%
Volatility (6M) Calculated over the trailing 6-month period	12.98%	7.66%	+5.32%
Volatility (1Y) Calculated over the trailing 1-year period	19.12%	10.96%	+8.16%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	22.93%	14.38%	+8.55%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	22.86%	16.72%	+6.14%

BBSC vs. SCHD - Expense Ratio Comparison

BBSC has a 0.09% expense ratio, which is higher than SCHD's 0.06% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

BBSC vs. SCHD - Dividend Comparison

BBSC's dividend yield for the trailing twelve months is around 1.03%, less than SCHD's 3.26% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
BBSC JPMorgan BetaBuilders U.S. Small Cap Equity ETF	1.03%	1.13%	1.29%	1.58%	1.37%	1.06%	0.18%	0.00%	0.00%	0.00%	0.00%	0.00%
SCHD Schwab U.S. Dividend Equity ETF	3.26%	3.82%	3.64%	3.49%	3.39%	2.78%	3.16%	2.98%	3.06%	2.63%	2.89%	2.97%

Frequently Asked Questions

Can I hold both BBSC and SCHD in my portfolio?

BBSC and SCHD have a correlation of 0.55, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, BBSC or SCHD?

BBSC has higher volatility (4.91%) compared to SCHD (2.66%). In terms of maximum drawdown, BBSC dropped -30.96% vs SCHD's -33.37%.

Which ETF is better, BBSC or SCHD?

On 5-year performance, SCHD leads with 8.36% vs 6.64% for BBSC. On fees, SCHD is cheaper at 0.06% per year. On volatility, SCHD has been the lower-risk option at 2.66%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, BBSC or SCHD?

Over the 5-year period, SCHD has performed better with a 8.36% return vs 6.64%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, BBSC or SCHD?

SCHD is cheaper with a 0.06% expense ratio, compared with 0.09% for BBSC.

Which ETF pays a higher dividend yield, BBSC or SCHD?

SCHD has the higher dividend yield at 3.26%, compared with 1.03% for BBSC.

What is the main difference between BBSC and SCHD?

BBSC is categorized as Small Cap Blend Equities, while SCHD is Dividend. BBSC tracks Morningstar US Small Cap Target Market Exposure Extended Index, while SCHD tracks Dow Jones U.S. Dividend 100 Index. They also come from different issuers: JPMorgan and Charles Schwab. Their fees differ too: 0.09% for BBSC and 0.06% for SCHD.

Which has better risk-adjusted returns?

SCHD currently has the higher Sharpe Ratio (2.49 vs 1.90), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.