BANF vs. CATY

Last updated Apr 2, 2026

Compare and contrast key facts about BancFirst Corporation (BANF) and Cathay General Bancorp (CATY).

Performance

BANF vs. CATY - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in BancFirst Corporation (BANF) and Cathay General Bancorp (CATY). The values are adjusted to include any dividend payments, if applicable.

BANF vs. CATY - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
BANF BancFirst Corporation	3.49%	-8.04%	22.62%	12.44%	27.10%	22.79%	-2.90%	27.93%	-0.62%	11.72%
CATY Cathay General Bancorp	5.52%	4.64%	10.34%	13.49%	-2.11%	37.74%	-11.64%	17.48%	-18.47%	13.40%

Fundamentals

EPS BANF : $7.02 CATY : $4.56
PE Ratio BANF : 15.55 CATY : 11.11
PEG Ratio BANF : 1.71 CATY : 1.86
PS Ratio BANF : 4.21 CATY : 2.58
Total Revenue (TTM) BANF : $876.73M CATY : $1.36B
Gross Profit (TTM) BANF : $666.77M CATY : $539.63M
EBITDA (TTM) BANF : $318.50M CATY : $296.48M

Returns By Period

In the year-to-date period, BANF achieves a 3.49% return, which is significantly lower than CATY's 5.52% return. Over the past 10 years, BANF has outperformed CATY with an annualized return of 16.58%, while CATY has yielded a comparatively lower 9.25% annualized return.

BANF

• 1D: 0.66%
• 1M: -2.91%
• YTD: 3.49%
• 6M: -11.99%
• 1Y: 1.27%
• 3Y*: 11.49%
• 5Y*: 11.04%
• 10Y*: 16.58%

CATY

• 1D: 1.66%
• 1M: 0.98%
• YTD: 5.52%
• 6M: 7.60%
• 1Y: 21.86%
• 3Y*: 17.47%
• 5Y*: 7.50%
• 10Y*: 9.25%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

BANF vs. CATY — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

BANF

BANF Risk / Return Rank: 39
BANF Sharpe Ratio Rank: 42
BANF Sortino Ratio Rank: 36
BANF Omega Ratio Rank: 35
BANF Calmar Ratio Rank: 42
BANF Martin Ratio Rank: 41

CATY

CATY Risk / Return Rank: 66
CATY Sharpe Ratio Rank: 66
CATY Sortino Ratio Rank: 58
CATY Omega Ratio Rank: 60
CATY Calmar Ratio Rank: 72
CATY Martin Ratio Rank: 71

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BANF vs. CATY - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for BancFirst Corporation (BANF) and Cathay General Bancorp (CATY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	BANF	CATY	Difference
Sharpe ratio Return per unit of total volatility	0.04	0.73	-0.69
Sortino ratio Return per unit of downside risk	0.26	1.15	-0.89
Omega ratio Gain probability vs. loss probability	1.03	1.17	-0.13
Calmar ratio Return relative to maximum drawdown	0.05	1.64	-1.59
Martin ratio Return relative to average drawdown	0.08	3.92	-3.84
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

BANF vs. CATY - Sharpe Ratio Comparison

The current BANF Sharpe Ratio is 0.04, which is lower than the CATY Sharpe Ratio of 0.73. The chart below compares the historical Sharpe Ratios of BANF and CATY, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	BANF	CATY	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.04	0.73	-0.69
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.36	0.25	+0.12
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.47	0.28	+0.19
Sharpe Ratio (All Time) Calculated using the full available price history	0.41	0.23	+0.18

Correlation

The correlation between BANF and CATY is 0.45, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

BANF vs. CATY - Dividend Comparison

BANF's dividend yield for the trailing twelve months is around 1.77%, less than CATY's 2.76% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
BANF BancFirst Corporation	1.77%	1.79%	1.52%	1.71%	1.72%	1.98%	2.25%	1.99%	2.04%	1.56%	1.59%	2.39%
CATY Cathay General Bancorp	2.76%	2.81%	2.86%	3.05%	3.33%	2.95%	3.85%	3.26%	3.07%	2.06%	1.97%	1.79%

Drawdowns

BANF vs. CATY - Drawdown Comparison

The maximum BANF drawdown since its inception was -57.10%, smaller than the maximum CATY drawdown of -80.65%. Use the drawdown chart below to compare losses from any high point for BANF and CATY.

Drawdown Indicators

	BANF	CATY	Difference
Max Drawdown Largest peak-to-trough decline	-57.10%	-80.65%	+23.55%
Max Drawdown (1Y) Largest decline over 1 year	-23.63%	-12.99%	-10.64%
Max Drawdown (5Y) Largest decline over 5 years	-37.97%	-40.11%	+2.14%
Max Drawdown (10Y) Largest decline over 10 years	-57.10%	-55.71%	-1.39%
Current Drawdown Current decline from peak	-18.93%	-5.83%	-13.10%
Average Drawdown Average peak-to-trough decline	-13.94%	-23.11%	+9.17%
Ulcer Index Depth and duration of drawdowns from previous peaks	13.00%	5.42%	+7.58%

Volatility

BANF vs. CATY - Volatility Comparison

BancFirst Corporation (BANF) has a higher volatility of 6.07% compared to Cathay General Bancorp (CATY) at 5.07%. This indicates that BANF's price experiences larger fluctuations and is considered to be riskier than CATY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	BANF	CATY	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.07%	5.07%	+1.00%
Volatility (6M) Calculated over the trailing 6-month period	20.68%	19.63%	+1.05%
Volatility (1Y) Calculated over the trailing 1-year period	29.11%	30.09%	-0.98%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	30.41%	30.67%	-0.26%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	35.73%	33.62%	+2.11%

Financials

BANF vs. CATY - Profitability Comparison

The chart below illustrates the profitability comparison between BancFirst Corporation and Cathay General Bancorp over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

BANF - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, BancFirst Corporation reported a gross profit of 171.26M and revenue of 175.48M. Therefore, the gross margin over that period was 97.6%.

CATY - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Cathay General Bancorp reported a gross profit of 0.00 and revenue of 332.75M. Therefore, the gross margin over that period was 0.0%.

BANF - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, BancFirst Corporation reported an operating income of 78.97M and revenue of 175.48M, resulting in an operating margin of 45.0%.

CATY - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Cathay General Bancorp reported an operating income of 7.53M and revenue of 332.75M, resulting in an operating margin of 2.3%.

BANF - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, BancFirst Corporation reported a net income of 62.65M and revenue of 175.48M, resulting in a net margin of 35.7%.

CATY - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Cathay General Bancorp reported a net income of 90.52M and revenue of 332.75M, resulting in a net margin of 27.2%.