AROW vs. MCO
AROW (Arrow Financial Corporation) and MCO (Moody's Corporation) are both stocks. Both are in the Financial Services sector — AROW in Banks - Regional, MCO in Financial Data & Stock Exchanges. Over the past 10 years, AROW returned 9.15%/yr vs 18.07%/yr for MCO. At a 0.33 correlation, their price movements are largely independent.
Performance
AROW vs. MCO - Performance Comparison
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Returns By Period
In the year-to-date period, AROW achieves a 26.53% return, which is significantly higher than MCO's -12.04% return. Over the past 10 years, AROW has underperformed MCO with an annualized return of 9.15%, while MCO has yielded a comparatively higher 18.07% annualized return.
AROW
- 1D
- 0.70%
- 1M
- 6.11%
- YTD
- 26.53%
- 6M
- 26.07%
- 1Y
- 61.56%
- 3Y*
- 29.17%
- 5Y*
- 7.57%
- 10Y*
- 9.15%
MCO
- 1D
- -0.74%
- 1M
- -0.40%
- YTD
- -12.04%
- 6M
- -11.83%
- 1Y
- -4.03%
- 3Y*
- 10.77%
- 5Y*
- 5.52%
- 10Y*
- 18.07%
AROW vs. MCO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
AROW Arrow Financial Corporation | 26.53% | 13.95% | 7.15% | -10.78% | 2.33% | 24.98% | -15.58% | 25.41% | -0.08% | -11.10% |
MCO Moody's Corporation | -12.04% | 8.74% | 22.17% | 41.52% | -27.80% | 35.57% | 23.26% | 71.26% | -4.10% | 58.53% |
Correlation
The correlation between AROW and MCO is 0.26, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.26 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.30 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.30 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.28 |
Correlation (All Time) Calculated using the full available price history since Oct 3, 2000 | 0.33 |
Fundamentals
AROW:
$640.87M
MCO:
$79.31B
AROW:
$3.11
MCO:
$13.92
AROW:
12.57
MCO:
32.12
AROW:
5.22
MCO:
4.19
AROW:
2.70
MCO:
10.18
AROW:
1.46
MCO:
26.49
AROW:
$238.17M
MCO:
$7.87B
AROW:
$124.15M
MCO:
$5.49B
AROW:
$50.82M
MCO:
$3.95B
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Return for Risk
AROW vs. MCO — Risk / Return Rank
AROW
MCO
AROW vs. MCO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Arrow Financial Corporation (AROW) and Moody's Corporation (MCO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| AROW | MCO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +2.46 | ||
| Sortino ratioReturn per unit of downside risk | +3.19 | ||
| Omega ratioGain probability vs. loss probability | 1.37 | 1.00 | +0.37 |
| Calmar ratioReturn relative to maximum drawdown | 4.92 | -0.17 | +5.09 |
| Martin ratioReturn relative to average drawdown | 13.80 | -0.36 | +14.16 |
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Drawdowns
AROW vs. MCO - Drawdown Comparison
The maximum AROW drawdown since its inception was -67.11%, smaller than the maximum MCO drawdown of -78.72%. Use the drawdown chart below to compare losses from any high point for AROW and MCO.
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Drawdown Indicators
| AROW | MCO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -67.11% | -78.72% | +11.61% |
Max Drawdown (1Y)Largest decline over 1 year | -12.58% | -23.61% | +11.03% |
Max Drawdown (3Y)Largest decline over 3 years | -29.91% | -24.65% | -5.26% |
Max Drawdown (5Y)Largest decline over 5 years | -50.54% | -41.66% | -8.88% |
Max Drawdown (10Y)Largest decline over 10 years | -50.54% | -42.02% | -8.52% |
Current DrawdownCurrent decline from peak | -1.98% | -16.72% | +14.74% |
Average DrawdownAverage peak-to-trough decline | -12.37% | -17.76% | +5.39% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.47% | 11.20% | -6.73% |
Volatility
AROW vs. MCO - Volatility Comparison
Arrow Financial Corporation (AROW) has a higher volatility of 8.02% compared to Moody's Corporation (MCO) at 6.89%. This indicates that AROW's price experiences larger fluctuations and is considered to be riskier than MCO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AROW | MCO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.02% | 6.89% | +1.13% |
Volatility (6M)Calculated over the trailing 6-month period | 17.65% | 22.33% | -4.68% |
Volatility (1Y)Calculated over the trailing 1-year period | 26.91% | 26.73% | +0.18% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 30.82% | 26.36% | +4.46% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 32.32% | 27.86% | +4.46% |
Dividends
AROW vs. MCO - Dividend Comparison
AROW's dividend yield for the trailing twelve months is around 3.02%, more than MCO's 0.88% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AROW Arrow Financial Corporation | 3.02% | 3.63% | 3.80% | 3.78% | 3.12% | 2.89% | 3.40% | 2.69% | 3.12% | 2.88% | 2.42% | 3.63% |
MCO Moody's Corporation | 0.88% | 0.74% | 0.72% | 0.79% | 1.26% | 0.63% | 0.77% | 0.84% | 1.26% | 1.03% | 1.57% | 1.36% |
Financials
AROW vs. MCO - Financials Comparison
This section allows you to compare key financial metrics between Arrow Financial Corporation and Moody's Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
AROW vs. MCO - Profitability Comparison
AROW - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Arrow Financial Corporation reported a gross profit of 0.00 and revenue of 53.79M. Therefore, the gross margin over that period was 0.0%.
MCO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Moody's Corporation reported a gross profit of 1.55B and revenue of 2.08B. Therefore, the gross margin over that period was 74.5%.
AROW - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Arrow Financial Corporation reported an operating income of 640.00K and revenue of 53.79M, resulting in an operating margin of 1.2%.
MCO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Moody's Corporation reported an operating income of 922.00M and revenue of 2.08B, resulting in an operating margin of 44.4%.
AROW - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Arrow Financial Corporation reported a net income of 13.49M and revenue of 53.79M, resulting in a net margin of 25.1%.
MCO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Moody's Corporation reported a net income of 661.00M and revenue of 2.08B, resulting in a net margin of 31.8%.
Frequently Asked Questions
AROW and MCO have a correlation of 0.26, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
AROW has higher volatility (8.02%) compared to MCO (6.89%). In terms of maximum drawdown, AROW dropped -67.11% vs MCO's -78.72%.
AROW currently has the higher Sharpe Ratio (2.30 vs -0.15), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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