ATLC vs. AGM
ATLC (Atlanticus Holdings Corporation) and AGM (Federal Agricultural Mortgage Corporation) are both stocks. Both operate in the Credit Services industry within the Financial Services sector. Over the past 10 years, ATLC returned 41.56%/yr vs 22.12%/yr for AGM. At a 0.20 correlation, their price movements are largely independent.
Performance
ATLC vs. AGM - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, ATLC achieves a 48.65% return, which is significantly higher than AGM's 6.32% return. Over the past 10 years, ATLC has outperformed AGM with an annualized return of 41.56%, while AGM has yielded a comparatively lower 22.12% annualized return.
ATLC
- 1D
- -0.60%
- 1M
- 19.70%
- YTD
- 48.65%
- 6M
- 44.23%
- 1Y
- 95.29%
- 3Y*
- 35.29%
- 5Y*
- 21.76%
- 10Y*
- 41.56%
AGM
- 1D
- -0.22%
- 1M
- 3.99%
- YTD
- 6.32%
- 6M
- 4.71%
- 1Y
- 0.81%
- 3Y*
- 12.56%
- 5Y*
- 16.12%
- 10Y*
- 22.12%
ATLC vs. AGM - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
ATLC Atlanticus Holdings Corporation | 48.65% | 20.03% | 44.25% | 47.60% | -63.26% | 189.57% | 173.36% | 147.53% | 51.67% | -15.47% |
AGM Federal Agricultural Mortgage Corporation | 6.32% | -7.96% | 6.08% | 74.61% | -5.83% | 72.62% | -6.60% | 43.16% | -20.38% | 39.64% |
Correlation
The correlation between ATLC and AGM is 0.45, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.45 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.44 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.40 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.24 |
Correlation (All Time) Calculated using the full available price history since Apr 23, 1999 | 0.20 |
Over the past year, ATLC and AGM have become more correlated (0.45) than their long-term average of 0.20, meaning their price movements have been converging.
Fundamentals
ATLC:
$9.21
AGM:
$24.06
ATLC:
10.80
AGM:
7.61
ATLC:
1.15
AGM:
1.18
ATLC:
$1.25B
AGM:
$1.35B
ATLC:
$961.18M
AGM:
$295.93M
ATLC:
$28.39M
AGM:
$192.59M
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
ATLC vs. AGM — Risk / Return Rank
ATLC
AGM
ATLC vs. AGM - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Atlanticus Holdings Corporation (ATLC) and Federal Agricultural Mortgage Corporation (AGM). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| ATLC | AGM | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.80 | ||
| Sortino ratioReturn per unit of downside risk | +2.13 | ||
| Omega ratioGain probability vs. loss probability | 1.29 | 1.04 | +0.26 |
| Calmar ratioReturn relative to maximum drawdown | 2.59 | 0.03 | +2.56 |
| Martin ratioReturn relative to average drawdown | 4.97 | 0.05 | +4.92 |
Loading charts...
Drawdowns
ATLC vs. AGM - Drawdown Comparison
The maximum ATLC drawdown since its inception was -97.95%, roughly equal to the maximum AGM drawdown of -94.63%. Use the drawdown chart below to compare losses from any high point for ATLC and AGM.
Loading charts...
Drawdown Indicators
| ATLC | AGM | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -97.95% | -94.63% | -3.32% |
Max Drawdown (1Y)Largest decline over 1 year | -37.02% | -31.94% | -5.08% |
Max Drawdown (3Y)Largest decline over 3 years | -45.06% | -32.54% | -12.52% |
Max Drawdown (5Y)Largest decline over 5 years | -74.90% | -32.54% | -42.36% |
Max Drawdown (10Y)Largest decline over 10 years | -74.90% | -53.30% | -21.60% |
Current DrawdownCurrent decline from peak | -0.60% | -10.37% | +9.77% |
Average DrawdownAverage peak-to-trough decline | -72.17% | -27.84% | -44.33% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 19.24% | 16.97% | +2.27% |
Volatility
ATLC vs. AGM - Volatility Comparison
Atlanticus Holdings Corporation (ATLC) has a higher volatility of 17.00% compared to Federal Agricultural Mortgage Corporation (AGM) at 8.60%. This indicates that ATLC's price experiences larger fluctuations and is considered to be riskier than AGM based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| ATLC | AGM | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 17.00% | 8.60% | +8.40% |
Volatility (6M)Calculated over the trailing 6-month period | 39.97% | 25.29% | +14.68% |
Volatility (1Y)Calculated over the trailing 1-year period | 52.49% | 32.09% | +20.40% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 54.24% | 29.92% | +24.32% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 68.71% | 34.53% | +34.18% |
Dividends
ATLC vs. AGM - Dividend Comparison
ATLC has not paid dividends to shareholders, while AGM's dividend yield for the trailing twelve months is around 3.39%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AGM Federal Agricultural Mortgage Corporation | 3.39% | 3.42% | 2.84% | 2.30% | 3.37% | 2.84% | 4.31% | 3.35% | 3.84% | 1.84% | 1.82% | 2.03% |
ATLC Atlanticus Holdings Corporation | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
ATLC vs. AGM - Financials Comparison
This section allows you to compare key financial metrics between Atlanticus Holdings Corporation and Federal Agricultural Mortgage Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
ATLC vs. AGM - Profitability Comparison
ATLC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Atlanticus Holdings Corporation reported a gross profit of 650.89M and revenue of 679.53M. Therefore, the gross margin over that period was 95.8%.
AGM - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Federal Agricultural Mortgage Corporation reported a gross profit of 0.00 and revenue of 415.96M. Therefore, the gross margin over that period was 0.0%.
ATLC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Atlanticus Holdings Corporation reported an operating income of 55.00K and revenue of 679.53M, resulting in an operating margin of 0.0%.
AGM - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Federal Agricultural Mortgage Corporation reported an operating income of 0.00 and revenue of 415.96M, resulting in an operating margin of 0.0%.
ATLC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Atlanticus Holdings Corporation reported a net income of 41.87M and revenue of 679.53M, resulting in a net margin of 6.2%.
AGM - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Federal Agricultural Mortgage Corporation reported a net income of 51.83M and revenue of 415.96M, resulting in a net margin of 12.5%.
Frequently Asked Questions
ATLC and AGM have a correlation of 0.45, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
ATLC has higher volatility (17.00%) compared to AGM (8.60%). In terms of maximum drawdown, ATLC dropped -97.95% vs AGM's -94.63%.
ATLC currently has the higher Sharpe Ratio (1.83 vs 0.03), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for ATLC and AGM
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer