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AROW vs. SMH
Performance
Return for Risk
Dividends
Drawdowns
Volatility

Performance

AROW vs. SMH - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Arrow Financial Corporation (AROW) and VanEck Semiconductor ETF (SMH). The values are adjusted to include any dividend payments, if applicable.

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AROW vs. SMH - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
AROW
Arrow Financial Corporation
9.21%13.95%7.15%-10.78%2.33%24.98%-15.58%25.41%-0.08%-11.10%
SMH
VanEck Semiconductor ETF
8.84%49.17%39.10%73.38%-33.53%42.13%55.53%64.45%-9.05%38.48%

Returns By Period

The year-to-date returns for both stocks are quite close, with AROW having a 9.21% return and SMH slightly lower at 8.84%. Over the past 10 years, AROW has underperformed SMH with an annualized return of 8.60%, while SMH has yielded a comparatively higher 31.58% annualized return.


AROW

1D
1.28%
1M
1.43%
YTD
9.21%
6M
24.29%
1Y
34.17%
3Y*
17.07%
5Y*
5.93%
10Y*
8.60%

SMH

1D
2.24%
1M
-3.55%
YTD
8.84%
6M
17.83%
1Y
85.04%
3Y*
44.53%
5Y*
26.15%
10Y*
31.58%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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Return for Risk

AROW vs. SMH — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

AROW
AROW Risk / Return Rank: 7777
Overall Rank
AROW Sharpe Ratio Rank: 7878
Sharpe Ratio Rank
AROW Sortino Ratio Rank: 7474
Sortino Ratio Rank
AROW Omega Ratio Rank: 6969
Omega Ratio Rank
AROW Calmar Ratio Rank: 8383
Calmar Ratio Rank
AROW Martin Ratio Rank: 8282
Martin Ratio Rank

SMH
SMH Risk / Return Rank: 9595
Overall Rank
SMH Sharpe Ratio Rank: 9494
Sharpe Ratio Rank
SMH Sortino Ratio Rank: 9393
Sortino Ratio Rank
SMH Omega Ratio Rank: 9292
Omega Ratio Rank
SMH Calmar Ratio Rank: 9797
Calmar Ratio Rank
SMH Martin Ratio Rank: 9797
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

AROW vs. SMH - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Arrow Financial Corporation (AROW) and VanEck Semiconductor ETF (SMH). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


AROWSMHDifference

Sharpe ratio

Return per unit of total volatility

1.20

2.32

-1.11

Sortino ratio

Return per unit of downside risk

1.81

2.92

-1.11

Omega ratio

Gain probability vs. loss probability

1.22

1.41

-0.20

Calmar ratio

Return relative to maximum drawdown

2.74

5.39

-2.65

Martin ratio

Return relative to average drawdown

6.86

19.22

-12.36

AROW vs. SMH - Sharpe Ratio Comparison

The current AROW Sharpe Ratio is 1.20, which is lower than the SMH Sharpe Ratio of 2.32. The chart below compares the historical Sharpe Ratios of AROW and SMH, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


AROWSMHDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

1.20

2.32

-1.11

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.19

0.76

-0.56

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.27

0.98

-0.71

Sharpe Ratio (All Time)

Calculated using the full available price history

0.33

0.28

+0.04

Correlation

The correlation between AROW and SMH is 0.32, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.


Dividends

AROW vs. SMH - Dividend Comparison

AROW's dividend yield for the trailing twelve months is around 3.41%, more than SMH's 0.28% yield.


TTM20252024202320222021202020192018201720162015
AROW
Arrow Financial Corporation
3.41%3.63%3.80%3.78%3.12%2.89%3.40%2.69%3.12%2.88%2.42%3.63%
SMH
VanEck Semiconductor ETF
0.28%0.31%0.44%0.60%1.18%0.51%0.69%1.50%1.88%1.43%0.80%2.14%

Drawdowns

AROW vs. SMH - Drawdown Comparison

The maximum AROW drawdown since its inception was -67.11%, smaller than the maximum SMH drawdown of -84.96%. Use the drawdown chart below to compare losses from any high point for AROW and SMH.


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Drawdown Indicators


AROWSMHDifference

Max Drawdown

Largest peak-to-trough decline

-67.11%

-84.96%

+17.85%

Max Drawdown (1Y)

Largest decline over 1 year

-12.58%

-15.95%

+3.37%

Max Drawdown (5Y)

Largest decline over 5 years

-50.54%

-45.30%

-5.24%

Max Drawdown (10Y)

Largest decline over 10 years

-50.54%

-45.30%

-5.24%

Current Drawdown

Current decline from peak

-4.88%

-8.02%

+3.14%

Average Drawdown

Average peak-to-trough decline

-12.43%

-41.35%

+28.92%

Ulcer Index

Depth and duration of drawdowns from previous peaks

5.03%

4.47%

+0.56%

Volatility

AROW vs. SMH - Volatility Comparison

The current volatility for Arrow Financial Corporation (AROW) is 6.42%, while VanEck Semiconductor ETF (SMH) has a volatility of 11.74%. This indicates that AROW experiences smaller price fluctuations and is considered to be less risky than SMH based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


AROWSMHDifference

Volatility (1M)

Calculated over the trailing 1-month period

6.42%

11.74%

-5.32%

Volatility (6M)

Calculated over the trailing 6-month period

19.89%

24.02%

-4.13%

Volatility (1Y)

Calculated over the trailing 1-year period

28.53%

36.88%

-8.35%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

30.77%

34.68%

-3.91%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

32.24%

32.29%

-0.05%