AFMFX vs. BNB-USD

Last updated Jun 5, 2026

AFMFX (American Funds American Mutual Fund Class F-3) is Large Cap Value Equities fund managed by American Funds, while BNB-USD (Binance Coin) is a cryptocurrency. Over the past 5 years, AFMFX returned 10.18%/yr vs 9.07%/yr for BNB-USD. At a 0.16 correlation, their price movements are largely independent.

Performance

AFMFX vs. BNB-USD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in American Funds American Mutual Fund Class F-3 (AFMFX) and Binance Coin (BNB-USD). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, AFMFX achieves a 6.43% return, which is significantly higher than BNB-USD's -30.21% return.

AFMFX

• 1D: -0.33%
• 1M: 2.17%
• YTD: 6.43%
• 6M: 6.62%
• 1Y: 17.22%
• 3Y*: 15.72%
• 5Y*: 10.18%
• 10Y*: —

BNB-USD

• 1D: -2.77%
• 1M: -4.36%
• YTD: -30.21%
• 6M: -33.03%
• 1Y: -9.15%
• 3Y*: 29.60%
• 5Y*: 9.07%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

AFMFX vs. BNB-USD - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
AFMFX American Funds American Mutual Fund Class F-3	6.43%	16.43%	15.30%	9.77%	-4.19%	23.64%	5.04%	21.90%	-1.98%	3.63%
BNB-USD Binance Coin	-30.21%	23.21%	124.36%	26.83%	-51.86%	1,277.47%	170.06%	126.63%	-29.71%	333.78%

Correlation

The correlation between AFMFX and BNB-USD is 0.26, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.26
Correlation (3Y) Calculated over the trailing 3-year period	0.19
Correlation (5Y) Calculated over the trailing 5-year period	0.22
Correlation (All Time) Calculated using the full available price history since Nov 10, 2017	0.16

The correlation between AFMFX and BNB-USD shifts across timeframes, from 0.16 (all time) to 0.26 (1 year), reflecting how their relationship changes across market environments.

Return for Risk

AFMFX vs. BNB-USD — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

AFMFX

AFMFX Risk / Return Rank: 38
AFMFX Sharpe Ratio Rank: 39
AFMFX Sortino Ratio Rank: 37
AFMFX Omega Ratio Rank: 38
AFMFX Calmar Ratio Rank: 34
AFMFX Martin Ratio Rank: 41

BNB-USD

BNB-USD Risk / Return Rank: 80
BNB-USD Sharpe Ratio Rank: 79
BNB-USD Sortino Ratio Rank: 77
BNB-USD Omega Ratio Rank: 77
BNB-USD Calmar Ratio Rank: 82
BNB-USD Martin Ratio Rank: 83

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

AFMFX vs. BNB-USD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for American Funds American Mutual Fund Class F-3 (AFMFX) and Binance Coin (BNB-USD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	AFMFX	BNB-USD	Difference
Sharpe ratio: Return per unit of total volatility	1.82	-0.17	+1.99
Sortino ratio: Return per unit of downside risk	2.56	0.12	+2.44
Omega ratio: Gain probability vs. loss probability	1.33	1.01	+0.32
Calmar ratio: Return relative to maximum drawdown	2.19	-0.17	+2.35
Martin ratio: Return relative to average drawdown	8.80	-0.27	+9.06
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

AFMFX vs. BNB-USD - Sharpe Ratio Comparison

The current AFMFX Sharpe Ratio is 1.82, which is higher than the BNB-USD Sharpe Ratio of -0.17. The chart below compares the historical Sharpe Ratios of AFMFX and BNB-USD, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	AFMFX	BNB-USD	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.82	-0.17	+1.99
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.82	0.15	+0.67
Sharpe Ratio (All Time) Calculated using the full available price history	0.76	0.98	-0.22

Drawdowns

AFMFX vs. BNB-USD - Drawdown Comparison

The maximum AFMFX drawdown since its inception was -29.79%, smaller than the maximum BNB-USD drawdown of -79.74%. Use the drawdown chart below to compare losses from any high point for AFMFX and BNB-USD.

Drawdown Indicators

	AFMFX	BNB-USD	Difference
Max Drawdown Largest peak-to-trough decline	-29.79%	-79.74%	+49.95%
Max Drawdown (1Y) Largest decline over 1 year	-7.90%	-55.39%	+47.49%
Max Drawdown (3Y) Largest decline over 3 years	-12.91%	-55.39%	+42.48%
Max Drawdown (5Y) Largest decline over 5 years	-15.16%	-69.89%	+54.73%
Current Drawdown Current decline from peak	-0.33%	-53.90%	+53.57%
Average Drawdown Average peak-to-trough decline	-2.92%	-38.65%	+35.73%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.96%	41.00%	-39.04%

Volatility

AFMFX vs. BNB-USD - Volatility Comparison

The current volatility for American Funds American Mutual Fund Class F-3 (AFMFX) is 2.30%, while Binance Coin (BNB-USD) has a volatility of 15.90%. This indicates that AFMFX experiences smaller price fluctuations and is considered to be less risky than BNB-USD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	AFMFX	BNB-USD	Difference
Volatility (1M) Calculated over the trailing 1-month period	2.30%	15.90%	-13.60%
Volatility (6M) Calculated over the trailing 6-month period	7.25%	33.83%	-26.58%
Volatility (1Y) Calculated over the trailing 1-year period	9.51%	44.11%	-34.60%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	12.50%	50.62%	-38.12%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	14.49%	80.15%	-65.66%

Frequently Asked Questions

Can I hold both AFMFX and BNB-USD in my portfolio?

AFMFX and BNB-USD have a correlation of 0.26, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, AFMFX or BNB-USD?

BNB-USD has higher volatility (15.90%) compared to AFMFX (2.30%). In terms of maximum drawdown, AFMFX dropped -29.79% vs BNB-USD's -79.74%.

Which has better risk-adjusted returns?

AFMFX currently has the higher Sharpe Ratio (1.82 vs -0.17), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.